Kabir_1112
TF Buzz
My wife has a hdfc bank millenia credit card with 1.7 lakh limit and she's working with an Ngo but with a basic salary and her ITR is not over 5.5 lakh. Her millenia credit card was Pre approved and she got a LE from 1.35 lakh to 1.7 lakh 8 months ago. But due to our travelling together I need help and suggestions that if we book our hotels and tickets using her card and where her credit card bills will be settled by me and if it will be a good idea to use her credit card more during our travel time. As I'm looking for an upgrade of her Millenia card to RG and need help with our action plan in doing so. I'm wondering if based on just spends on her credit card will she be eligible for any upgrade without income documents requirement or with an ITR OF or around 8 lakh but with good spends where her bills are paid off by her husband.
