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Millennia Millenia capping on smart buy

James

TF Ace
I have an HDFC Millinia credit card.
If I buy Amazon vouchers from smartbuy -> Gyftr (https://www.gyftr.com/instantvouche...source=Smartbuygeneric&utm_campaign=AmazonPay),
it is showing 5% cashback on the card.
Q1: Is total cashback will be 5%+1%?
Q2: Is this 5% considered under the total capping of 1000 rewards on the 5%merchant category?
Q3: Any capping/charges on buying vouchers from Gyftr
Q1. Yes. 6%
Q2. Separate. 1000 is the max I think. I am not sure
Q3. Apay has charges. Other vouchers doesn't have charges
 
Last edited:

shrewdoc

TF Ace
I have an HDFC Millinia credit card.
If I buy Amazon vouchers from smartbuy -> Gyftr (https://www.gyftr.com/instantvouche...source=Smartbuygeneric&utm_campaign=AmazonPay),
it is showing 5% cashback on the card.
Q1: Is total cashback will be 5%+1%?
Q2: Is this 5% considered under the total capping of 1000 rewards on the 5%merchant category?
Q3: Any capping/charges on buying vouchers from Gyftr
A1. Yes, 6%.
A2. No. This comes under Smartbuy Cashback of 5% which will get credited into your card within 3-5 days of the purchase. It will come under 1% category for Millennia card, hence total comes to 1+5=6%.
A3. Separate capping for different vouchers. Check T&Cs before buying.

Snd for future, do a forum search once. Better, join the Millennia group.
 
I have one doubt. If we do EMI transaction on preferred merchant like flipkart for 20000 Rs, we will get 1% cash back only. So if we do non EMI transaction later on preferred merchant then we will get 5% cash back up to 1000 Rs right?
After converting transaction to EMI (Not dial on EMI) 5% cash back will also get reversed and will provide 1% cash back. So our next preferred merchant transaction is eligible for 5% cash back right?
 

CHOCOPANDA

TF Premier
A1. Yes, 6%.
A2. No. This comes under Smartbuy Cashback of 5% which will get credited into your card within 3-5 days of the purchase. It will come under 1% category for Millennia card, hence total comes to 1+5=6%.
A3. Separate capping for different vouchers. Check T&Cs before buying.

Snd for future, do a forum search once. Better, join the Millennia group.
How to join the Millennia group. I am a holder of it
 
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