Join Bank Account with UPI access for both

[skchamp]

Looking to create a joint account (husband/wife) for household savings, utilities, spends etc.

Only condition is both should be able to use UPI on their respective numbers. Can anyone suggest any bank account for this?

 

[HumorSimpson]

@DocFixIt @D₹V @S S V

 

[vaibhav111vaibhav111 is verified member.]

Looking to create a joint account (husband/wife) for household savings, utilities, spends etc.

Only condition is both should be able to use UPI on their respective numbers. Can anyone suggest any bank account for this?

nope, only one number will be active. that the whole concept of aadhaar Linked with Single Number .. and UPI too.

 

[VasukiVasuki is verified member.]

Looking to create a joint account (husband/wife) for household savings, utilities, spends etc.

Only condition is both should be able to use UPI on their respective numbers. Can anyone suggest any bank account for this?

Open hdfc family banking it has consolidated statement across members .


Upi - unique payment interface ( no two person can be unique) .

You can track expenses but not use one source to spend it .

I don't see any benefits of this much close association in spending.

There is not a perfect solution to your perfect world expectations.

 

[skchamp]

Open hdfc family banking it has consolidated statement across members .


Upi - unique payment interface ( no two person can be unique) .

You can track expenses but not use one source to spend it .

I don't see any benefits of this much close association in spending.

There is not a perfect solution to your perfect world expectations.

Idea was to have a bank account with monthly household spends. Husband and wife can put in their contribution in it at beginning of the month. Helps track spends and be more accountable.

Some threads suggest Equitas has that option.

 

[quino]

yes, it's possible: https://www.technofino.in/community/threads/joint-account-with-two-phone-numbers-upi-ids.19423/

 

[VasukiVasuki is verified member.]

yes, it's possible: https://www.technofino.in/community/threads/joint-account-with-two-phone-numbers-upi-ids.19423/

I won't trust equittas with even small upi
Their app is worst than nightmare
Forget about netbanking

I have zero balance of that account idle since ages

 

[deburger]

Upi - unique payment interface ( no two person can be unique) .

It's not a unique payment interface. It is a Unified Payment Interface.

 

[Zacobite]

Looking to create a joint account (husband/wife) for household savings, utilities, spends etc.

Only condition is both should be able to use UPI on their respective numbers. Can anyone suggest any bank account for this?

icici.. different numbers will work as 2 separate users.. . but upi pin has to be same.. self experience ***

 

[deburger]

For anyone who is searching in 2025. IDFC has this option. My wife and I have a single joint account in IDFC with two mobile numbers linked with UPI. The only problem is with the Monthly average balance to maintain is 25k.

 

[Finchamp!]

For anyone who is searching in 2025. IDFC has this option. My wife and I have a single joint account in IDFC with two mobile numbers linked with UPI. The only problem is with the Monthly average balance to maintain is 25k.

What is the process?

 

[deburger]

What is the process?

ask to open either or survivor account. Mention you need to access from both the mobile numbers.