Is cashback on sbi cashback credit is considered as bill payment?

[NikhilG]

I received 1400 this month as cashback on my sbi cashback card. Should I deduct that amount from bill amount and pay balance or I have to pay full amount and it gets adjusted next month?

 

[pratik077]

I received 1400 this month as cashback on my sbi cashback card. Should I deduct that amount from bill amount and pay balance or I have to pay full amount and it gets adjusted next month?

Yes it considered as a bill payment
You need to pay remaining amount by (- cb amount)

 

[sudheerreddy]

Deduct cashback and pay remaining amount.

 

[NikhilG]

Yes it considered as a bill payment
You need to pay remaining amount by (- cb amount)

I called sbi customer care, they say pay full amount. 😀

 

[saber.mbt]

No cashback won't be counted has bill payment. It will be adjusted in next month bill. So pay full bill before due date.

 

[NikhilG]

No cashback won't be counted has bill payment. It will be adjusted in next month bill. So pay full bill before due date.

Are you sure? Rest of the replies on this thread are opposite to what you saying?

 

[NikhilG]

No cashback won't be counted has bill payment. It will be adjusted in next month bill. So pay full bill before due date.

Also can the bill amount be broken into parts and paid? Like 20k bill amount paid in 10 txns of 2k each?

 

[saber.mbt]

Also can the bill amount be broken into parts and paid? Like 20k bill amount paid in 10 txns of 2k each?

Yes you can. It can be broken in to parts. Before due date payment should be completed

 

[saber.mbt]

Dear SBI Cardholder,Your Service Request No. 1399092998719 for redemption of 26000 Reward Points has been processed.Rs.6500 has been successfully credited to your account. I received this month. Still I need to pay full amount this month

 

[NikhilG]

Dear SBI Cardholder,Your Service Request No. 1399092998719 for redemption of 26000 Reward Points has been processed.Rs.6500 has been successfully credited to your account. I received this month. Still I need to pay full amount this month

Okay, but mine is sbi cashback directly paid on next day of bill generation. I didn't redeem anything.

 

[saber.mbt]

Okay, but mine is sbi cashback directly paid on next day of bill generation. I didn't redeem anything.

Still cashback won't be counted once bill generated.

 

[Slayer]

I have been using sbi cashback card for over 2 years and have done what others have said

Still cashback won't be counted once bill generated.

You are generalizing shitty sbi cards which let you redeem points as cashback and cashback card 🤣

 

[Chiraggyl]

No cashback won't be counted has bill payment. It will be adjusted in next month bill. So pay full bill before due date.

It will be counted as payment.. If you haven’t done any new transaction after your bill generation and tries to pay through bbps.. it will only allow you to go till 0, not in negative.. so you can only pay remaining amount excluding cashback as well.. since cb is already deducted from your total due in cc

 

[saber.mbt]

It will be counted as payment.. If you haven’t done any new transaction after your bill generation and tries to pay through bbps.. it will only allow you to go till 0, not in negative.. so you can only pay remaining amount excluding cashback as well.. since cb is already deducted from your total due in cc

No sbi bbps won't work. I already paid 50% still SBI allowed to pay more than the limit. Bill is 104k. I can pay up to 113k. Cashback won't be counted under bill payment under this month. Next bill it will be adjusted.

 

[saber.mbt]

I have been using sbi cashback card for over 2 years and have done what others have said


You are generalizing shitty sbi cards which let you redeem points as cashback and cashback card 🤣

SBI Elite is not an shitty card bro.

 

[saber.mbt]

Okay, but mine is sbi cashback directly paid on next day of bill generation. I didn't redeem anything.

April 25 based on my own experience in SBI. Cashback got adjusted and I missed 100 rs payment. Cashback is not counted. They charged me 8500+ financial charges. Just for your reference. It's up to you all to decide.

 

[saber.mbt]

Are you sure? Rest of the replies on this thread are opposite to what you saying?

April 25 based on my own experience in SBI. Cashback got adjusted and I missed 100 rs payment. Cashback is not counted. They charged me 8500+ financial charges. Just for your reference. It's up to you all to decide.

Yeah I am sure based on my own experience..

 

[SSquad]

Dear SBI Cardholder,Your Service Request No. 1399092998719 for redemption of 26000 Reward Points has been processed.Rs.6500 has been successfully credited to your account. I received this month. Still I need to pay full amount this month

What's the card with such excellent conversion rate.

 

[saber.mbt]

What's the card with such excellent conversion rate.

SBI Elite card

 

[NikhilG]

Imho it should be counted as payment only atleast in case of sbi cashback credit card that's why they credit it just after bill generation but I will still pay as I don't want to take any risks.