I have been receiving lot of dms regarding IOB account opening process and for RSDC.
So putting everything in one thread.
Account opening process
1. Open this link
Choose account variant - SAVINGS ACCOUNT - PUBLIC
its mab is very low 100/200 only without chequebook
2. Fill all ur personal details.
Tick debit card
Untick chequebook
Tick netbanking and mobile banking
3. Submit application and do video kyc.
4. U will receive user id password of netbanking in the mail after account opening usually takes 3 to 1week.
5. In netbanking, apply rupay select debit card.
Rupay select dc fee 800JF/800AF
Trick to get RSDC at low price
U will receive rupay classic by default at 150+gst.
Use debit card upgrade option in netbanking or app from rupay classic to rupay select.
Upgrade fee only 350+gst
Overall 150+350 = 500+gst instead of 800+gst.
300 saved in joining fee
Overall 800 fee RSDC at 100/200mab is a great choice
So putting everything in one thread.
Account opening process
1. Open this link
Choose account variant - SAVINGS ACCOUNT - PUBLIC
its mab is very low 100/200 only without chequebook
2. Fill all ur personal details.
Tick debit card
Untick chequebook
Tick netbanking and mobile banking
3. Submit application and do video kyc.
4. U will receive user id password of netbanking in the mail after account opening usually takes 3 to 1week.
5. In netbanking, apply rupay select debit card.
Rupay select dc fee 800JF/800AF
Trick to get RSDC at low price
U will receive rupay classic by default at 150+gst.
Use debit card upgrade option in netbanking or app from rupay classic to rupay select.
Upgrade fee only 350+gst
Overall 150+350 = 500+gst instead of 800+gst.
300 saved in joining fee
Overall 800 fee RSDC at 100/200mab is a great choice
