• Hey there! Welcome to TFC! View fewer ads on the website just by signing up on TF Community.

Infinia Upgrade from Regalia

SmartyAadi

TF Premier
VIP Lounge
hey guys. I was going through the old emails for my mom and found that she was offered Infinia metal FYF in march of 2022. She didn't take it that time and none of us had checked. We do have infinia which is on my dad's name tho. I am pretty confused as to how my mom was offered Infinia as her ITR is less than 8L most of the time. Only thing I remember is that we had spends of 10 - 12L in 2021 so could that be a reason ? cause 8L itr seems too low but if the spends is the only requirement then maybe people can get it ?
Also, I checked the sender for the email and it checks out as legit HDFC.
 
hey guys. I was going through the old emails for my mom and found that she was offered Infinia metal FYF in march of 2022. She didn't take it that time and none of us had checked. We do have infinia which is on my dad's name tho. I am pretty confused as to how my mom was offered Infinia as her ITR is less than 8L most of the time. Only thing I remember is that we had spends of 10 - 12L in 2021 so could that be a reason ? cause 8L itr seems too low but if the spends is the only requirement then maybe people can get it ?
Also, I checked the sender for the email and it checks out as legit HDFC.
Maybe you can reply with that screenshot to Nodal & ask Infinia exceptionally.

Nothing's wrong in asking.

Can you share that email screenshot here? 🤔
 
hey guys. I was going through the old emails for my mom and found that she was offered Infinia metal FYF in march of 2022. She didn't take it that time and none of us had checked. We do have infinia which is on my dad's name tho. I am pretty confused as to how my mom was offered Infinia as her ITR is less than 8L most of the time. Only thing I remember is that we had spends of 10 - 12L in 2021 so could that be a reason ? cause 8L itr seems too low but if the spends is the only requirement then maybe people can get it ?
Also, I checked the sender for the email and it checks out as legit HDFC.
she must be HDFC accoun too either saving or salary if not then that 8 ITR is less sure but she must be filing for a good amount of years and that spend of 10-12 lakhs did also played a part for infinia trigger.
 
she must be HDFC accoun too either saving or salary if not then that 8 ITR is less sure but she must be filing for a good amount of years and that spend of 10-12 lakhs did also played a part for infinia trigger.
I guess. No salary account, only savings account. Her MAB is around 2L only so not much but spends have been.

I just created this topic cause how HDFC portrays infinia as a card for UHNI who earn a very handsome salary or so but in reality you only need good spends.
 
I guess. No salary account, only savings account. Her MAB is around 2L only so not much but spends have been.

I just created this topic cause how HDFC portrays infinia as a card for UHNI who earn a very handsome salary or so but in reality you only need good spends.
That true but it also reject the same for a individual who ITR is very close so hdfc work in a mysterious way.
 
That true but it also reject the same for a individual who ITR is very close so hdfc work in a mysterious way.
Lmao yeah. My dad had a ITR of 60L or so when he tried getting the card in 2021 but they refused (he didn't have more than 1 CC, citi rewards but that was all. No Hdfc cc) but they refused saying internal criteria but same was approved in November of 2022.
 
If the more experienced members can explain who is Infinia most suitable for?

From my limited understanding, only those is the air miles/flight hotel booking via smartbuy game seem to be the best beneficiary because of 1:1 conversion? Redeeming points for gift vouchers/cashback doesnt seem much rewarding as compared to normal cashback cards?
 
If the more experienced members can explain who is Infinia most suitable for?

From my limited understanding, only those is the air miles/flight hotel booking via smartbuy game seem to be the best beneficiary because of 1:1 conversion? Redeeming points for gift vouchers/cashback doesnt seem much rewarding as compared to normal cashback cards?
Umm yeah it's best suited for frequent travelers and people who stay at hotels.

Your point saying that it is not rewarding is valid and invalid at the same time. It totally depends.


Like, for purchases via SmartBuy, you get 16.6% RP. So for less attractive redemption options as well, you get some decent returns.

Also, this card is good for the lounge access facility and the Itc 1+1 offer. Also it has 15% instant discount at swiggy dineout.
 
Back
Top