ICICI sapphiro vs IDFC WEALTH

[voygers]

Is it worth to have a paid/free sapphiro visa platinum, when idfc giving wealth visa infinite to every one that too on card to card and ltf to everyone.I think both have same benifits on lounge access and movie benifits and insurance benifits and reward system is ok ok

 

[xiddy]

No harm in keeping sapphiro if it is LTF.

 

[Rahul92]

Sapphiro is visa signature

 

[voygers]

On upgrade page it was showing platinum to me. If getting ltf then can have but ICICI not giving ltf to everyone.

 

[Venky]

Wealth is not that easy to get. Like you need a gooood limit on your existing card for c2c approval. Paid sapphiro is not worth the fees IMO.

 

[voygers]

I think wealth is offered to 5l plus on other cards

 

[Venky]

I think wealth is offered to 5l plus on other cards

It is but IDFC is kinda unpredictable at times when issuing the Wealth. It’s definitely the better card and you if you’re allotted one then you should get it w/o a second thought. 🙏

Eligiblity for IDFC wealth credit card

My CTC is 6.2 LPA and i have a HDFC Regalia credit card with 3L limit, would i able to apply for IDFC select or Wealth credit card on a C to C Basis?

www.technofino.in

 

[anirbanm]

Is it worth to have a paid/free sapphiro visa platinum, when idfc giving wealth visa infinite to every one that too on card to card and ltf to everyone.I think both have same benifits on lounge access and movie benifits and insurance benifits and reward system is ok ok

Both are not very different
Paid Sapphiro to bhul ke bhi mat lena

 

[praveensudhakaran]

I have both Sapphiro and wealth.

Used Sapphiro for 30 days - 65K spend - 1250 reward points

Wealth would have given better rewards I Guess

 

[SSV]

Is it worth to have a paid/free sapphiro visa platinum, when idfc giving wealth visa infinite to every one that too on card to card and ltf to everyone.I think both have same benifits on lounge access and movie benifits and insurance benifits and reward system is ok ok

I have both Sapphiro and wealth.

Used Sapphiro for 30 days - 65K spend - 1250 reward points

Wealth would have given better rewards I Guess

IDFC wealth is a
Much better option than ICICI Saphiro ..
We can’t really compare ICICI core cards with any other cards for spend based rewards.. they are such useless cards

 

[credit geek]

IDFC Wealth gives lounge access to add on cards which I believe ICICI Saphiro does not give. In terms of lounge access IDFC Wealth provides excellent benefits, compared any other premium cards ( excluding SPC with unlimited access and guest access).

 

[Venky]

Is the bookmyshow offer on the IDFC Wealth or Sapphiro also extend to the add on cards?

 

[Nitin13]

Is it worth to have a paid/free sapphiro visa platinum, when idfc giving wealth visa infinite to every one that too on card to card and ltf to everyone.I think both have same

What is the difference between VISA Infinite and VISA Signature? Why Infinite better than Signature?

 

[helloworld]

What is the difference between VISA Infinite and VISA Signature? Why Infinite better than Signature?

nothing, ignore. some people prefer higher variant because its high variant, no other reason actually.

actual difference
- BMS offers, quota exhausted quickly so nothing much useful
- timesprime offers, over no longer exist (once upon a time)

But again, Infinite is better than Signature and Signature better than Platinum, and Platinum better than Classic. Higher version always better because those are better cards compare to lower version card, and may require high fee.

 

[Nitin13]

nothing, ignore. some people prefer higher variant because its high variant, no other reason actually.

actual difference
- BMS offers, quota exhausted quickly so nothing much useful
- timesprime offers, over no longer exist (once upon a time)

But again, Infinite is better than Signature and Signature better than Platinum, and Platinum better than Classic. Higher version always better because those are better cards compare to lower version card, and may require high fee.

Thank you, for clearing up my doubt and for the detailed explanation.