I have a pre-approved offer 50k limit. Should I avail it? Is anyone using it?
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ICICI BANK PAY LATER
- Thread starter EINSTEIN
- Start date
Not worth it
As far as i know they do an enquiry for CD Loan - also no reward points
tuhin
TF Premier
They will deduct Rs 500 for applying this one.
Deleted member 5552
TF Ace
I used this service some years ago and really a great service. I transferred the limit available through Paytm app to bank account without any charges and maintained a good amount in Bank account. Before bill generation date, I used to pay back the amount. But I closed paylater account when I received pre approved ICICI Credit Card.
Thanks for the suggestions everyone. I did not avail it at the time.
I activated it this month for a few reasons. First, I upgraded my account to wealth management in which the joining fee for paylater is waived off. Second, they removed service charge for spending up to 3000 which I can use for NetBanking offers. Third and most importantly, the banner was irritating me every time I opened iMobile app.
P.S. There was no CIBIL enquiry and it is reported as credit card.
I activated it this month for a few reasons. First, I upgraded my account to wealth management in which the joining fee for paylater is waived off. Second, they removed service charge for spending up to 3000 which I can use for NetBanking offers. Third and most importantly, the banner was irritating me every time I opened iMobile app.
P.S. There was no CIBIL enquiry and it is reported as credit card.
Batmanbaba
TF Legend
Third and most importantly, the banner was irritating me every time I opened iMobile app.
Funniest possible reason to take a liability credit.... 😂
Third point:- UNDERSTANDABLE🤭
souvikr
TF Premier
Is there any way to permanantly remove the banner? Really it's very irritating.
can you share a screenshot? why is it annoying you guys so much. I don't have this offer i think.
Collector_sahab
TF Premier
Now you will get home loan and all banners, what will you do ?
Batmanbaba
TF Legend
Unless u have the offer it won't remove... Same way they can give u home loan, bike loan, life insurance.... U can't take all due to some irritating banner
I do have all kinds of pre-approved loan offers from them for a long time. But they don’t pop out every time I open the app, they are just present in the pre approved offers section.
souvikr
TF Premier
It's not visible now. Offer is removed from offer section as well. I hope it will not come back
It's basically a full screen ad to activate pay later which pop ups as soon as I open imobile.
Last edited:
souvikr
TF Premier
Only pay later offer shows pop up, other offers don't.
Thank god it doesn't show me anything.It's not visible now. Offer is removed from offer section as well. I hope it will not come back
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