I am getting an ICICI Emerald CC upgrade, should I consider it ?

[rayhan12]

Hello guys,

I am getting an ICICI Emerald CC upgrade, should I consider it ?

Is it worth it ? it's not free or FYF.

Thanks.

 

[Tosh]

More than that

 

[bugmenot]

There is atleast one person on this forum if not two who have LTF Emeralde. Pretty sure they didn't mention the NRV clause

@TechnoFino got FYF, not sure it's now LTF or not.

Sujit Hota has LTF, his RM helped him to get LTF.

 

[anirban.choudhury]

Ok
I confirmed with ICICI PNO , 2 cr NRV is required for LTF Emeralde

 

[anotheruser]

There is no benefit of emeralde at all.
Even the few benefits they had was for amex variant, which as I last know, is not being issued.
Only lounge access is something that they provide.
Even for airport spa, only 4 are operating in India, so even that might not make any sense.
its better to take paid magnus which gives atleast equivalent tata cliq gc and relatively better rewards even if you dont cross 1L every month. Or sc ultimate

 

[jainsuk]

Ok
I confirmed with ICICI PNO , 2 cr NRV is required for LTF Emeralde

Rite. The RM also told me NRV > 2Cr for LTF Emeralde (includes 50% of Demat portfolio value). He is only offering FYF or a LTF Sapphiro. Not sure if I should consider either of them.