How to get emergency cash?

[Rahul Gupta]

I want ask something that everyone should know.

Is there any possible way to get cash. when you lost your phone and wallet including all cards.

Any possible way to get cash, specially during night time?

 

[avishj]

I want ask something that everyone should know.

Is there any possible way to get cash. when you lost your phone and wallet including all cards.

Any possible way to get cash, specially during night time?

Family, friends, keep some backup cards? Maybe cardless cash withdrawal?

 

[Rahul Gupta]

Family, friends, keep some backup cards? Maybe cardless cash withdrawal?

let me update my question. We are alone and in some other city and this happens and i am not talking about borrowing money. I meant can we withdraw from our bank account or not.

 

[avishj]

let me update my question. We are alone and in some other city and this happens and i am not talking about borrowing money. I meant can we withdraw from our bank account or not.

You can but you need to have valid ID proof, so that you can immediately replace your SIM card. Then try for cardless cash withdrawal?

 

[Rahul Gupta]

You can but you need to have valid ID proof, so that you can immediately replace your SIM card. Then try for cardless cash withdrawal?

wallet is lost with everything in it.😅🤣

 

[avishj]

wallet is lost with everything in it.😅🤣

Honestly, unless you can get in touch with someone else, I don't know of any other way. By this logic, any random person could very easily misidentify and misuse our bank account. Maybe with a police FIR, we can go to branch of our bank and that can do something, no idea though.

 

[TheTrickySid]

I want ask something that everyone should know.

Is there any possible way to get cash. when you lost your phone and wallet including all cards.

Any possible way to get cash, specially during night time?

At night it's pretty difficult,
You can visit nearest bank in which you have account and can withdraw cash during day, it'll just require your signature.

Else ask any shopkeeper to let you call your relatives/friends and ask them to transfer money to shopkeeper and get the cash from shopkeeper

 

[Rahul Gupta]

At night it's pretty difficult,
You can visit nearest bank in which you have account and can withdraw cash during day, it'll just require your signature.

Else ask any shopkeeper to let you call your relatives/friends and ask them to transfer money to shopkeeper and get the cash from shopkeeper

This one sort of helped.

 

[avishj]

At night it's pretty difficult,
You can visit nearest bank in which you have account and can withdraw cash during day, it'll just require your signature.

Else ask any shopkeeper to let you call your relatives/friends and ask them to transfer money to shopkeeper and get the cash from shopkeeper

Interesting, didn't know one only needed the signature for this!

 

[TheTrickySid]

Interesting, didn't know one only needed the signature for this!

 

[avishj]

Noice, something to learn everyday, haven't been in a branch in a long time!

 

[KulBoy]

At night it's pretty difficult,
You can visit nearest bank in which you have account and can withdraw cash during day, it'll just require your signature.

Else ask any shopkeeper to let you call your relatives/friends and ask them to transfer money to shopkeeper and get the cash from shopkeeper

If it's home branch, yes helps out, for rest of branches only way to use Cheque book for withdrawal

 

[Copycat]

Let me add three questions to the mix because I'm curious*:
1) If you lost your mobile & wallet, presumably you would need to file an FIR. Is that possible without any identity proof?
2) Can you block the SIM card without any identity proof?
3) If you went to file an FIR would you feel comfortable asking one of the cops to lend you money and then repay the cop via Paytm (your family or friends doing the repayment on your behalf)?


*All cats are curious. That's how we die. And that's also why we have 9 lives

 

[Copycat]

I want ask something that everyone should know.

Is there any possible way to get cash. when you lost your phone and wallet including all cards.

Any possible way to get cash, specially during night time?

To answer your question: I've seen tourists who have lost their stuff getting cash from strangers in the bus and repaying them via PayTM. Happened twice in the last 4-5 years. Was the last bus, so it was night. No idea what they did about FIRs and stuff like that. I think their primary objective was to get to the hotel, then get a chunk of cash (maybe relatives->hotel) and then deal with all the necessary stuff. This was on arrival, so they didn't have stuff at the hotel. The first time I saw it happen I thought it was a scam of some type but apparently it was legit

 

[Card noob]

You can always keep your ids photocopy savedIn your mail and login through cyber cafe and atleast get the id... Can login to netbanking too