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Hdfc Tata nue vs upi cc

neu card's reward rate is better and you get whatever reward you have earned as neu coin.

if rewards as cashback statement is important to you then go ahead with the virtual card. Try to get 3% cash points. Its annual fee waiver is also easy - Rs25000 of spends, just remember you can redeem only in multiples of Rs500 (or 2000 cash points).
Will NUE card gives same rewards with UPI Payments?
 
Consider you do grocery shopping for 1000 Rs and pay using UPI,

HDFC - 1000*3%*0.25 = 7.5 Rs

Neu - 1000*1.5% = 15 Rs
 
Reward wise no doubt tata neu is good. But tata neu is notorious for blocking neucoins redemption, check desidime, you can see many people complaining about it.
HDFC will never do that, especially if you have an existing relationship with them.
 
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