HDFC REGALIA GOLD OR REGALIA

[ADITYA1904]

Hi, my wife business regalia credit card going to renew next month so should renew as regalia or should request regalia gold? Please advise urgently as i have to email them so

 

[4uziaul]

Have they given you this option and is this card better in anyway from Regalia Business?

 

[ADITYA1904]

I dont know much about regalia gold thats why asking and there is no option but if i email them hdfc surely give as limit is high 8.5l so

 

[RewardsAlert]

I dont know much about regalia gold thats why asking and there is no option but if i email them hdfc surely give as limit is high 8.5l so

You may take Regalia Gold and convert it to LTF.

 

[ADITYA1904]

You may take Regalia Gold and convert it to LTF.

Thank you so much for your prompt reply, they also issue regalia gold in rupay also? Also is there business regalia gold also available?

 

[RewardsAlert]

Thank you so much for your prompt reply, they also issue regalia gold in rupay also? Also is there business regalia gold also available?

No, Regalia Gold is not available in Rupay.

CC: @Abhishek012

Also, Regalia Gold is not available in Business variant.

Regalia Gold can be upgraded from Business Regalia and normal Regalia.

Regalia Gold can be converted to LTF basis your negotiation skills. There is no simple it straight route to convert it LTF

 

[NOOBY]

Thank you so much for your prompt reply, they also issue regalia gold in rupay also? Also is there business regalia gold also available?

nope, its MC variant as of now... and Gold is not in Business variant (acc to website)

you may check with your RM/Branch though

 

[4uziaul]

I dont know much about regalia gold thats why asking and there is no option but if i email them hdfc surely give as limit is high 8.5l so

This is HDFC even for same card variant they will put up some conditions 😂 better watch some comparison videos on YouTube and
then take a decision.

 

[ADITYA1904]

Business regalia has its own benefits like you can spend anywhere with high value transactions no one is asking, in retail cards they ask some details or block sometimes…

 

[shutapdiya]

No, Regalia Gold is not available in Rupay.

CC: @Abhishek012

Also, Regalia Gold is not available in Business variant.

Regalia Gold can be upgraded from Business Regalia and normal Regalia.

Regalia Gold can be converted to LTF basis your negotiation skills. There is no simple it straight route to convert it LTF

Hi Can you provide some strategy for negotiation?

I recently gold upgrade from LTF Regalia First to Paid Regalia Gold in netbanking

somewhere I read that they are not offering Regalia Gold as LTF being new card

 

[Pravnz]

Hi Can you provide some strategy for negotiation?

I recently gold upgrade from LTF Regalia First to Paid Regalia Gold in netbanking

somewhere I read that they are not offering Regalia Gold as LTF being new card

It will be hard to negotiate if you have already upgraded the card
I have upgraded my Regalia First LTF to Millennia LTF few months ago. I mailed the CC saying that I see the option to upgrade my card but it showing as paid and since I was already holding an LTF card I requested them to provide the upgrade card also as LTF. It took some to and fro emails to get it done. First they offered some perks to negate the joining fee and then they offered conditional LTF but I insisted on LTF showing my spend pattern and how long I have been a customer to them (14+ years) and then they finally obliged

 

[iamdhamo]

Seems fuel surcharge waiver is not applicable for regalia gold. Can someone who uses this card confirm?

 

[iamdhamo]

Seems fuel surcharge waiver is not applicable for regalia gold. Can someone who uses this card confirm?

@Vasuki can you please help on this or tag appropriate person for helping on this

 

[Vasuki]

Seems fuel surcharge waiver is not applicable for regalia gold. Can someone who uses this card confirm?

Were you charged fuel surcharge & didn't got wavier !

 

[iamdhamo]

Were you charged fuel surcharge & didn't got wavier !

Yeah my friend used at petrol pump and didn't got waiver. We also raised ticket and they said waiver not applicable for regalia cards now. I also checked bank site for regalia benefits and it's not present

 

[Vasuki]

Yeah my friend used at petrol pump and didn't got waiver. We also raised ticket and they said waiver not applicable for regalia cards now. I also checked bank site for regalia benefits and it's not present

Hdfc is so cunning in devaluation..
They do it so subtle no one can match their sinister plan

 

[iamdhamo]

Hdfc is so cunning in devaluation..
They do it so subtle no one can match their sinister plan

We had bought this card after checking if fuel surcharge waiver was present. After we got the card it seems tnc was updated