Abhay Prakash
TF Buzz
Hi, my credit score is declining. It is getting lower for two consecutive months. I am using Cheq App and it said that my Experian Score declined 2 points previous month and 8 points this month. I am having timely payments, low credit utilisation ratio, etc., that is I am using as I was using as usual. Also I am having HDFC Credit Card and it gave LE but I did not take it as LE was not high but I took it 4 to 5 days back seeing my credit score declining but checking score yesterday, I see it declined. I have not done any credit enquiry and activities were as usual apart from checking LE from HDFC Bank.
