Best Way To Pay Credit Card Bills: More Information on IndusInd Exclusive Debit Cards

[seekndestroy99]

IndusInd Exclusive Account offers a free "IndusInd Exclusive Signature" Debit Card. Maximum cashback earned in a calendar month is ₹ 1050 statement credit at 0.93%.
Not many are aware that we can get 2 more debit cards issued for free in the same Exclusive Account, which would have their own separate cashback capping.

The variants are:

• Mastercard World Embossed
• Visa Platinum
  As per https://www.indusind.com/in/en/personal/Indus-Rewards-program.html, the Maximum Reward Point which can be earned in Mastercard World is 3000 (same as Exclusive Signature), but Platinum is 2000.

To get the additional debit cards, drop a mail to exclusive@indusind.com if you are an Exclusive Account Holder.

At ₹ 0.35 for a point for cash redemption, this amounts to a total of ₹ 1050 + ₹ 1050 + ₹ 700 = ₹ 2800 of cashback a month.



The cashback calculation could be a bit difficult to track and understand which is mentioned on this page:

Indus Rewards Debit Card Program - IndusInd Bank

Read all the important terms and conditions before applying for IndusInd Bank’s Debit Card. Click here and read all about IndusRewards Program here.

www.indusind.com

Hence, I calculated this in Excel, which makes it a bit easier to understand and track. Just to clarify, you can do any transaction value through the card (no minimum value). It all gets added to the spends. Then, as per your total spends, the points would be calculated at the end of the month. The debit points reflecting in your account would keep on changing in real time though.

Cumulative Amount	Points	Cumulative	Value of Points	Cumulative	Percent Savings per block	Cumulative % Savings
5000	50	50	17.5	17.5	0.35	0.35
10000	75	125	26.25	43.75	0.53	0.44
20000	200	325	70	113.75	0.70	0.57
30000	250	575	87.5	201.25	0.88	0.67
40000	250	825	87.5	288.75	0.88	0.72
50000	300	1125	105	393.75	1.05	0.79
60000	300	1425	105	498.75	1.05	0.83
70000	300	1725	105	603.75	1.05	0.86
80000	300	2025	105	708.75	1.05	0.89
90000	300	2325	105	813.75	1.05	0.90
100000	300	2625	105	918.75	1.05	0.92
112500	375	3000	131.25	1050	1.05	0.93
TOTAL	3000		1050

If there are any discrepancies or corrections, please let me know.

 

[liza10o]

What purpose? I dont see the answer to my question mentioned anywhere, also adding, do the points expire?

apologies.



- depends on 3rd party it tags differently.

- 500 minimum.



- 1 Year

More details (about min. for other Indus debit cards, expiry conditions)

Terms & Conditions: Indus Rewards Program - IndusInd Bank

Find the Indus Rewards Program for individual savings account holders at IndusInd Bank. Terms & conditions are applicable to accrual & redemption of reward points. Read more.

www.indusind.com

actually everything available in earlier shared link (above one) or OP Post but just incase you missed or didn't find time to check.

general note: this is as of today, tomorrow they may send notification that requires more min. points or reduce points value or exclude some more categories. happens everywhere, just a basic note, ignore.

Thanks for the reply, i paid 50k using cheq today, but ppl seem to be reporting they are not getting rewards on mc on cheq, let's see! Will check in 2 weeks

 

[Avishma1]

I paid cc bill using visa indus select dc at Cred and Bajaj finserv but no rewards added yet. Are these apps eligible for indus dc rewards. If yes, how much time will this take?

 

[pinki]

I paid cc bill using visa indus select dc at Cred and Bajaj finserv but no rewards added yet. Are these apps eligible for indus dc rewards. If yes, how much time will this take?

Not eligible .

 

[Vasuki]

I paid cc bill using visa indus select dc at Cred and Bajaj finserv but no rewards added yet. Are these apps eligible for indus dc rewards. If yes, how much time will this take?

It takes 5 days ..
But which select dc ..
Variant name

 

[Avishma1]

Not eligible .

Can you share the eligible bill pay apps for indusind select debit card rewards without convenience fee charges.

 

[Vasuki]

Can you share the eligible bill pay apps for indusind select debit card rewards without convenience fee charges.

Paytm for visa cards

 

[Avishma1]

Is that only app gives cashback on indus debit card?
And no app without convenience fee?

 

[Vasuki]

Is that only app gives cashback on indus debit card?
And no app without convenience fee?

Bro nothing is constant..
It keeps on changing earlier mowobik was used ..now it doesn't featch so..
Keep checking

 

[Avishma1]

Thanks for the information

 

[Trevorjames]

IndusInd Exclusive Account offers a free "IndusInd Exclusive Signature" Debit Card. Maximum cashback earned in a calendar month is ₹ 1050 statement credit at 0.93%.
Not many are aware that we can get 2 more debit cards issued for free in the same Exclusive Account, which would have their own separate cashback capping.

The variants are:

• Mastercard World Embossed
• Visa Platinum
  As per https://www.indusind.com/in/en/personal/Indus-Rewards-program.html, the Maximum Reward Point which can be earned in Mastercard World is 3000 (same as Exclusive Signature), but Platinum is 2000.

To get the additional debit cards, drop a mail to exclusive@indusind.com if you are an Exclusive Account Holder.

At ₹ 0.35 for a point for cash redemption, this amounts to a total of ₹ 1050 + ₹ 1050 + ₹ 700 = ₹ 2800 of cashback a month.



The cashback calculation could be a bit difficult to track and understand which is mentioned on this page:

Indus Rewards Debit Card Program - IndusInd Bank

Read all the important terms and conditions before applying for IndusInd Bank’s Debit Card. Click here and read all about IndusRewards Program here.

www.indusind.com

Hence, I calculated this in Excel, which makes it a bit easier to understand and track. Just to clarify, you can do any transaction value through the card (no minimum value). It all gets added to the spends. Then, as per your total spends, the points would be calculated at the end of the month. The debit points reflecting in your account would keep on changing in real time though.

Cumulative Amount	Points	Cumulative	Value of Points	Cumulative	Percent Savings per block	Cumulative % Savings
5000	50	50	17.5	17.5	0.35	0.35
10000	75	125	26.25	43.75	0.53	0.44
20000	200	325	70	113.75	0.70	0.57
30000	250	575	87.5	201.25	0.88	0.67
40000	250	825	87.5	288.75	0.88	0.72
50000	300	1125	105	393.75	1.05	0.79
60000	300	1425	105	498.75	1.05	0.83
70000	300	1725	105	603.75	1.05	0.86
80000	300	2025	105	708.75	1.05	0.89
90000	300	2325	105	813.75	1.05	0.90
100000	300	2625	105	918.75	1.05	0.92
112500	375	3000	131.25	1050	1.05	0.93
TOTAL	3000		1050

If there are any discrepancies or corrections, please let me know.

I requested for world exclusive debit card, they rejected the request, there can only be one active debit card for the account.

Talked with an employee from the branch, she also told that only can hold one active debit card.

What can I do?

 

[asathua]

It doesn't mention how you can get the additional debit cards at no additional cost to increase the cashback capping. Hence, I posted the thread since more people get to know about it

Hello, could you please help me on which DC to get.
1. Select DC with LTF Legend CC
Or 2. Exclusive DC with Pinnacle CC (I think 15k fees)

 

[pinki]

Hello, could you please help me on which DC to get.
1. Select DC with LTF Legend CC
Or 2. Exclusive DC with Pinnacle CC (I think 15k fees)

1 . If LTF

 

[Rag]

I requested for world exclusive debit card, they rejected the request, there can only be one active debit card for the account.

Talked with an employee from the branch, she also told that only can hold one active debit card.

What can I do?

yes seems they have not fixed their system. even If customer care guys try to place another card request their system gives error that previous card is not hot listed.