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Bajaj Allianz Corporate Health Insurance Riders

pkagrawal

TF Neo
I have recently joined a company, they have provided Health Insurance from Bajaj Allianz for all its employees and their family. On going through the policy documentation I came to know that there is a co-pay clause of 10-20% in this insurance which is not safe at all in my opinion. Now I am trying to find some riders that I can take by paying my own money so as to avoid the co-pay altogether. In my opinion that is the wisest decision one can take at this point. But I am unable to find any details regarding which Rider to buy or any other policy to take.

If anyone has done this previously please share the policy link which will help me buy the rider to do the same.
 
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