Axis burgundy salary vs sbi platinum salary vs hdfc salary

[safetorpedo2]

22M, Salary around 1.1LPM, CIBIL 764 (2 months credit age, just have IDFC wow with 1L limit)

-> Axis burgundy salary account with axis select LTF

-> Sbi is offering platinum salary account with FYF sbi elite

-> Heard that hdfc recently changed their banking programme threshold of preferred salary from 1L to 1.5L so will get classic most probably with either moneyback or millennia ltf.

Im not even considering sbi cuz the only main cc I would like from sbi is CB cc which I will apply later, don't wanna pay annual charges for sbi elite.

I have kotak super which gives 5% cb on almost every retail spend upto 500/month so I don't feel a need for millenia. (Monthly spends usually don't exceed 10k on groceries/shopping)

Axis burgundy debit card has some pretty good offers on BMS so will probably be useful.
I am aware that hdfc cc will help me climb their ladder of premium cc's, but I was planning to open a hdfc preferred savings account under my family anyways and try to get their pre-approved ccs.

So, need some guidance on whether I should proceed with axis or is settling for hdfc worth it?

P.S - I already have axis priority under family banking, so might as well get my other family members get upgraded to burgundy if I open with them

 

[Bionick]

Axis Burgandy for sure. And push for Atlas LTF instead of Select.

 

[safetorpedo2]

Axis Burgandy for sure. And push for Atlas LTF instead of Select.

Well I tried, they won't be able to do that, he did tell that I might get upgrade offer after using select for few months depending on my salary/cibil

 

[theflash]

22M, Salary around 1.1LPM, CIBIL 764 (2 months credit age, just have IDFC wow with 1L limit)

-> Axis burgundy salary account with axis select LTF

-> Sbi is offering platinum salary account with FYF sbi elite

-> Heard that hdfc recently changed their banking programme threshold of preferred salary from 1L to 1.5L so will get classic most probably with either moneyback or millennia ltf.

Im not even considering sbi cuz the only main cc I would like from sbi is CB cc which I will apply later, don't wanna pay annual charges for sbi elite.

I have kotak super which gives 5% cb on almost every retail spend upto 500/month so I don't feel a need for millenia. (Monthly spends usually don't exceed 10k on groceries/shopping)

Axis burgundy debit card has some pretty good offers on BMS so will probably be useful.
I am aware that hdfc cc will help me climb their ladder of premium cc's, but I was planning to open a hdfc preferred savings account under my family anyways and try to get their pre-approved ccs.

So, need some guidance on whether I should proceed with axis or is settling for hdfc worth it?

P.S - I already have axis priority under family banking, so might as well get my other family members get upgraded to burgundy if I open with them

Isn't Axis Burgundy Salary 2-3L/pm?

 

[abhiaj_geek]

22M, Salary around 1.1LPM, CIBIL 764 (2 months credit age, just have IDFC wow with 1L limit)

-> Axis burgundy salary account with axis select LTF

-> Sbi is offering platinum salary account with FYF sbi elite

-> Heard that hdfc recently changed their banking programme threshold of preferred salary from 1L to 1.5L so will get classic most probably with either moneyback or millennia ltf.

Im not even considering sbi cuz the only main cc I would like from sbi is CB cc which I will apply later, don't wanna pay annual charges for sbi elite.

I have kotak super which gives 5% cb on almost every retail spend upto 500/month so I don't feel a need for millenia. (Monthly spends usually don't exceed 10k on groceries/shopping)

Axis burgundy debit card has some pretty good offers on BMS so will probably be useful.
I am aware that hdfc cc will help me climb their ladder of premium cc's, but I was planning to open a hdfc preferred savings account under my family anyways and try to get their pre-approved ccs.

So, need some guidance on whether I should proceed with axis or is settling for hdfc worth it?

P.S - I already have axis priority under family banking, so might as well get my other family members get upgraded to burgundy if I open with them

You won’t get burgundy with 1.1Lpm salary

 

[safetorpedo2]

Isn't Axis Burgundy Salary 2-3L/pm?

Corporate tie up

 

[safetorpedo2]

You won’t get burgundy with 1.1Lpm salary

Corporate tie up

 

[Bionick]

Well I tried, they won't be able to do that, he did tell that I might get upgrade offer after using select for few months depending on my salary/cibil

Go with Select then. Keep in touch with your corporate RM and push for LTF Atlas later. I'm sure they'll get that done for you.

 

[sousnake]

22M, Salary around 1.1LPM, CIBIL 764 (2 months credit age, just have IDFC wow with 1L limit)

-> Axis burgundy salary account with axis select LTF

-> Sbi is offering platinum salary account with FYF sbi elite

-> Heard that hdfc recently changed their banking programme threshold of preferred salary from 1L to 1.5L so will get classic most probably with either moneyback or millennia ltf.

Im not even considering sbi cuz the only main cc I would like from sbi is CB cc which I will apply later, don't wanna pay annual charges for sbi elite.

I have kotak super which gives 5% cb on almost every retail spend upto 500/month so I don't feel a need for millenia. (Monthly spends usually don't exceed 10k on groceries/shopping)

Axis burgundy debit card has some pretty good offers on BMS so will probably be useful.
I am aware that hdfc cc will help me climb their ladder of premium cc's, but I was planning to open a hdfc preferred savings account under my family anyways and try to get their pre-approved ccs.

So, need some guidance on whether I should proceed with axis or is settling for hdfc worth it?

P.S - I already have axis priority under family banking, so might as well get my other family members get upgraded to burgundy if I open with them

Axis priority salary account is better.

 

[theflash]

Axis priority salary account is better.

How so I have priority kindly explain how is that beneficial?

 

[abhiaj_geek]

Corporate tie up

Even with that its 2L afaik

 

[sousnake]

How so I have priority kindly explain how is that beneficial?

priority debit card is good.

 

[abhiaj_geek]

priority debit card is good.

Burgundy dc is better I think

 

[sousnake]

Burgundy dc is better I think

Excluding movie & lounge benefit, because they are already covered by bunch of credit cards, why do you think so?

 

[abhiaj_geek]

Excluding movie & lounge benefit, because they are already covered by bunch of credit cards, why do you think so?

What is special in priority dc?

 

[safetorpedo2]

Even with that its 2L afaik

Yeah I'm aware of the 2L/3L criteria. The guy is pitching burgundy salary account to everyone at my company saying that they're providing burgundy to us irrespective of salary, I've clicked pictures of all banners and brochures for safety as well

 

[hemanth_Reddyy]

bro can you dm me @safetorpedo2
i want to get your rm details for axis burgandy