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Axis account for pre-approved offer

rohit911

TF Buzz
I have an hdfc regular savings account from last 1yr.
I have maintained a good balance.
I got pre approved offer of biz grow and biz first card with 1.5lac limit.
But I want a good card but the offer hasn't refreshed from 3-4months.

So I m thinking to open an axis account for pre approved offers.

I am an student, I do have itr but of very low amount.
That's why I have to rely on pre approved offers for cc.

I curretly holding idfc wow 25k fd card from 1.5yrs
Cibil is 780.

Had a 10lac gold loan which I foreclosed.

Suggest me what should I do ?
Should I take the biz grow card and later go for upgrade or should I open axis account?
 
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