Amex credit limit query

[Odugu Narasimha Rao]

Hello
In May month 2023 I received mrcc and travel platinum Creditcards in August month I transferred platinum travel limit to mrcc and in travel platinum there is some little limit only remained here I have a doubt is will I get limit enhancement offer from amex to travel platinum card after 6 months?else I will close platinum travel Card today.

 

[Aditya12]

I've few queries (off topic) regarding Amex MRCC:
1. In last 3 months I had 3-4 CIBIL enquiries, should I wait or apply for MRCC?
2. Do we get bonus MR points on petrol pump transactions?
Your suggestions please. Thanks in advance.

1. My wife had 7 enquiries in a month or two (all made by me actually). She did get MRCC. I had 10 enquiries in a month which all showed in cibil including one for mrcc which got rejected and still got platinum travel few days later.
2. Yes, all spends are counted for bonus points but you will not get regular points and may get fuel surcharge unless using HPCL.

 

[SSV]

Is there any confirmation over this ?

Having 6L on MRCC, and spending just 20-30K per month

No official confirmation, but I read in this fourm only somewhere.
My personal opinion is , you should be fine as, if you spend 30K a month and it comes to 3.6 lakhs p.a.
it comes to more than 50% of your CL, you should be fine... It is just my view.

 

[Odugu Narasimha Rao]

Surely not happening for me, might have to check with them once.

Today I have done chat with amex

 

[SSV]

I've few queries (off topic) regarding Amex MRCC:
1. In last 3 months I had 3-4 CIBIL enquiries, should I wait or apply for MRCC?
2. Do we get bonus MR points on petrol pump transactions?
Your suggestions please. Thanks in advance.

1. you should be fine..
2. it won't be counted for MRs as fuel spends are excluded.

 

[Aditya12]

1. you should be fine..
2. it won't be counted for MRs as fuel spends are excluded.

I don’t think he’s asking about MR. Think he’s asking for bonus points (1500X4, 20k milestone). For that they do take into account your fuel spends.

 

[SSV]

For that they do take into account your fuel spends.

Yes they will, as per this: There are no conditions attached to it:

 

[BestBanker]

You can contact customer care anytime to check whether you are eligible for LE.
They will ask you to email your latest Income docs .

 

[pprakash11]

No official confirmation, but I read in this fourm only somewhere.
My personal opinion is , you should be fine as, if you spend 30K a month and it comes to 3.6 lakhs p.a.
it comes to more than 50% of your CL, you should be fine... It is just my view.

Thanks for this.

I guess not to be worried about