wealth

FeatureWealth Credit CardPower+ Credit Card Base Earn10 RP/₹150 (on reaching ₹20,000 monthly spend)3 RP/₹150 (no milestone required) Bonus Reward Points on Hotel Bookings+50 RP/₹150+50 RP/₹150 Bonus Reward Points on Flight Bookings+20 RP/₹150+30 RP/₹150 Total Earn on Hotel Bookings60...

Wealth Creation In the modern financial world, wealth creation is no longer just about saving money - it’s about strategically growing wealth through investments tailored to personal financial goals and risk tolerance. An individual’s risk appetite is central to determining which investment...

IDFC First Wealth upgrade in 2025 is super smooth now! 🚀 The IDFC Wealth upgrade process is now faster and simpler than ever. Just park the funds, and once your MAB crosses ₹10L, ping your BM/RM. I added funds on 3rd May (5 PM), requested an upgrade on 8th, and got upgraded on 10th (9th was a...

Hello everyone I opened wealth account around a year back with initial funding of ten Lakh withdrawn from account after few days after having discussion with branch staff and they said they will not downgrade my account. After that i use receive mails from idfc that program criteria is not met...

I closed my IDFC Wealth account two years ago. Why am I still getting these emails? I specifically requested account closure and it was closed over a year ago. I have email communication and escalation emails to PNO. What can I do here? I simply want to ensure A. my account is closed B. If...

I hold a IDFC Wealth for almost an year now. I got the upgrade my maintaining 10L in a month back then. And once upgraded, I maintained 10L only for a month, then slowly came down to 8, then 5, then 3, and finally now 1L. My RM does occasionally call and asks me top up the account and I normally...

Hey everyone, Just wanted to share a small win with the community. After being with the IDFC First Bank 10K variant for a while, I finally got my account upgraded to the Wealth variant! I reached out to my RM and had a detailed discussion. He agreed and processed the upgrade smoothly on ₹5...

Say I deposit 10L while account opening. After that I don't maintain 25K balance, what are the charges? Is it lifetime zero balance account?

Hey everyone, I've been using an ICICI current account for my business for a while now. I previously had an HDFC account but switched to ICICI a few years back, which I find to be much better. I'm considering opening an IDFC Platinum current account since it's closer to me and seems to offer...

I'm a student and new to SBI. My family qualifies for Wealth (₹50 lakh+). My RM has agreed to upgrade our account, and I'm opening a new account under the same family umbrella. I'm interested in getting an SBI CC, and while the Prime LTF would be ideal (Elite would be hard to get), I'd prefer...

Now they told me to maintain 10L for a 1 month after that they will upgrade my account to idfc wealth programme, but they also warm me if I can't maintain 10L in the future they degrade my account to basic or select, is it really possible or they lied to me , pls suggest me what to do now ?

Just received an email from IDFC, and I have to say - I’m pleasantly surprised. They have upgraded my monthly interest rate from 2.33% p.m. to just 0.71% p.m., effective 15th March 2025 for my Wealth Credit Card. To put this into perspective, this is way lower than most personal loan rates I’ve...

Hello guys I wanted to get a LTF card having movie offer and lounge access. Federal celesta on their own website posted that it has BOGO on INOX upto 100rs off once per month, But on BMS they have upto 250 off twice in a month with offer date till Mar 2025, Is it a limited offer on BMS?? IDFC...

Hello, I have been trying to apply for the IDFC credit card for the past six months. Every time I log in and attempt to apply, the only options that appear are IDFC First Select, Ashwa, and Mayura. The application form asks for my monthly salary, which is over 3 Lakh, and then it asks for my...

Is it just me or IDFC has changed it's policy regarding no. of companions who can accompanied during lounge access? Previously I remember for Wealth DC it was 3+3 and I was able to get myself + 3 others at zero cost. Now on checking I could only get 1 companion with me while rest are chargeable.

Hi! Which card is better for wallet reload - Indusind Pinnacle or IDFC Wealth (and please don't say neither! I am looking for the lesser evil)

HDFC Bank SmartWealth is a comprehensive investment platform with cutting-edge features and a user-friendly interface. Simplifies investing by taking your mental load off and serving as a one-stop shop for all your needs. Helps you get investment-ready across various financial products...

Hello I am considering opening idfc first wealth account with IF as required. I am planning to get wealth debit card and once that I will withdraw the funds My queries: 1. Will they downgrade my account after sometime, will it 10k or 25k ? 2. Will they downgrade my DC ? 3. Will there be any...

Are SBI wealth debit card benefits worth it?