"Denied by Risk". This keeps coming up whenever I try to make BSES electricity bill payment. The card that I'm using is HDFC BizBlack on PayZapp since it fetches points if business utility bill is paid. Previously the amount was around 94-95k and I've been paying that for months but this time...
While most banks are busy excluding utility bill payments from their credit card rewards programs, BOB Cards has made a bold move!
Starting 1st July 2025, you can earn reward points even on utility bill payments using BOB Cards.
💡 Utility bill payments (MCC 4900) such as electricity, gas...
Great News - BOB Credit Cards now give reward on Utility payment:
Earn Reward Points on Utility Bills (MCC Code: 4900)
Starting July 1, 2025, BOBCARD Credit Cards will offer reward points on utility bill payments, including electricity, gas, and water. These cards shall offer the core (base)...
More Devaluation - Bill payment, LPG, Insurance Payment on Amazon using Credit Cards:
Bill Payments -
Old charges -
1.18% on Amazon Pay ICICI Bank Credit Card where the transaction amount is beyond INR 20,000 (Indian Rupees Twenty Thousand only).
-1.18% on Amazon Pay Later where the...
https://app.cred.club/spQx/qgn65v8q
Maybe User Specific or for inactive accounts.
Open Cred App and Goto bills and recharges section. A pop-up will appear to unlock the offer.
Please note that after unlocking, the offer will expire after 24 hours.
Offer details:
Valid on utility payments...
bill
bill payment
broadband
cashback
cred
electricity bill
fastag
flat
lpg gas
mobile recharge
payment
postpaid
prepaid
utilityutility bill
utility bill payment
Airtel started levying usage fees on electricity bill payments while using Airtel Axis credit card on its app. Might add the same for other bill payments also.
After Mastercard, Now RuPay Credit Card hike MDR for Utility category:
RuPay Credit Card Interchange Circular
Kindly take note of RuPay Credit Card Interchange for Classic, Platinum and Select variants on domestic transactions, as mentioned below, applicable from 1st May 2025.
The revised...
Use IDFC FirsTap RuPay DC on My Gate app or Phonepe app and get 1.67% to 2.5% cashback on Society Maintenance, Rent Pay, Utility etc:
No extra charges on RuPay debit card.
https://www.technofino.in/community/threads/idfc-first-bank-launched-its-debit-card-reward-system.7394/post-971824...
Hi guys,
Please suggest me a credit card for buying amazon gift vouchers for paying utility bills and insurance after the recent devaluation. I used buy using amex mrcc but gyftr added convenience fees.
I'm having the below cards.
1. Amex MRCC - paid
2. Hdfc siwggy - LTF
3. Hdfc tata neu...
Tried paying Electricity bill yesterday on GPay, but no credit card option was shown. Context: Have been using Axis ACE cc on GPay for last 1 year, never faced such as issue. Tried removing and re-adding credit card as well. Need help. Are there any revisions/devaluations?
Hey everyone
Hi I have finally got Utility Mcc code at the time of credit card bill payment in Spay.
But there is a catch.
They allowed only to 2k txn limit through debit card
I know i know it's too low but i don't have any solution till now,
But Big Think Is HDFC ESP CARD Dead Hone Se Bach...
I have 780 CIBIL Score and looking for a New Credit Card which gives cashback on utility bill payments.
Anyone have some suggestions then tell me.
Thanks
A few months ago, Yes Bank, IDFC First Bank, and several other banks started charging extra fees on utility, education, and a few other category payments. Recently, HDFC Bank has also joined this trend. Now, HDFC Bank customers need to pay additional service fees for making payments for...
I want to pay my electricity bill.I have tata neu plus , regalia, axis atlas.
Which is the best way to get maximum reward from electricity bill payment?
Bank/Name of CCExtra charges on Wallet Load?Any reward points on Wallet Loading?Extra charges on Rental?Any reward points on Rental?Extra charges on Utility?Any reward points on Utility?
ScapiaNoNoNoNoNoYes. Upto 20k per statement. After that no points.
SC SmartNo2%Yes 1%No
many banks have...
Hi,
I paid a utility bill of Rs.41k from my Amazon account November successfully from Amazon Pay Balance loaded as Gift Cards from SBI CB card. Now I am trying to pay another utility bill in January getting the message on the payment options page even on my other Amazon account:
“Amazon Pay...
BOB Cards Devaluation Alert , Golf discontinued | Wallet loading 1% Charges| Utility 1% charges
recieved SMS from BOBCards :
Major Changes :
No Reward points on will not be offered for wallet loading transaction (MCC’s6539, 6540, 6541, 6542)
Golf benefits on the below mentioned BOBCARDs will...
As things keep changing in the credit card world, I'm starting a new thread to seek guidance on the latest way to pay high value utility (assume electricity) bills (say 1 lakh + only), so amazon vouchers is out. Questions:
1) Is there any card left that will give reward points on these payments...