suggestion

Hi all i got approved for Conditional LTF for Indusind Pinnacle Card along with 5 or 6 other cards am yet to select and finalise it but want to know where to spend 50K as i dont 2ant to spend on this card considering i got HSBC Live Plus SBI CB Swiggy HDFC etc am okay to spend 1k or so...

Hi all, I am looking for suggestion or advice from you, to get better possibilities or benefits Current Salary Account: ICICI Net Income: 85K/month Mutual Fund: 30k per month LIC payments: 3 lakh per month around (5) can't cancel due to family pressure :cat-with-tears-of-joy: Health...

Hi, I am planning to invest 5.5 lakhs lumpsum into a mutual fund for my parents. The main idea behind this investment is to get some monthly income to satisfy monthly basic needs along with that they can get a wholesome amount after certain tenure. What's your suggestion would be in this case? I...

Hi all, I have the following CC portfolio and am seeking your suggestions on optimising the same. Let me know if I need to close any cards or add any for my use case. Note: I did find a few similar threads, but couldn't find the details I was looking for personally CC Portfolio: 1. Axis: MyZone...

Hey TFians I want your suggestions regarding card upgrade I have SBI's Simply Click card, and RBL's World Safari Recently SBI Card gave card upgrade offer for ELITE card, and RBL for Insignia, But both these are chargeable cards, SBI ELITE fees 4999+ gst RBL Insignia 7000+ gst But I asked...

I’m an HDFC Imperia customer with 12+ years of banking, excellent credit history, high spends (₹7.71+ lakhs in 6 months), and dual LTF cards (Regalia & TATA NEU Infinity) with a combined limit of 15 lakhs. Despite meeting Infinia LTF benchmarks, my upgrade was declined citing “invitation-only.”...

Hi All, I am planning to buy a mobile for my mother. my budget is 15-20k. She uses mobile for video calls, QR code payments. My mother main ask is camera. Please suggest me a good phone suits for my mother.

Hi All I have 45k Axis Edge miles and 50k Amex Points. Can you suggest a international trip where I can use them fully and out of pocket expenses are minimal.

Hey I am looking to buy a laptop for daily business purposes. Budget 45-55k. The main work on the laptop will be confined to Tally, Ms Excel, Word, Chrome and Some other Business softwares. Which would be the best laptop for this purpose? Any suggestions?

Suggestion for Sikkim Trip. We have planning in june. Give advice for good itinenary.

I want to buy a dining table, (just the table without chairs). Currently, I have a 6-seater table and chair set, but one of the table legs is completely damaged. It's a Damro glass top table. I have tried to find a place to repair it, but it has been difficult. Additionally, the table is 15...

Dear Members, Post multiple devaluations with regards to rent payments and debit card payment of CC bill I am kind of stuck on how to achieve annual milestone of 8lacs required for fees waiver. My high ticket exepnses are following: 1. Rent of 55,000 pm 2. Amazon coupon of 20k pm 3. Advance tax...

Hi All, I am looking for a Credit Card(s) suggestion. I have HDFC Infinia (currently, default for all purchases (base rewards of ~3.3%), SmartBuy, Hotels and Flights) and now would like to improve my regular/base reward rate (>3.3%) only. I am okay with Miles/Hotels redemption and milestone...

Hello everyone, I recently upgraded my DCB LTF to Infinia, and I truly appreciate all the insights this community has shared. It has been a great help! I have been using the Amex trifecta for myself and Amex Travel & Gold for my wife, but I am realizing that managing the renewal fees and...

Having Kotak League Credit Card (LTF) Just received sms to upgrade Zen/Mozo Card while checked on App showing ( Annual fees and Joining ) Null for Zen and Mozo. Should I upgrade or Wait for Myntra Upgrade ??

Hi all, I'm using infinia, plat travel, atlas. Mostly I have completed the milestone in all three of them. Still looking for additional 9 lakhs online and 3 lakhs offline expenses coming up in next 3 months. I was trying axis magnus, since I was using 3 cards from them. They cancelled the...

My friend was working in HDFC bank from 2.5 years as RM. Now came to me for asking Help to manage his debt and asking me Suggession and possible option he can do. He has around 10lacs of Debt including 2 personal loans And He borrowed Money from his cbatchmates and friends. He don't use credit...

I am a doctor. I will be filing my first itr this year which will be around 16-17L. I have an ICICI AMAZON PAY CARD with 4.2L and HDFC TATA NEU PLUS card with 1.3L which i got without any income documents. I donot have any relation with Axis bank. 3 years back I got a Flipkart Axis Credit card...

I have around 1.2L Axis travel edge points, with no Axis cc currently, got these points with the old Magnus, then cancelled the card. Now since the current ratio is 5:2 for me, I'm thinking of converting my old Axis account to Burgundy account, then get Magnus For Burgundy by paying 35k, use it...

Hey guys, need your thoughts on something I have not been able to figure out myself for the last month or so. I have 2 HDFC cards - with a shared limit of 9.5L. DCB LTF Bonvoy Paid Now in last 6 months I have spent - 12L+ on both DCB and Bonvoy card individually. I have been thinking about...