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I have never been a fan of PSU banks as all my experience with them have been frustrating, Anger inducing and making me wonder at level of stupidity at which they operate but that's my story, but what's your experience with PSU banks? Share all the Great Experiences, Bad incidents and all the...

Hi All, Most credit card users fall into two categories — those who prefer cashback and those who go for reward points or airmiles. Cashback is simple. The benefit is direct and easy to understand. It shows up as a statement credit or wallet balance, and there’s no need to track or plan...

Today afternoon, I received an OTP for a ₹14,499 transaction on my HSBC credit card via Amazon. This raised an immediate red flag — I rarely use this card, and only one relative occasionally uses it for discounts. He isn’t educated and doesn’t read English. I called him right away and asked if...

Hey TFCians, Here we are - a community of more than 50,000 like-minded individuals, discussing credit cards and banking every single day. But today, let’s get a bit personal. Let’s talk about how you started your credit card journey. This isn't just about which card you got first or what your...

Hello all, Sharing here the instance where i got a compensation of 50K from Idfc first bank for credit card misselling. Here is the timeline -- I needed the Wealth Credit Card as it was being issued LTF. I tried applying for it three times in the first half of the year, but I had no luck. I...

Hey TFCians, The credit card chargeback system is one of the most important and useful features of a credit card. Whenever you face an issue with a merchant, and the merchant fails to resolve your issue in time, the chargeback system can step in to protect you. Here’s an example: On November...

Hey TFCians, Today, CA Roshan (@RoshanAgarwal) unveiled some lesser-known practices widely adopted by Axis Bank employees and customers to easily obtain the Magnus Burgundy credit card without needing to invest Rs. 30 lakhs. I thought it’d be a good time to share some insider details about the...

Hello folks, Recently I managed to acquire Axis Atlas card on LTF basis with my new Burgundy salary account. I joined a new company last month and came to know that my company has a tie up with Axis and I can get Burgundy salary account with >2L monthly net salary I applied for the same on...

Are there any poets, story writers in the house?????? Comment down your creations below everyone, lets read and enjoyyyy!