Hi
I have an existing M4b credit card thanks to my magnus savings account. I want to get a M4b credit card for my wife as well as I reach the 2L group A capping for my reward points based on the spends I have. She doesn't work anymore so salary credit is not possible.
1. What will I need to...
Typically banks doesn't allow closing any Savings or Current bank account online while account opening is seamless and can be done online within minutes. RBI doesn't have any clear directives on opening an account or suggests any criteria/rules/regulations.
I faced similar kind of issues with a...
I have Infiniti savings account from HDFC Bank but there is NO benefit. I asked for
1. Free Locker: It is not available
2. Current Account with favorable forex rates: Offered only 5 paise rebate
3. Demat Account with favorable Brokerage: They offered sky but refused to offer any benefit in core...
So an employee of axis is bugging my dad to get axis Burgundy savings. My dad asked her to make one in my name. We own a business, and need a lot of cash to run it, I can arrange 5 lakhs for a day but maintaining 10 lakhs in my bank account everyday is not possible, because i can use that money...
Hey folks,
I could use some insight on a banking cleanup I’m working through.
I currently have two savings accounts with the State Bank of India, each opened at different branches. One is older (Account 1), where my name is listed as G Ramesh. The second one (Account 2) is more recent and...
I opened pnb unnati savings account recently online .
I did not opt for Debit card and selected only mobile banking and internet banking option .
How do I activate mobile banking and internet banking ?
In March this year, I opened a Super Savings Account with Bank of Baroda, mainly because they were offering a First Year Free Rupay Select Debit Card — a decent benefit that seemed to make sense.
The account came with a Minimum Average Balance (MAB) requirement of ₹20,000, which I’ve been...
Hey everyone,
I’ve been trying to gather clarity around ICICI Bank's Regular Savings Account. On their official website, the product page now shows a PDF titled “Regular Savings Account (Discontinued)”, and inside it, they clearly mention:
> “Incremental sourcing for this product has been...
Wealth Creation
In the modern financial world, wealth creation is no longer just about saving money - it’s about strategically growing wealth through investments tailored to personal financial goals and risk tolerance. An individual’s risk appetite is central to determining which investment...
as ICICI has raised it's basic debit card fee can we cancel debit card and run ICICI savings account without debit card as now days I hardly need ATM card to withdraw money??
Hey everyone,
Today 02/06/2024 I went to my nearest ICICI Bank to open a regular savings account, but the Branch Manager, told me that they are only opening 3-in-1 accounts (Savings + Demat + Trading). He outright refused to open a standard regular savings account and even denied giving any...
Service charges applicable to your ICICI Bank Savings Account have been revised with effect from July 01, 2025.
1. DD - Issued by deposit of cash/cheque/transfer
2. ATM Interchange (Transactions at Non-ICICI Bank ATMs)
3. Transactions at ICICI Bank ATMs.
4. IMPS Outward.
5. Cash Transaction...
Recently many banks are introducing women only product like debit cards, savings accounts and credit cards.
Let's make a consise collection of them in a thread.
I am using a Bank of Baroda (BOB) account for all my investment activities, including SIPs and stock investments. However, I am experiencing a delay of 30–45 minutes in receiving transactional SMS alerts from BOB.
This delay occurs for various non UPI transactions, such as:
Transferring funds...
I work at an advertising agency. When I initially joined as an intern, I received an offer letter under the name of the parent company, which is empanelled with HDFC Bank. Now, as a full-time employee, I’ve been internally moved to one of the subsidiary companies owned by the parent company.
I...
In 2018, I opened a zero-balance account in Axis Bank online but didn't complete the video KYC. After a year, the account was blocked.
Last year, I visited an Axis Bank branch to open a new account. The bank employee tried multiple times to open a savings account through the online process, but...