rejection

Hello Everyone . Recently I have applied Federal bank scapia card and got rejected . Few Important points to be considered before applying scapia card --- 1. Not more than 2+ enquiries in last 6 months . 2. There is no transparency in serviceable pin codes . I am attaching few...

Seeking some help from the experienced card holders here I’ve more than 25+ credit cards, cibil is over 780 from last 4 years I am trying to get SBI credit card, every time I apply there system immediately decline my application, I’ve applied more than 10 times.This time I escalated the issue to...

Good morning, Pre post note : I meet the income criteria and have a good credit score. I applied for axis atlas in June online through axis website and an agent came for KYC and processed. The documents he uploaded were it returns and the other sheets. He did mask my aadhar first four digits...

Dear Members 👋 I recently applied for the Scapia Credit Card (issued by Federal Bank), but unfortunately, my application was rejected. I'm trying to understand what steps I can take to improve my chances of approval. Here are my current financial details: CIBIL Score: 780 Existing Credit...

The biggest risk taken can vary greatly from person to person, but a common example is leaving a stable job to pursue a passion or start a business. Another significant risk is investing a large sum of money, especially in the stock market or a risky venture. Other examples include pursuing a...

If you got a nonsensical or vague reason for SBI credit card rejection like for e.g. "due to internal policy", etc., you can check the real reason via an SBI credit card executive. These people roam around SBI branches, malls, airports, petrol pumps, etc. They have a mobile app called PowerPlay...

Hi, It has been a strange case for me where SBI have made another enquiry in cibil after 5 days of actual application date of secured credit card applied through yono. Now i declined the application to proceed after few days as i had changed my mind. I had escalated to nodal officer but they...

Dec 23: I applied for Tiger IndusInd, when I was at my home in Kerala. Did all the steps prior to vkyc, which I could not complete as I kept my PAN at my work residence in Odisha. I recieved the mail saying eligible for the card, with a CL of 500000 Lakh. (Not upto 5L). Dec 23 and 24: Recieved...

In the IDFC portal I was offered Mayura Metal, Ashva, FIRST Power+ and Millennia. (They gave a soft limit of 40K, which was really low) I tried to apply for IDFC Millennia C2C with HDFC Millennia (2L) as a self-employed 3L, but they rejected my application because they couldn't verify the...

My AU Ixigo credit card application was rejected without any clear reason provided initially. After several follow-ups over a few weeks, I was told that the rejection was due to the high number of active credit cards I currently hold. questioned why this criterion was not mentioned during the...

Axis Bank credit card is getting rejected again and again. This is the 4th time. Now I will have to wait for 6 months again. CIBIL was also good 770 and no late payment bus utilization was 29%. And when I asked the customer care about the reason they said bank's internal policy. I am...

Should I write same complaint to all the escalation level until they give me concrete reply or should i write different one every time with last mail`s reference id. Please guide me as i am new to Hdfc ecosystem and don`t know the complaint method quite well. Thanking in advance.

So I checked in my SBI app offers and it showed that I'm eligible to increase my limit from 2.7L to 8.1L but when I tried, they said they can't process it now. It's weird to show eligibility yet rejecting the offer.

I recently applied for Axis MyZone CC as it was provided as LTF. Upon applying immediately within 30 minutes I received an SMS saying my credit card application got rejected. There was neither a proper email to denote my receipt of application nor an email mentioning rejection. Everything was...

Last month I applied for AU card for the second time and they denied without any reason as expected. So I mailed their PNO asking for the reason of rejection. Again got same generic reply. No forcing them today they mention having 7 active cards is an issue as per their policy.

It took 3 months to get card applied in October 2024 and approved in January 2025 That too after few email exchanges, level 1 just don't budge. Approached level 2 got email stating ETA for resolution and as usual hdfc reply on last date (18-01-2025) that my CARD IS APPROVED. some relief but i...

I applied for AU ixigo credit card but they rejected after collecting all the information in the application. When I mailed them, they provided reason as high number of active cards. I came across following reddit thread: where OP mentions that his card was rejected due to the same reason but...

Perfect Video which showcases people getting rejected for Infinia even after meeting eligibility criteria. :P

I recently received an Axis Ace Credit Card on 16th September and later applied for the Axis Neo Rupay Credit Card. Unfortunately, my application was instantly rejected before the KYC process. Now, I’ve come across an offer for the Axis Neo Credit Card on Google Pay, valid until 31st December...

I applied for pre approved HDFC Regalia card as per your email which was rejected on 21 st November 2024, after that an SMS for Offline KYC process for application for card received on 24th December 2024 (Application number in KYC request SMS and rejection email is same) On asking the agent...