rejection

If you got a nonsensical or vague reason for SBI credit card rejection like for e.g. "due to internal policy", etc., you can check the real reason via an SBI credit card executive. These people roam around SBI branches, malls, airports, petrol pumps, etc. They have a mobile app called PowerPlay...

Hi, It has been a strange case for me where SBI have made another enquiry in cibil after 5 days of actual application date of secured credit card applied through yono. Now i declined the application to proceed after few days as i had changed my mind. I had escalated to nodal officer but they...

Dec 23: I applied for Tiger IndusInd, when I was at my home in Kerala. Did all the steps prior to vkyc, which I could not complete as I kept my PAN at my work residence in Odisha. I recieved the mail saying eligible for the card, with a CL of 500000 Lakh. (Not upto 5L). Dec 23 and 24: Recieved...

In the IDFC portal I was offered Mayura Metal, Ashva, FIRST Power+ and Millennia. (They gave a soft limit of 40K, which was really low) I tried to apply for IDFC Millennia C2C with HDFC Millennia (2L) as a self-employed 3L, but they rejected my application because they couldn't verify the...

My AU Ixigo credit card application was rejected without any clear reason provided initially. After several follow-ups over a few weeks, I was told that the rejection was due to the high number of active credit cards I currently hold. questioned why this criterion was not mentioned during the...

Axis Bank credit card is getting rejected again and again. This is the 4th time. Now I will have to wait for 6 months again. CIBIL was also good 770 and no late payment bus utilization was 29%. And when I asked the customer care about the reason they said bank's internal policy. I am...

Should I write same complaint to all the escalation level until they give me concrete reply or should i write different one every time with last mail`s reference id. Please guide me as i am new to Hdfc ecosystem and don`t know the complaint method quite well. Thanking in advance.

So I checked in my SBI app offers and it showed that I'm eligible to increase my limit from 2.7L to 8.1L but when I tried, they said they can't process it now. It's weird to show eligibility yet rejecting the offer.

I recently applied for Axis MyZone CC as it was provided as LTF. Upon applying immediately within 30 minutes I received an SMS saying my credit card application got rejected. There was neither a proper email to denote my receipt of application nor an email mentioning rejection. Everything was...

Last month I applied for AU card for the second time and they denied without any reason as expected. So I mailed their PNO asking for the reason of rejection. Again got same generic reply. No forcing them today they mention having 7 active cards is an issue as per their policy.

It took 3 months to get card applied in October 2024 and approved in January 2025 That too after few email exchanges, level 1 just don't budge. Approached level 2 got email stating ETA for resolution and as usual hdfc reply on last date (18-01-2025) that my CARD IS APPROVED. some relief but i...

I applied for AU ixigo credit card but they rejected after collecting all the information in the application. When I mailed them, they provided reason as high number of active cards. I came across following reddit thread: where OP mentions that his card was rejected due to the same reason but...

Perfect Video which showcases people getting rejected for Infinia even after meeting eligibility criteria. :P

I recently received an Axis Ace Credit Card on 16th September and later applied for the Axis Neo Rupay Credit Card. Unfortunately, my application was instantly rejected before the KYC process. Now, I’ve come across an offer for the Axis Neo Credit Card on Google Pay, valid until 31st December...

I applied for pre approved HDFC Regalia card as per your email which was rejected on 21 st November 2024, after that an SMS for Offline KYC process for application for card received on 24th December 2024 (Application number in KYC request SMS and rejection email is same) On asking the agent...

We all want to live a Healthy life without any major diseases, illness....with present awareness, we do take care of our Health with proper Exercise, Healthy Diet as well as consulting our Doctor.....However we may still face situation, in which we end up in Hospital ( for reasons beyond our...

Hello I had applied for HDFC Freedom card from branch via offline process. Next day, the branch agent called me and said I am getting Millennia as LTF if I want. I said yes and proceeded with digital journey. The card got approved. When I received the card, I called customers care to confirm if...

I maintain a healthy CIBIL score of over 760 and hold more than 10 credit cards from various banks, including HDFC, Axis, ICICI, IndusInd, and Federal. However, my application for the SBI Cashback Credit Card was declined, and the reason provided—seems unusual. Could this be a valid reason for...

So a week back, I informed my college friend that Icici provides Sapphiro LTF for our college. He applied for it. It was his first Credit Card. His VKYC was successful. Few days back, they rejected it. I told him to mail Alumnicc keeping Pno in CC, asking about it and requesting to approve...

About me - Have 5 unsecured credit cards- HDFC 2 ×20k(now 40k each) , icici apay(50k), au lit(60k), rbl paisabazaar (25k). Credit age -11months. Last 3 month enquiry - 3 Applied for Indusind tiger credit card through cashkaro . Here's the rejection reason. Can anyone elaborate the chances...