rbio

My father opened an account in IndusInd Bank years ago, which started as a salary account. Since salary accounts don’t require a minimum balance, we never had to worry about keeping a certain amount in it. Even after he retired in 2018, he kept using the account, and for a long time, the balance...

Hello everyone, I need your opinion on something. Back in December 2020, I needed a second bank account, so I opened a zero-balance Basic Savings Deposit Account with Standard Chartered Bank. The account opening process itself was stressful, but that’s a separate story. Within just a week, I...

I wanted to share an ongoing issue that might resonate with others facing similar challenges. A loan account that was closed approximately 6 years, 9 months, and 17 days ago is still being reported as active on my CIBIL credit report by a local bank. This outdated and incorrect reporting has...

Here goes my full story of the RBIO grievance and compensation. 1. I have been trying to get an IDFC First Credit Card since the end of 2023. Everytime, after filling details like emloyment details and C2C details (tried both with and without), the application displayed an error message 'Sorry...

Hi I raised an RBIO complaint on icici bank for charging annual fee on my new credit card. It's been almost 25 days but no update yet. The statement on the card is generated with the joining fee. Now the question is if I request icici to close the credit card, will the RBIO complaint also be...

Story - opened bom BSS-25 in January for specifically rupay select debit card. Bank's IT system is fu*ked up. Dc was supposed to automatically issued after account opening but it didn't. After 10 days of account opening registered a complain which was closed by branch citing "visit branch to...

Hi guys, I have taken home loan from Bandhan Bank 3 years back. My colony has very limited financer so opted Bandhan Bank, Initially they offered me 6.75% ROI after RBI repo rate increase they increased it to 9.75%, they kept my EMI as it is and increased emi tenure without my consent. Now in...

2000 rupees compensation recieved from Federal Bank for not sharing scapia card rejection reason. On 3rd March i recieved an email, which was an invitation to apply for the scapia credit card. but when i tried to apply for the card, app told me that existing federal bank credit card holders are...

Dec 23: I applied for Tiger IndusInd, when I was at my home in Kerala. Did all the steps prior to vkyc, which I could not complete as I kept my PAN at my work residence in Odisha. I recieved the mail saying eligible for the card, with a CL of 500000 Lakh. (Not upto 5L). Dec 23 and 24: Recieved...

I have made a payment on SBI UNIPAY for Rs.1800 from HDFC DC to pay my credit card bill on 27th Jan this year. But the transaction didn't go through and failed. I took the payment failure error screenshots and dropped a mail to HDFC after waiting 5 Days for the reversal there was no sign of it...

I made a complaint to RBIO against Axis Bank for delay in transferring credit balance from CC to my savings account. As per RBI directive, if credit amount is more than 5K (or 1% of CL, whichever is lower), bank should take consent to adjust the same against outstanding. In case consent is not...