policy

Hello, My father took out HDFC life policy (HDFC Uday) which is a non-linked participating plan 4 months ago. I was not consulted. He took it believing the agent who told that he would get 10% cashback, 2 gram gold coin every year upon premium payment. My dad believed and took the insurance...

Hey everyone, I'm trying to apply for the Federal Bank Scapia co-branded credit card, but I'm a bit confused about the eligibility criteria for existing Federal Bank customers, especially those who already hold credit cards. Here's my situation: I have a savings account with Federal Bank. I...

I kept getting calls saying 5.5 % interest with OD account which sound unbeleivable . Almost accepted, then they told me for 30 lakh OD i need a policy payment of 1.95 lakhs a year for 12 years. policy will mature in 20 years and od will stay until then. The above terms is accetable for me ...

I had seizures 10 years back was advised 3 months medications however once I stopped after 3 months it occured again. After that doctor advised me to continue taking medications which continues till date. Have not had a seizure episode since 2013. Now I would like to take a health insurance...

I purchased a Yamaha Fascino a year ago, and I already have a 5-year third-party insurance policy. However, my personal insurance is about to expire, and I need to renew it. Can anyone suggest the best personal insurance provider for two-wheelers in terms of coverage, claim process, and premium...

Hi, I have this policy from Star Health for my mother for past 10 years and it is due for renewal. It has 30% copayment and is hurting during every claim. I like to port to a different provider without co payment with additional premium. HDFC ergo seems costly. Any suggestions please?

exisitng policy details: hdfc ergo optima secure 10L base coverage with no co pay. Background – My Insurance & The Road Accident Nightmare At the start of 2024, I purchased HDFC Ergo Optima Secure health insurance via PolicyBazaar—a terrible aggregator, but the HDFC Ergo policy itself is decent...

I would like to take the loan against LIC policy. Any experiance from tf community members. would like to understand interest rate details , processing fee, etc

Hello Folks at Technofino! I am using platinum travel for 2 months now and have already reached the milestone without manufacturing any spends. Since I've already reached the potential of the card I was thinking of getting the gold/platinum card for the 5X rewards and other lifestyle perks...

From 15-Jan-25, only the primary card holder will get additional 5% NeuCoins on selected categories via NeuPass Membership on transactions done via Tata Neu HDFC Bank Credit Card. For this benefit you need to login to the Tata Neu App/website with the primary cardholder’s Mobile Number given...

Hello I had purchased a term life policy from Max Life. It was issued on 20th December 2024. I haven't received the policy document for it till now. I am not able to download the document from website either. I have raised to their helpdesk multiple times but no response yet. I am told that...

Hi friends, Few Insurers have introduced few policies that offers up to 100% waiver of renewal premium for people who lead a very active lifestyle. My 73 years old diabetic father continued for 3 years with 10 lacs base cover paying only GST amount (got 100% of actual premium as he walks 3 Kms...

A sales agent told me that he can provide Axis Magnus or Axis Atlas on LTF basis , If I buy an Insurance plan from him. Is it really possible ? He mentioned that the premium is required to be paid only once and gives me a cover of 15 Lakh for 1 Year. at present I hold Axis Select , Flipkart...

Hi everyone, Recently i was approached by an insurance agent with this plan, as i am new to this pl lmk if its worth taking this insurance or rather i invest somewhere else. So the policy is that i invest 5 lakhs for a period of 12 years from today, 2nd year onwards i get 2.5 lakhs back for 40...

So as the title suggests my IDFC Wealth CC application got rejected due to internal bank policy. This is the message I got from the bank:- “We are unable to process app no. 123456789 for IDFC FIRST Bank Credit Card due to internal Bank policy. We are working hard to bring an offer for you...

Is it same with anyone else? I received sma saying as per your request credit limit is reduced to xxxxx .

Hello Everyone, I have joined this comunity recently and get to know so many things regarding credit card and have regret this journey as I have lost so many chances on getting good credit cards which was offered to me in the last few years as I have taught like many other credit card = debt...

Finance ministry plans 'One State, One RRB' policy to boost efficiency. The Union Ministry of Finance is planning to consolidate the Regional Rural Banks (RRBs) under a policy of “One State, One RRB” to improve their efficiency and avoid undue competition among sponsoring public sector banks.

Hello I have 2 queries on Axis bank policy 1. If applied for a Magnus card to make a 9.1L car payment but it seems the card will not reach on time due to kyc overdue etc. I have decided to give up and use my Atlas instead. I will call customer care and cancel the application. Suppose the kyc...

I've recently purchased a ola s1x+ on 31st july policy was registered on 6th august i recievd scooter on 29 august 2024 which is almost 1 month past can it be rectified if yes then how? ps got 5% cashback on sbi cashback card