personal finance

Wealth Creation In the modern financial world, wealth creation is no longer just about saving money - it’s about strategically growing wealth through investments tailored to personal financial goals and risk tolerance. An individual’s risk appetite is central to determining which investment...

Hi folks, I’ve seen some threads on expense tracking apps, but my primary need is for multi-user support to track shared family expenses with my spouse. Apps like Splitwise won’t work, as they are designed for splitting expenses, not tracking them collaboratively. Here are the key...

I recently received notification from Tata about their 9.1% rate FD offering, so I started digging about it on the forum & learnt about stable money app, it seems like most of you love it & so far havent found anything negative, so I guess I will use that for my FDs. This got me curious about...

Hello, I need some opinions/advice/guidance in the following matter. I am 68 yrs old and I have invested 40Lakh in various equities & 50Lalk in Equity based M/F’s since last 14 years. Current market value is around 1.8crore & 1.6crore respectively & it may grow by 20% CAGR as per my assumption...

Let’s discuss about investment through NCD (Non convertible debentures) on this thread. Do share your experience of investing through NCD and their tax implications?

Wedding, car, own house, kids education... what else?

On another thread, I had asked whether one can invest one's savings with one's spouse, and its implications. There are various implications like clubbing of interest income, treatign it as a loan with interest, etc. Now, it so happens that my wife is employed by the government of Rajasthan, and...