overleveraged

I have 21 credit cards and the total limit is now 75L. I've decided to close a few to reduce leverage because some banks don't seem to be willing to give cards if someone has too much credit limit. The cards I intend to close are: 1.BOB Onecard: good limit, but pretty useless now 2. RBL world...

Hello everyone, I wanted to apply for sbi simply click. But every time im applying it is getting rejected stating internal policy since 2023 end maybe.. I once held sbi fbb card but closed in January 2021 or so. I last applied in oct 17th, my current cibil is 780 and i hold other cards as well...

I have applied for SBI BPCL Octane and the card has been approved. But I haven't got seperate limit. I had 60k limit on my cashback card. They have transferred 40k limit to octane card and cashback card is left with 20k limit only. I need more limit. Tried LE from app it didn't work. I am yet to...

Need some clarification regarding supermoney Utkarsh bank FD credit card reporting to CIBIL, do they report your employment type and annual income as declared by applying for card to CIBIL? I have recently applied for this card specifically to rectify my erroneous annual income reported to CIBIL...

Recently my AMEX, SBI and HSBC application were rejected due to infamous "internal policy" reason, after filing a complaint to RBI ombudsman it turns out that I was overleveraged even though my existing credit mix <4 Lakh so I checked my CIBIL profile and it turns out Indian Bank has reported my...