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nocostemi

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  1. 22sumit

    Query- HDFC EMI Pre-Closure

    So I ordered a phone from Amazon on EMI and got Rs 750 extra discount on same for using a 6 months emi service. Since the EMI was done via merchant portal so I don't have option of cancelling it (as per cc) and only pre-closure is allowed. I got additional nominal charges as below: -Loan O/s...
    • 22sumit
    • Thread
    • cancel emi discount hdfc hdfc credit card hdfc credit card no cost emi discount nocostemi
    • Replies: 62
    • Forum: HDFC Bank Credit Card
  3. D

    Why Banks levy GST on No Cost EMI?

    Recently @TechnoFino posted article about Cost behind No Cost EMI. I'm adding this as extension where I'll try to explain why banks levy GST on No Cost EMI but not in other EMIs and actully who is getting that money(Technically government but read below to know more) Suppose the price of the...
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