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I got my Standard Chartered Smart Credit Card on April 16, 2025. One of its features is that for the first 90 days, you can pay just the minimum amount due without incurring interest. I followed this and paid the minimum amount for the first statement. In June, I requested to change my billing...

Earlier i was using Eazydiner Credit card for booking single ticket. Now since that offer is gone. Which credit card offers the same benefit as we are 3 persons and need 1 extra ticket after BOGO. Kindly suggest a good credit card for BMS/Paytm/District which offers this benefit

Hi everyone, I'm looking to optimize my credit card portfolio. I’m a salaried employee with the following profile: **Profile:** * **Net Monthly Salary:** ₹2.22L * **CIBIL Score:** 778 * **Spending Style:** Low to moderate; prefer LTF or self-sustaining cards. **Current Cards:** 1. **Axis...

How to purchase super coin gift card. I searched many options and could not find one. So, please help. Besides, if any one have zingoy balance more than 100 also reply

Hey folks, I’m on the hunt for 3 YouTube Premium slots – either to join an existing family plan or if someone’s planning to create one. Must be safe & trusted (no random Telegram scams please). Open to best ongoing deals – India or international. Would love to hear from members who’ve...

Hi everyone, I’m really frustrated right now and hoping someone here can guide me. My CIBIL score dropped from 793 to 709 due to a ₹7 payment that I missed by 11 days on my Axis Bank MyZone credit card. I’ve always maintained a clean repayment history, over 5+ years of credit age, and I...

Please DM. I can give max 50 for 1 month and I can give payment for 4 to 6 months in one go.

My father has a loan account with Union Bank and recently came across the RuPay Select Credit Card. It advertises 4 reward points per ₹100 spent, with each point valued at ₹0.25. That’s effectively a 1% reward rate, which sounds great! However, the official website doesn’t provide much detail...

Hi everyone, I'm posting here to seek help and guidance regarding a serious mis-selling issue I faced with ICICI Bank related to their Adani One Signature Credit Card. Here’s what happened: On 20th Feb 2025, I received a call from ICICI (from number 022 6904 1078) offering me an upgrade...

Need help in choosing best individual current account. Requirements 1. Should be opened with just aadhar & pan, has no business proof 2. Need free cash deposit limit min 2Lakhs 3. No physical verification 4. Can maintain mab upto 25k Options so far 1. Hdfc biz lite 10k mab 2L free cash deposit...

I just purchased all plus and noticed that rates got inflated in a minute. Need to experiment, and need a Platinum member, has 2 suite upgrades and doesn't have all plus. Please DM

I have around 1.8L flight booking expense in this week. The doubt I have is I have Amex Plat Travel (second year fees to be levied on 8th August 2025), HDFC Regallia Gold LTF and ICICI saphiro LTF. I have doubt which card I should use? Should I close Amex and use Regallia Gold or pay 5000+GST to...

Hello, I currently don't have avios in my british airways account and hence not able to check the points needed. Can someone check from Delhi to London around Sep 20th 2025 and let me know the points needed also price for the extra luggage? Advance thankyou

Hi everyone, My brother has been allotted Maulana Azad National Institute of Technology (MANIT, Bhopal) through JOSAA counselling. We’re now planning for his education loan under PM Vidya Lakshmi Yojana ( this college falls under eligible institute) Total 5Y programme (B Arch)fee will be ~7-8L...

Flight's in 3 hours. None of my HDFC CCs (Regalia, TataNeu) are working at Dabolim GOI (Travel Club or Good Times). Would greatly appreciate a giveaway. Thanks!

Hi everyone, I run a Govt Meeseva centre and handle around ₹3–4 lakh per month in utility bill payments (electricity, water, etc.) on behalf of customers. Here’s what I’m currently doing: ✅ SBI Cashback Card – I buy Amazon Pay gift vouchers (GVs) and pay bills via Amazon Pay. After...

I need help in getting a standard chartered credit card. Is there anyone available here working in standard chartered that can help.

Hi everyone, I wanted to share my experience with HDFC Bank regarding their Swiggy Credit Card and get your opinions on whether I should proceed with this card or push further. Quick Summary: Back in Sept 2024, I inquired about getting the Swiggy HDFC Credit Card as a floater (shared...

Hello All, I am quite new to this forum, but I really started loving this community. It's so helpful. I need help regarding payment gateways. Actually, I have signed up with Phonepay and Razorpay to integrate them with my astrology website, where People can book services. I haven't...

Hi All, credit card noob here. I was not well versed with the benefits of optimally using credit cards for spends till last year. I was informed about this awesome community through reddit. Since then, i am trying to educate myself but still have miles to go. I had applied for Amex Plat Travel...