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Hello, My father took out HDFC life policy (HDFC Uday) which is a non-linked participating plan 4 months ago. I was not consulted. He took it believing the agent who told that he would get 10% cashback, 2 gram gold coin every year upon premium payment. My dad believed and took the insurance...

Hello TF members, Could anyone please DM unused 10% discount voucher (10% off up to 2,000 on orders above 4,999) from CRED? Planning to purchase furniture.

There was a payday offer by Tata Neu. I remember only the end date which is June 8th 2025. The offer was that the customers would get extra 150 neucoins for spending Rs. 2000 and above on eligible categories. I placed an order on 1mg for Rs. 2107. Later they refunded Rs. 108 and they are now not...

Funds Vanished! Now ₹51001 Stuck in IndusInd Bank UPI Transactions - Help a Frustrated Redditor Out! Hey everyone, I'm in a bit of a nightmare situation here and hoping the Reddit community can lend some wisdom or shared experiences. I'm currently missing a whopping ₹51001 after multiple UPI...

Hi everyone, I’ve ended up with quite a few credit cards over time and want to streamline my wallet. Here’s my current portfolio, along with their annual fees: BankCard NameNetworkTierFees (₹/year) AxisMagnus BurgundyMasterCardWorld0 / till I have burgundy statusHighly Used ICICIEmerald...

Currently stuck outside gate 24. Passenger access to gates >31 (Adani, Oasis) is blocked. Only lounge available is Travel Club which is not accepting TataNeu CCs. Would greatly appreciate if I can get x2 access. Thanks!

Hi TF Community Having entered the points and miles game a few months back, I think I now have enough points to consider our family's first international trip. Here's the plan: Dates: 8th to 15th August, 2025 Sector: BLR - KUL - BLR Pax: 2 adults, 2 Children (ages 13 & 7) Flights: Onward -...

I wanted to open a pioneer account and asked my branch to open one for me but they insisted me on opening an account with a funding of Rs1,00,000 and then further they will upgrade it with my son's minor account as well As I had first opened my son's minor account, therefore they were unable...

Looking for some help and suggestions from experienced folks here. My wife and I recently visited the nearest Bank of Baroda to open a joint savings account. We specifically filled out the application together and requested that it be a joint account with both our names, contact details, and...

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Hi, I need your review on Indian Bank service as I found their netbanking portal is looking better than other PSBs like BoB or PNB etc: 1. Branch Service quality 2. Overall server availability 3. UPI failures/UPI availability 4. Service charges 5. SMS alert/Email alert 6. Service requests...

Hi, I want to open a joint SB account with my Sister (we both are 28+). Our preferences are below: Zero balance account/women's account preferred (my sister will be the primary holder) or very little MAB/AQB Overall, good banking service Affordable service charges (Free SMS alert/Free Debit...

My wife has a hdfc bank millenia credit card with 1.7 lakh limit and she's working with an Ngo but with a basic salary and her ITR is not over 5.5 lakh. Her millenia credit card was Pre approved and she got a LE from 1.35 lakh to 1.7 lakh 8 months ago. But due to our travelling together I need...

Can anyone share Excel file for Credit card spending management for each month..

Hey everyone, Today 02/06/2024 I went to my nearest ICICI Bank to open a regular savings account, but the Branch Manager, told me that they are only opening 3-in-1 accounts (Savings + Demat + Trading). He outright refused to open a standard regular savings account and even denied giving any...

Hi Travel Gurus, Need help to find best possible ways to redeem reward points/airmiles from BLR to LHR travelling in 'Premium Economy' class targeted end of this month. 1. HDFC Smartbuy shows below price on 24th Jun for direct flights: If i use this portal, will redeem 39,156 infinia reward...

Can anyone provide lounge access for muscat airport. My flight is on 7th june 00:30. so like 6th june midnight

I'm planning to open a dedicated bank account for stock market-related activities, mainly for handling more frequent transactions. I have a few questions and would appreciate your input: Among these banks, which one is the best in terms of ease of use, charges, and broker compatibility? Yes...

Helooo guyss I need help regarding my sbm bank credit card which is obviously fd backup card So I taken this card almost 1 year and 3 month back at age of 20 and to get my unsecured card at my 21st birthday 😅😅 Now in December my 21 was completed and i got my first unsecured hdfc card in...

I'm seeking some guidance and opinions on an issue I’m facing regarding a loan against mutual funds (LAMF) from Mirae Asset. Despite never missing an EMI or interest payment (which are automatically deducted), Mirae Asset has reported a late payment to the credit bureau (CIBIL). Here’s what...