So I figured I’d share my little credit card saga, mostly as a rant but also to hear from others who've been in the same boat.
My first-ever credit card was the Kotak Urbane, with a limit of ₹25K. As a first-timer, I was just excited to get approved and accepted whatever came my way. No...
I am attempting to redeem 20,000 reward points for an Amazon Pay voucher through Kotak Rewards. In the voucher category, Amazon vouchers are available in denominations of 5,000 and 10,000 rupees. I possess sufficient reward points to redeem for a 5,000 rupee voucher. I am applying a voucher of...
I've a kotak pvr inox credit card which is useless. So I want to close it to avoid annual charges. How to close it? Is there any mail address for requesting?
Kotak Cashback+ Credit Card 💳
✨ 5% cashback on online food delivery, groceries & entertainment
⛽ 3% cashback on fuel spends
⚠️ Cashback on accelerated spends is capped at 500 points per billing cycle
Cashback is awarded based on the Merchant Category Code (MCC)
1 reward point = ₹1, earned...
Hello, does anyone know if utility spending counts towards the milestones for Kotak White? Also are there any charges for utility transactions above a limit?
Hello
I purchased Samsung AC on 1st APR from offline store. I done payment using kotak credit card and salesperson created 3 month No cost EMI as there is a instant 4000 off on emi conversion. He told me that you got interest as a cashback after 90 days. 90 days passed but still i not get any...
I want to permanently close my Kotak 811 account after a frustrating experience, and I’m hoping someone here can help me with the online closure process (if it exists).
Here’s the full story:
I opened a Kotak 811 account on June 28th, mainly to get the ₹500/month cashback offer.
On July 1st, I...
I have a Kotak811 account past many years. Today, I received a physical debit card without any prior authorisation from myself. My virtual card is going to expire in the coming months. Kotak has upgraded my virtual to physical one, I am not sure how & why?
Are you facing similar kind of...
Kotak has launched new Indigo credit cards in form of bluechips, IndiGo Kotak and IndiGo Kotak XL Credit Cards. These are different from the earlier 6E co-branded credit cards. previously offered by IndiGo and Kotak.
Fees:
FeesIndiGo KotakIndiGo Kotak XL
Joining/Annual₹1,500 + GST₹3,000...
Hi Guys / Gals,
As Myntra card is getting closed from next month , I converted my Myntra paid card to Zen LTF.
The Steps involved:
1) Call CC ( 1860 266 2666 )and Convert Myntra card to Zen Paid card - you can do this manually
2) Once you receive the Zen card, Dont activate the card.
3) Call...
Hi friends, need your guidance.
I had a personal loan with Standard Chartered Bank, and in January 2025, it was transferred to Kotak Mahindra Bank as part of a loan portfolio migration.
Before this transfer, my CIBIL score was 794. But after the transfer:
First, SCB updated the account with...
This is a story of wrong transaction made by me on 17Feb2025 on kotak app(IMPS). I accidentally sent inr 800 to someone else account and immediately lodge a complaint on kotak app then after few days i received a mail that kotak tried reaching beneficiary bank of baroda but as the transaction...
Today I received a call from Kotak Credit card department & informed me that i am eligible for Zen Signature & IOCL Credit cards as LTF without any documentation but in my net banking it is showing i am eligible for these 2 cards but mentioned about LTF. Does anyone applied & received under LTF...
Hi,
I had applied for a Kotak credit card through the bank agent a few years ago. Although the application was declined, the card was still delivered to me. I had never activated it.
Years later, before the RBI ban was imposed, I tried applying for a new card. However, my application was...
Hey guys,
Any trick to get 5% cashback on LPG using Kotak 811 Super Debit Card? I know utility payments don’t count, but is there a workaround? Pls share! Thx!
Kotak 811 Launch Dream Different RuPay JCB Credit Card (FD based):
Note – The RuPay variant offers more rewards compared to the Visa variant.
Kotak811 Dream Different RuPay JCB Credit Card
Enjoy the benefits of interest free cash withdrawals, rewards on all purchases, a credit limit up...
Hello guys
I wanted to apply for a Kotak Myntra Rupay variant.
Does anyone have recent experience in this? Which application channel should I follow to make sure I get the rupay variant?
Thanks in advance!