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insufficient balance

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  1. I

    Does SBI (or any other) credit card charge any fee for declined payment due to insufficient balance?

    I have experience with SBI Debit card about charging fee for declined transaction due to insufficient balance. Does it also happen with credit cards? If so, does it happen both for POS and online transactions? Also, does it happen for debit cards only in case of POS transactions or even for...
    • iM23
    • Thread
    • credit card debit card fee insufficient balance payment sbi
    • Replies: 4
    • Forum: SBI Cards
  3. I

    Sbi dc TXN failed due to insufficient balance

    Hi Team, Incase of ecom pos txn like cc bill payment using sbi DC and if our account has insufficient balance then they charge around 23rs. So does bank need to pay interchange for cards for failed txns too wrt insufficient balance? If not so does all bank charge this ?
    • iamdhamo
    • Thread
    • failed insufficient balance sbi
    • Replies: 20
    • Forum: Debit Card
  4. xfactcc

    PNB will charge penalty on Debit Card txns for insufficient balance

    as per SMS received. Is it new? Are all banks doing it? I thought no bank does this.
    • xfactcc
    • Thread
    • debit card insufficient balance penalty pnb
    • Replies: 4
    • Forum: Debit Card
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