idfc wealth

I hold a IDFC Wealth for almost an year now. I got the upgrade my maintaining 10L in a month back then. And once upgraded, I maintained 10L only for a month, then slowly came down to 8, then 5, then 3, and finally now 1L. My RM does occasionally call and asks me top up the account and I normally...

Hey everyone, Just wanted to share a small win with the community. After being with the IDFC First Bank 10K variant for a while, I finally got my account upgraded to the Wealth variant! I reached out to my RM and had a detailed discussion. He agreed and processed the upgrade smoothly on ₹5...

Now they told me to maintain 10L for a 1 month after that they will upgrade my account to idfc wealth programme, but they also warm me if I can't maintain 10L in the future they degrade my account to basic or select, is it really possible or they lied to me , pls suggest me what to do now ?

Just received an email from IDFC, and I have to say - I’m pleasantly surprised. They have upgraded my monthly interest rate from 2.33% p.m. to just 0.71% p.m., effective 15th March 2025 for my Wealth Credit Card. To put this into perspective, this is way lower than most personal loan rates I’ve...

Hello guys I wanted to get a LTF card having movie offer and lounge access. Federal celesta on their own website posted that it has BOGO on INOX upto 100rs off once per month, But on BMS they have upto 250 off twice in a month with offer date till Mar 2025, Is it a limited offer on BMS?? IDFC...

Is it just me or IDFC has changed it's policy regarding no. of companions who can accompanied during lounge access? Previously I remember for Wealth DC it was 3+3 and I was able to get myself + 3 others at zero cost. Now on checking I could only get 1 companion with me while rest are chargeable.

Hi! Which card is better for wallet reload - Indusind Pinnacle or IDFC Wealth (and please don't say neither! I am looking for the lesser evil)

I am getting notification from IDFC mobile app to get IDFC Maurya and Ashwa cards. When I click on the notification it is taking me to a page that say Upgrade to Mayura a metal credit card.is this an upgrade offer or is it a new application for Mayura card.If it is an upgrade will there be CIBIL...

Hi, How do i check the rewards points earned on each transaction of the wealth cc, checked statements but didnt find the detail for each transactions instead it was mentioned as total that was earned in the cycle unlike the wealth dc where we can see the details in the transactions history.

Hi I just got the IDFC Wealth Debit Card upon opening Wealth Account. I currently have 10k+ points on it but mostly joining rewards. I wanted to know how I can earn RP by making Credit Card Bill Payments using the DC. I’ve tried HDFC SmartPay and MobiKwik but didn’t get any RPs on it. Thanks!

Recently got a credit limit increase on my IDFC First Wealth credit card. It's now ₹7,50,000, which is a 50% hike!

Just wanted to know , how to get idfc wealth credit card easily ?

I just got upgraded to Wealth. Got the Wealth DC & Chequebook but still couldn’t spot the 'First Wealth' logo in the app and net banking. I also didn’t receive the 8000 RP on spending via DC. In fact my profile on firstrewards.com was created after calling the customer care. Has IDFC stopped...

So as the title suggests my IDFC Wealth CC application got rejected due to internal bank policy. This is the message I got from the bank:- “We are unable to process app no. 123456789 for IDFC FIRST Bank Credit Card due to internal Bank policy. We are working hard to bring an offer for you...

IDFC has sent me this offer some week ago. I tried searching in the forum but it was not there. So posting this offer. It is user specific. Below are the details of the offer. The link is : 10x Reward points Offer IDFC Wealth and Select on Rental and utility Offer Validity : 15th Sep’24 – 15th...

After upgrading my bank account from Select to Wealth I was asked by my then RM to maintain the 10L balance for at least 3 months. I was already maintaining the required balance for 3 months before that. So it's almost 6 months now. When can I withdraw my fund? And after withdrawing what are...

Hello, I just got a pre-approved Wealth CC from IDFC (based on family wealth relationship). I am trying to find the criteria for free lounge access with this card but I am getting mixed information (5k spend, 20k spend, no criteria etc). What would be the best way to confirm the criteria for...

I want to upgrade my IDFC regular savings account (MAB 25000) to wealth account. Can anyone tell me how I can upgrade without hefty funds like 10 lacs. I have heard people getting upgraded to wealth account with a minimum fund as low as 1 lac. What's the hack? Please suggest. Response much...

Hello everyone, I recently god upgrade from select to wealth by opening account with their idfc wealth banking program. Their wealth banking program is actually that much exciting or not? What if i close my account after receiving their card? They will downgrade or close my card if i close account?

Hey, I need a help. Actually, I opened the IDFC credit card to get the Wealth Credit Card. My RM promised me that he can able to Wealth Credit Card if I open a Wealth account. So, I agree with him that I opened a Wealth account. But it's been more than 8 months, I can't able to Wealth Credit...