Created this using Gpt for self, though might be useful for others
Feature / Spend TypeHDFC InfiniaAxis AtlasIDFC First MayuraIDFC First Ashva
Annual Fee₹12,500 + GST(Waived on ₹10 L spend)₹5,000 + GST(Non‑waivable)₹5,999 + GST₹2,999 + GST
Base Earn Rate5 RP/₹150 → ~3.3%2 EM/₹100 → ~4%5× →...