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icici bank

  1. A

    Disappointed with ICICI Bank – Privacy breach & poor support

    I wanted to share my recent experience with ICICI Bank which left me very disappointed, especially as a long-time customer. A few weeks back, I applied for a loan through ICICI. Shockingly, within a day of my application, I started getting 30+ calls from other banks offering me personal loans...
  2. A

    Icici bank makemy trip credit card FYF

    Should i take preapproved makemy trip icici bank credit card which is first year free or should i wait until they offer me ltf card of mmt icic bank. I have already 5 cards of icici bank in which 3 cards are ltf and one card is chargeable that is icici sapphiro card which i will close after 10...
  3. G

    ICICI Bank REVISES minimum balance requirement after backlash.

    the minimum balance requirement for urban and metro areas is ₹15,000, down from ₹50,000. For semi-urban areas, ICICI Bank minimum balance in savings account has been revised to ₹7,500. For rural areas, the minimum monthly average balance (MAB) ICICI Bank requires is ₹2,500
  4. MrKant

    ICICI Bank Account Reopen

    I requested (offline) icici to closed my bank account and they completed the request on 11 august. On 10 august I emailed customer service to cancel my previous request but on 11 reply saying account is already closed. I am looking forward to reopen it anyone here form icici who knows about the...
  5. P

    ICICI New Savings Account Users MAB Updated - August 1st 2025

    ICICI savings account (From August 2025 onwards) Minimum monthly average balance (MAB): Metro and Urban locations - ₹ 50,000 Semi-urban locations - ₹ 25,000 Rural locations- ₹ 10,000 Program Eligibility & Criteria Customer enrolling into the program needs to maintain the following criteria...
  6. A

    cashback of ₹ 1000 on spending ₹ 20000 with your ICICI Bank Credit Card!

    Offer: You need to spend as per the communicated target for the specified period. You will get a cashback if you achieve the given target of spends, as communicated by ICICI Bank for this offer. In case, you have multiple ICICI Bank Credit Cards, you can use any one of the active Credit Cards...
  7. A

    ICICI Bank to charge payment aggregators for UPI transactions

    ICICI Bank, the country’s second-largest private sector lender, will from August 1 start charging a fee from payment aggregators (PAs) for handling Unified Payments Interface (UPI) transactions that these PAs facilitate on merchants’ platforms. The bank will charge PAs that maintain an escrow...
  8. cardio_guy

    ICICI Bank new refreshed net banking interface

    Following the steps of HDFC, ICICI refreshed all pages inside after login. Infinity NXT I didn't see any announcement anywhere, I just logged in as usual today using the old login page link (https://www.icicibank.com/personal-banking/insta-banking/internet-banking). When I clicked Login >...
  9. KGSIPO

    ICICI bank disabling ASBA in Netbanking

    All banks have ASBA facility in their Netbanking to apply for Inital Public offer ( IPO ) and ICICI bank has also provided ASBA facility in Netbanking. From the last week, the ASBA facility in the ICICI Netbanking is disabled for unknown reasons. If we have a ICICI 3 in 1 trading account, the...
  10. Hell_Kitty

    From Citi to ICICI: A Personal Take on an Underrated Banking Experience

    I’ve never been the kind of person who gets excited about banks — until recently. My journey with Citi began back in 2014 when I opened my first salary account. For nearly a decade, Citi served me well. Smooth digital experience, courteous customer care, minimal branch visits, and most...
  11. uipolo

    ICICI Bank permanently discontinued the Regular Savings Account for new customers?

    Hey everyone, I’ve been trying to gather clarity around ICICI Bank's Regular Savings Account. On their official website, the product page now shows a PDF titled “Regular Savings Account (Discontinued)”, and inside it, they clearly mention: > “Incremental sourcing for this product has been...
  12. RAMESH BABU N

    ICICI Bank RM, Sakshi Gupta, swindles 4.6 Cr of customers funds .....

    An ICICI Bank relationship manager in Rajasthan's Kota, Saks .. Read more at: http://timesofindia.indiatimes.com/articleshow/121702153.cms?utm_source=contentofinterest&utm_medium=text&utm_campaign=cppst
  13. CosmicCat

    Issue Resolved Received 1% reward point instead of 5% for a transaction made on Amazon with the Amazon Pay ICICI Bank credit card

    On 31st May 2025, I did a transaction of ₹1,103 on Amazon with my Amazon Pay ICICI Bank credit card. When the transaction was settled today, I was stunned to notice that instead of showing a reward point of ₹55 (5% of ₹1,103), it is showing a reward point of ₹11 instead, which is about 1% of the...
  14. uipolo

    ICICI Bank Manager Refusing to Open Regular Savings Account – Need Help

    Hey everyone, Today 02/06/2024 I went to my nearest ICICI Bank to open a regular savings account, but the Branch Manager, told me that they are only opening 3-in-1 accounts (Savings + Demat + Trading). He outright refused to open a standard regular savings account and even denied giving any...
  15. Hell_Kitty

    How to create a user id for EPM add on without ICICI Bank account?

    How to create an user id for add on card holder so I can login via iShop portal to get >12k vouchers of Amazon etc?
  16. Collector_sahab

    Does ICICI bank Credit cards allows refunds to be credited with no outstanding dues.

    I had purchased a product using my Apay ICICI card last month, and soon after, the bill got generated and I paid on the first day itself. The current outstanding is now 0.33 CR. Now that product is being returned and refund has been initiated, but I haven't received refund in my account. I don't...
  17. Hell_Kitty

    Emerald Private Metal Application, are they doing it correctly

    My application is in pending status for last 4 days. Is this the correct way to apply for Emerald Metal? I am in T2 city and most likely my RM/CC agent won’t have an idea of credit cards. So he took my Aadhar, PAN and payslips and then applied. But still the application says pending documents...
  18. TechnoFino

    ICICI Bank Adani Credit Card Scam: Joining Fee Charged Despite FYF Offer

    Just like last year, ICICI Bank is once again engaging in what many consider an unethical practice—and for me, it’s nothing short of a scam—with certain credit card customers. ICICI Bank recently promoted the ICICI Bank Adani Signature Credit Card as First Year Free (FYF) under a limited-time...
  19. SomeRandomName

    ICICI Bank Home Loan Interest Rate Change

    1. Hi, How and when is the home loan interest changes for ICICI bank? RBI has decreased the repo rate twice however the loan interest has not changed yet for me for the last repo changes. 2. Does it reduce the tenure or it reduces the EMI amount?
  20. Rkr

    Discontinuation of PayLater Facility by ICICI Bank Limited

    ICICI Bank has decided to discontinue the PayLater Facility effective May 08, 2025 11:59 P.M. IST. It was a good Facility for beginners in Credit records.
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