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icici bank

  1. Hell_Kitty

    From Citi to ICICI: A Personal Take on an Underrated Banking Experience

    I’ve never been the kind of person who gets excited about banks — until recently. My journey with Citi began back in 2014 when I opened my first salary account. For nearly a decade, Citi served me well. Smooth digital experience, courteous customer care, minimal branch visits, and most...
  2. uipolo

    ICICI Bank permanently discontinued the Regular Savings Account for new customers?

    Hey everyone, I’ve been trying to gather clarity around ICICI Bank's Regular Savings Account. On their official website, the product page now shows a PDF titled “Regular Savings Account (Discontinued)”, and inside it, they clearly mention: > “Incremental sourcing for this product has been...
  3. RAMESH BABU N

    ICICI Bank RM, Sakshi Gupta, swindles 4.6 Cr of customers funds .....

    An ICICI Bank relationship manager in Rajasthan's Kota, Saks .. Read more at: http://timesofindia.indiatimes.com/articleshow/121702153.cms?utm_source=contentofinterest&utm_medium=text&utm_campaign=cppst
  4. CosmicCat

    Received 1% reward point instead of 5% for a transaction made on Amazon with the Amazon Pay ICICI Bank credit card

    On 31st May 2025, I did a transaction of ₹1,103 on Amazon with my Amazon Pay ICICI Bank credit card. When the transaction was settled today, I was stunned to notice that instead of showing a reward point of ₹55 (5% of ₹1,103), it is showing a reward point of ₹11 instead, which is about 1% of the...
  5. uipolo

    ICICI Bank Manager Refusing to Open Regular Savings Account – Need Help

    Hey everyone, Today 02/06/2024 I went to my nearest ICICI Bank to open a regular savings account, but the Branch Manager, told me that they are only opening 3-in-1 accounts (Savings + Demat + Trading). He outright refused to open a standard regular savings account and even denied giving any...
  6. Hell_Kitty

    How to create a user id for EPM add on without ICICI Bank account?

    How to create an user id for add on card holder so I can login via iShop portal to get >12k vouchers of Amazon etc?
  7. Collector_sahab

    Does ICICI bank Credit cards allows refunds to be credited with no outstanding dues.

    I had purchased a product using my Apay ICICI card last month, and soon after, the bill got generated and I paid on the first day itself. The current outstanding is now 0.33 CR. Now that product is being returned and refund has been initiated, but I haven't received refund in my account. I don't...
  8. Hell_Kitty

    Emerald Private Metal Application, are they doing it correctly

    My application is in pending status for last 4 days. Is this the correct way to apply for Emerald Metal? I am in T2 city and most likely my RM/CC agent won’t have an idea of credit cards. So he took my Aadhar, PAN and payslips and then applied. But still the application says pending documents...
  9. TechnoFino

    ICICI Bank Adani Credit Card Scam: Joining Fee Charged Despite FYF Offer

    Just like last year, ICICI Bank is once again engaging in what many consider an unethical practice—and for me, it’s nothing short of a scam—with certain credit card customers. ICICI Bank recently promoted the ICICI Bank Adani Signature Credit Card as First Year Free (FYF) under a limited-time...
  10. SomeRandomName

    ICICI Bank Home Loan Interest Rate Change

    1. Hi, How and when is the home loan interest changes for ICICI bank? RBI has decreased the repo rate twice however the loan interest has not changed yet for me for the last repo changes. 2. Does it reduce the tenure or it reduces the EMI amount?
  11. Rkr

    Discontinuation of PayLater Facility by ICICI Bank Limited

    ICICI Bank has decided to discontinue the PayLater Facility effective May 08, 2025 11:59 P.M. IST. It was a good Facility for beginners in Credit records.
  12. TechnoFino

    Devaluation ICICI Bank iShop Portal Devalued Further – 2.5% Processing Fee Introduced

    ICICI Bank has once again devalued its iShop portal—this time by introducing a 2.5% processing fee on the purchase of Amazon Pay vouchers and a few other gift cards. This marks the second devaluation in just two months, and unfortunately, it reflects the growing reputation of ICICI Bank for...
  13. kuchrm

    ICICI bank worst bank ever ?

    I have made many post in technofino so far regarding my issue. So now I am telling all the issues in this post. On 25th March 2025 i submitted all the documents to open regular savings account with 10K monthly average balance. My all verifications including home address, pan , aadhar ...
  14. Atul580

    ICICI Bank Mis-Sold Me a Credit Card – Beware!

    ICICI Bank called me, offering a lifetime free upgrade to their Sapphiro Credit Card. But after getting the card, I found out: ❌ It wasn’t lifetime free—they misled me about fees. ❌ They issued a new card instead of an upgrade, risking my CIBIL score. ❌ The ₹1,000 Tata Cliq voucher they promised...
  15. Adityavikramsingh

    Does ICICI Bank Issue Credit Cards to 18-Year-Olds If Applied Offline?

    Hey everyone, I’ve heard somewhere that ICICI Bank might issue credit cards to 18-year-olds if applied for offline at a branch. However, I’m not sure about the exact requirements. Does anyone have experience with this? Would they issue a credit card based on income, an existing relationship...
  16. cardio_guy

    ICICI Bank Account Opening Experience - Comprehensive Discussion

    My Experience with ICICI Bank Over the past few years, I’ve had multiple interactions with ICICI Bank, including their branches, staff, and customer care. Despite being the largest private bank in India, I’ve found their processes, standards, and policies to be inconsistent and sometimes...
  17. L

    ICICI bank complaint level matrix info

    Looking for ICICI complaint matrix. Please share
  18. Anindya98

    How Many Cards Are in Your Wallet? 🤔💳 Share Your Count & Their Purpose!
    Threadmarks: How Many Cards Are in Your Wallet?

    💳 How Many Cards Are in Your Wallet? 🤔 We all carry different cards for different reasons—some for rewards, some for travel, and some just because we love collecting them! 😎 🔥 Drop your card count & their purpose: ✅ Daily spends & cashback 💰 ✅ Travel perks & lounge access ✈️🏢 ✅ Exclusive...
  19. V

    ICICI Bank Credit Card Limit Enhancement Offer

    ICICI has released limit enhancement offer for a lot of people today. Check yours in iMobile app in credit cards -> manage cards -> manage credit limit option. Check for each card in case you have multiple cards. I myself got a LE of 1.1L today through iMobile app. Credit/Got to know first from:
  20. K

    Application query for ICICI Bank Adani One Signature Card

    I already have ICICI Amazon pay card with a limit of 1.3L , I want to apply for Adani one signature card. My query is when I apply for the card from adani one website, does the card gets issued as a floater instantly or I have to do completely new verification of submitting income docs and...
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