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hdfc credit card

  1. B

    Card Application Help!🙏🏻

    I’m planning to apply for a few credit cards and just had a quick doubt. While applying, if I select “Self-Employed,” is there any type of Office/Business verification done for the cards I am tryin to apply (Listed Below)? As far as I know, below cards don’t ask for income proof during the...
  2. R

    Help with HDFC credit card points-accumulated vs redeemable

    Hi- i recently got the HDFC Biz black card and my statement was generated on 5th June and 7500 reward points (earned on spending in May 2025) were credited on 6th June. My card statement now shows available points as approx 11000 and redeemable points as exactly 7500 less. Is it usual for HDFC...
  3. uipolo

    My HDFC credit card journey -- Pre-Approved offer finally unlocked

    Today I was randomly checking my hdfc mobile banking app, and gess what I saw there is PRE-APPROVED credit card offer. It's my second Pre-approved offer, after TWO WHEELER loan in previous month worth 1.5 lack, 5 days ago pre-approved two wheeler loan VANISHED.. In my case No dC EMI nothing...
  4. hdebnath

    HDFC credit card Upgrade

    I am having HDFC tata neu plus credit card. I don't get any hdfc discount on Flipkart. I am unable to apply new card though hdfc website. Is there any way i can get hdfc main stream card? Please help @avishek0611 @Anindya98
  5. cardio_guy

    My HDFC credit card journey and the way forward

    I am someone who spoiled many good chances of getting better cards early on. But HDFC has been overall good to me, and nothing went wrose. When I started my credit card journey, I was not aware about core/cobranded problems of HDFC. I have posted in different threads about these milestones but I...
  6. uipolo

    My HDFC Credit Card Journey – Still Waiting for Pre-Approved Offer

    I am credit card Virgin 😂. @SSV @Abhishek012 Edit 2, 10/06/2025 , I got my pre approved credit card offer after 6 month .link Thread 'My HDFC credit card journey -- Pre-Approved offer finally unlocked'...
  7. bhavyakjain

    HDFC Credit Card Upgrade

    Hello I currently have HDFC Freedom Credit Card LTF with limit 5 lakh HDFC salary account with net credit of 2.2L I want to upgrade to better variant. I spoke to one bank agent, they said DCP they can give LTF based on salary, RG they denied. Is it a good deal or should I ask for another ...
  8. S

    Home Loan - Co Applicant Problem

    say applicant does not have stable income and cibil is 750 and Co Applicant has stable income with cibil 800+ Will the bank still issue home loan at 7.9 interest?
  9. suraj singh

    Hdfc credit card no cost emi closure

    Mujhe apne hdfc credit card mai no cost emi close krni hai Product purchase- 17/05/25 No. Of months-6months Statement generation date- 21/05/25 1st emi toh post ho gyi hai statement toh agar mai ab cancel krunga toh processing fees wapis hogi kya? Aur es mai toh jo no cost emi ka discount...
  10. E

    Best Payment Options for HDFC CC Using Millennia Debit Card

    I need to make a ₹15k payment towards my HDFC credit card, with the due date tomorrow. I have a Millennia debit card. What are my best options to complete this payment? I came across some threads for making payments via UniPay, Setu, but I'm not sure if these methods are still active. Since...
  11. R

    Need Guidance on HDFC Credit Card Reward Points Issue After Upgrade & Downgrade

    Hi everyone, I'm looking for some guidance and suggestions regarding a frustrating experience I've had with HDFC Bank’s credit card upgrade process. Here's a quick timeline of what happened: 1. Original Card – Millennia: I had accumulated 13,927 reward points over couple of years, which are...
  12. EnthuCC

    Weird issue with HDFC credit card.

    January - Applied for HDFC core card rejected. April - Received pre-approved offer of Tata Neu card. Applied and rejected. I escalated the issue to PNO directly this time. After few emails my Tata Neu Infinity card approved on FYF basis. But they denied to approve core card because it had been...
  13. bhavyakjain

    HDFC Credit Card LTF Upgrade

    Hello I currently have HDFC Freedom LTF credit card since dec 2024. Limit is 1.5 lakh My current net salary is 2.22 lakh. HDFC premium salary account Cibil is 778 I am looking to get better HDFC credit card as LTF, preferably Regalia Gold or atleast Millennia Can someone guide me through...
  14. A

    Can I get core HDFC cc if my first HDFC credit card is Swiggy HDFC cc?

    So, I have a bank account with HDFC since 2021. My first HDFC credit card is the Swiggy Credit Card that I applied from the Swiggy app and got it as a lifetime free card. I have been using this Swiggy HDFC card since September 2024, and now when I try to apply for an HDFC core card like...
  15. Ekavya

    Issue with Reapplying for HDFC Credit Card After Closing TATA Neu Plus Card

    I previously held the HDFC TATA Neu Plus Credit Card, but I needed the Core variant, so I closed the Neu Plus card. Alongside that, I opened a new HDFC savings account at the same time with my brother, who has never had a credit card. Now, even after 3.5 months, whenever I try to apply for a...
  16. C

    HDFC Credit Card Cooldown Period

    I just got a Millennia credit card recently but I also wanted the Swiggy credit card. I tried to apply using HDFC website but it said something like "you just got a credit card so we cannot accept another application right now". Swiggy app however keeps offering me this card as LTF. I wanted...
  17. S

    HDFC Credit Card Reapply

    Can I reapply hdfc tata neu card after closing tata neu plus rupay Condition I have closed my tata neu plus card on December 2024 I have MoneyBack plus rupay I have Pixel Card in both variant If yes than , after how much time
  18. vineet05

    Hdfc credit card application

    Anyone ever faced this problem? I am not able to proceed for application because further processing of application is not happening and it always got stuck on first part of the application. I receive the otp but further process is not done because application doesn't move forward. This is...
  19. Prem03

    Is HDFC sending wrong bill generated alerts?

    I received an alert from HDFC bank on 2nd April which says bill generated for credit card ending with XXXX but I don't have any HDFC CC ending with that number. Also, the total amount due and minimum amount due is same Rs 1000. It seems to be some technical glitch to me and I have sent an email...
  20. Anindya98

    Regalia Gold Kickstarting My Banking Journey with HDFC for Pre-Approved LTF Credit Card Offers! 💳🚀
    Threadmarks: Roadmap to HDFC CC Pre Approved Offers

    With advice from @SSV & @Anupama_Jha, I reopened my HDFC journey after closing my Tata Neu Plus CC (74K limit) since they refused to upgrade it to Infinity or a core card. Got the 2nd-year fee waived with 87K spends but finally closed it in Jan 2025. Opened a Max Savings Account on 24th March...
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