hdfc credit card

I have been using HDFC Moneyback+ card LTF since 2021 and I got a limit enhancement offer from 50k to 1.3 lakh in 2024 but now I want to upgrade my card. I don't work so I cant provide income documents but I have a cibil score of 776 with no default and a 5 year history with 14 different credit...

I had applied for HDFC CREDIT CARD for several times but getting rejected everytime without proper reason. Firstly, I applied by choosing salary but rejected after the verification & then I have reapplied by choosing Self Employed so asked to courier the Address Declaration form to the Chennai...

Hey everyone, Looking for some advice on the best way to apply for an HDFC credit card. Here's my profile: Monthly Salary: ₹50,000 Current Job: Just joined this month (first job) First Salary Slip: Will receive it next week Current Residence: PG in Bangalore Existing Cards: Amazon Pay ICICI...

I came across an HDFC Bank Credit Card offer on Myntra that gives a 10% instant discount on purchases of ₹3,000 and above, with a maximum discount of ₹500. Has anyone actually availed this offer for buying a gold coin?

I had received a pre-approved offer from HDFC Bank in which I was offered the HDFC Diners Club Privilege, HDFC Swiggy, and HDFC Indian Oil Credit Card. This was going to be my first HDFC credit card, and until now I hadn’t used any HDFC Bank credit card. In an attempt to be a bit too smart, I...

It appears that HDFC Bank is setting its own rules, possibly even overstepping the clear directions laid out by the Reserve Bank of India (RBI) in its 2022 Master Direction on credit cards. A TechnoFino Community member recently pointed out that HDFC Bank explicitly states in its credit card...

So i hold multiple hdfc credit card which all as a merged limit of 93k and i utilised almost all of it in april 2025 from hdfc moneyback plus and swiggy hdfc in 70-30% ratio. But at that same month i used my tata neu hdfc cc in dreamfolks for offer checking purpose as i was returning from delhi...

I’m planning to apply for a few credit cards and just had a quick doubt. While applying, if I select “Self-Employed,” is there any type of Office/Business verification done for the cards I am tryin to apply (Listed Below)? As far as I know, below cards don’t ask for income proof during the...

Hi- i recently got the HDFC Biz black card and my statement was generated on 5th June and 7500 reward points (earned on spending in May 2025) were credited on 6th June. My card statement now shows available points as approx 11000 and redeemable points as exactly 7500 less. Is it usual for HDFC...

Today I was randomly checking my hdfc mobile banking app, and gess what I saw there is PRE-APPROVED credit card offer. It's my second Pre-approved offer, after TWO WHEELER loan in previous month worth 1.5 lack, 5 days ago pre-approved two wheeler loan VANISHED.. In my case No dC EMI nothing...

I am having HDFC tata neu plus credit card. I don't get any hdfc discount on Flipkart. I am unable to apply new card though hdfc website. Is there any way i can get hdfc main stream card? Please help @avishek0611 @Anindya98

I am someone who spoiled many good chances of getting better cards early on. But HDFC has been overall good to me, and nothing went wrose. When I started my credit card journey, I was not aware about core/cobranded problems of HDFC. I have posted in different threads about these milestones but I...

I am credit card Virgin 😂. @SSV @Abhishek012 Edit 2, 10/06/2025 , I got my pre approved credit card offer after 6 month .link Thread 'My HDFC credit card journey -- Pre-Approved offer finally unlocked'...

Hello I currently have HDFC Freedom Credit Card LTF with limit 5 lakh HDFC salary account with net credit of 2.2L I want to upgrade to better variant. I spoke to one bank agent, they said DCP they can give LTF based on salary, RG they denied. Is it a good deal or should I ask for another ...

say applicant does not have stable income and cibil is 750 and Co Applicant has stable income with cibil 800+ Will the bank still issue home loan at 7.9 interest?

Mujhe apne hdfc credit card mai no cost emi close krni hai Product purchase- 17/05/25 No. Of months-6months Statement generation date- 21/05/25 1st emi toh post ho gyi hai statement toh agar mai ab cancel krunga toh processing fees wapis hogi kya? Aur es mai toh jo no cost emi ka discount...

I need to make a ₹15k payment towards my HDFC credit card, with the due date tomorrow. I have a Millennia debit card. What are my best options to complete this payment? I came across some threads for making payments via UniPay, Setu, but I'm not sure if these methods are still active. Since...

Hi everyone, I'm looking for some guidance and suggestions regarding a frustrating experience I've had with HDFC Bank’s credit card upgrade process. Here's a quick timeline of what happened: 1. Original Card – Millennia: I had accumulated 13,927 reward points over couple of years, which are...

January - Applied for HDFC core card rejected. April - Received pre-approved offer of Tata Neu card. Applied and rejected. I escalated the issue to PNO directly this time. After few emails my Tata Neu Infinity card approved on FYF basis. But they denied to approve core card because it had been...

Hello I currently have HDFC Freedom LTF credit card since dec 2024. Limit is 1.5 lakh My current net salary is 2.22 lakh. HDFC premium salary account Cibil is 778 I am looking to get better HDFC credit card as LTF, preferably Regalia Gold or atleast Millennia Can someone guide me through...