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Your oldest open credit account affects your credit score positively. For this and this purpose only which LTF CC will you consider most suitable for yourself and why? Non Branded preferred. 💳 Years ago I closed my 'fisrt CC' after only using it for 7-8 months. I have just started using my own...

Does BOI (Bank of India) has any 0 balance account variant apart from (BSBDA). Do the bank charge DC and SMS alert charges?

I’m exploring the idea of building more useful AI agents and would love your suggestions. Here’s what I currently have access to: Gemini Pro Perplexity Pro n8n What I’ve built so far: I set up a daily automation in n8n that posts to LinkedIn at 6PM. The post details (heading + topic) are...

Is there any benefit to upgrade my limit as of now is 85k. Is there any chances of limit upgrade after card upgrade.

i have never travelled in flights so far. many credit cards for me offering lounge access. what is the us how it will be useful? how to do benifited earlier using credit cards. some one says lounge is free if flight delays?

Hi I have an existing M4b credit card thanks to my magnus savings account. I want to get a M4b credit card for my wife as well as I reach the 2L group A capping for my reward points based on the spends I have. She doesn't work anymore so salary credit is not possible. 1. What will I need to...

I am attempting to redeem 20,000 reward points for an Amazon Pay voucher through Kotak Rewards. In the voucher category, Amazon vouchers are available in denominations of 5,000 and 10,000 rupees. I possess sufficient reward points to redeem for a 5,000 rupee voucher. I am applying a voucher of...

HI TF Community, Wish to know if there are any specific Mandatory Usage for all LTF card (any bank) atleast once a year(like once atleast in 365days) ? or Any specific conditions for swiping, to stop LTF cards getting Deactivated or closed etc ? Kindly share your valuable thoughts. Thanks !

Dear friends , i have some Give away vouchers and coupons unsed from paytm , flight booking, grocery online, flipkart, amazon, and etc.( prime,netflix,hotstar,parmeasy, or anythying) most of the coupons will expire within the months . Here we can share the coupons/vouchers , discounts...

1. buy gold from online ,sell it offline (Ajio and myntra ) No loss. 2. Get help of your friend working in petrol punk or any other shop to swipe use machine.(No loss) 3. use your rupay card and open merchant account in Paytm, phonepe and etc( in your family member name ) No loss only 350 for...

Not sure why or what it nean.. please help "Also, post reviewing your credit history with HDFC Bank, the credit limit will be transferred to your existing HDFC Bank credit card within 20 working days. However, limit reversal may not happen if declined due to policy evaluation." Shouldn't it be...

Having Adithya Birla health insurance,need to renew starting of next month. Payment link doesn't have Amazon Pay wallet option.. Does any other alternative method available to use Amazon pay balance??

Hi friends, I already have SBI cashback credit card with 2l limit. Recently SBI has offered me preapproved offer for several credit cards through the net banking. When i went through the preapproved card list, I saw SBI CB card is listed there along with Prime, Puls, Simply cliq, Simply save...

So I have DCB metal LTF. With Quarterly bonus of 10k points, it's really good ROI. Infinia doesn't have such milestone benefits and sadly no free meet&greet. I don't see any good reason to switch apart from VISA vs DINERS acceptability - If someone could please point out something I am missing ...

Can't we get BOB Card when we have OneCard by BOB Card

Hi, As the title says there is a vacation coming up for me. I have both atlas and magnus (non burgundy one) (having both cards is a long story) I would like to know by using which credit card to use for my upcoming flight and hotels booking. The total cost might come around 3 lakhs I guess...

Has anyone been able to figure out why exactly are Amazon Pay Gift Vouchers being devalued so much by everyone including Amazon? Why the limits and "convenience fee" only on AGVs? Are these implemented by the banks or by Gyftr? Even Amazon heavily limits their usage on their own site. Why are...

i have sbi vistara credit card should i continue. how much i knw the fee is remvoed and also the economy voucher is removed is it worth keeping or should i upgrade it to aurum please confirm

How many of you have closed your Mayura Credit Card? I am going to close tomorrow. Have the aniversary in August but can't take chance as Renewal Fees is steep and benefits are very less. Though I lover the design of card but have to close it because of Renewal Fees.

How to know if a transaction will have dynamic currency conversion or forex charges ?