experience

I’ve never been the kind of person who gets excited about banks — until recently. My journey with Citi began back in 2014 when I opened my first salary account. For nearly a decade, Citi served me well. Smooth digital experience, courteous customer care, minimal branch visits, and most...

Hi Guys, I am planning for my upcoming trip to UK and was booking a 3 day tour "Ediburgh: Isle of Skye, Highlands and Loch Ness 3-Day Tour" for 2 adults from Timberbush Tours...

Hey everyone, I recently flipped from the AU Bank LIT Credit Card to the AU Bank ixigo Credit Card (Visa Variant) and wanted to share my experience. This post should help anyone considering a similar upgrade or looking for detailed information on the process, timelines, and important...

Hello TFCians, As many of you know, I have been travelling for the past 20 days, This was the first stop. Grand Hyatt, Taipei. Located in the heart of Taipei, this hotel offers the best view of Taipei city and best value for money for luxury stays. Location...

Hi TFC! I did three payment transactions towards my sbi card on 19th may thru unipay using nari shakti rupay dc to get activation points but today to my shock, all three transactions are reversed in the account despite being shown as successful at unipay's end. However, the amounts are not...

Hello, I bought icici elevate insurance last year around in October. I paid for 3 years. I recently got married. I would like to add my wife in same policy. What's the experience if someone has done it? (either in icici elevate or some other retail insurance) What is the cost, benefits...

Edit: they deleted their twitter response from my post, when I told them it's contradictory to your own FAQs, lol. This clearly signifies they're misadvertising neucoins and this is outright marketing lies, scam practices. Not at all acceptable from Tata. --------- I wanted to share my recent...

I opened a Canara bank account online and after two days went to my nearest branch which I put as home branch to get a passbook. There they said that I need to do KYC for getting passbook, I told them that I did KYC just yesterday online and after verification only they opened my account. They...

Hello guys, I have searched the forum and unable to find a poll for fastag. Please share your experience with that. I personally use Amazon Pay ICICI Fastag linked with Apay Wallet. I think this is the best as of now, if you have other opinion, Please let me know.

I recently returned from my trip to Mangalore, my first visit there, coming from Chennai. I was disappointed to find that most hotels, restaurants, and shops lacked credit card payment options. I could only use my Rupay credit card via UPI for about 10% of my total expenses, unlike in Tamil...

I recently contacted the PNB customer team via email to convert my existing credit card to an EMT RuPay variant. They responded after some time, asking for my address to deliver the new card. Today, I noticed the EMT RuPay card has been added to my account as an additional card rather than...

I had a not so good experience with raising a chargeback request for a Smartbuy transaction I did on my Infinia card. In Dec'24, I had booked a 2-day stay with Azaya Beach Resort Goa using my HDFC Infinia card through Smartbuy. The partner was Cleartrip who in turn (as I found out from the...

Tata Neu 1.0 I have been using Tata neu since the launch date of April 7th 2022 and have been loyal to them by using all their apps for my grocery n medicene n travel n electronics . I have earned the Tata neu coins for all my purchases and continued using the buggy Tata neu app hoping that it...

Last week, I was all set to take my Tata Altroz out for a drive. I got into the car and pressed the start button - but nothing happened. Instead of the engine starting, I just heard a few knocking sounds from the engine area. It was clear something was wrong 😟. I called Tata Motors' emergency...

Hello TFCians, Recently I was on my way to Udaipur from Bengaluru and got direct flight scheduled from Bengaluru. I have travelled from Nellore to Bengaluru (By road in my new Harrier). As my flight is scheduled early in the morning I chose Taj Bangalore (Taj Bengaluru Airport Hotel). Some...

Lately I'm observing UPI sometimes can go bonkers. I'm talking about cases where money is debited from bank account but will remain pending. I primarily use gpay but seen this across apps. For example.. Today early morning, I paid Uber auto via gpay at ~3 AM. Money debited but transaction...

Hi everyone, I want to share my experience with CIBIL and Experian credit bureaus. Around two months ago, I raised disputes with both CIBIL and Experian to get some credit inquiries removed from my credit report — 4 with CIBIL and 2 with Experian. Out of the 4 CIBIL inquiries: 2 were closed...

Hello Everyone, I booked a flight for TravelXp on 7th March for 14th March travel date. Now , after my payment was done through my card, I received a email of transaction failure, Upon checking it and reconfirming it immediately from their website which didn't load at that moment. I proceeded to...

Hi guys! Just like every day, I sat down to check my CIBIL and Experian credit reports. But today, I was in for a surprise! Experian has discontinued its free daily credit report download feature. Now, if you want to check and download your report, you must subscribe to their premium...