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emi

  1. ashb009

    Devaluation ICICI Free No-Cost EMI Cancellation is DEAD! Applicable from 1st May, 2025

    Source: https://www.icicibank.com/personal-banking/cards/credit-card/low-interest-emi-products/instant-emi/terms-and-condition End of an ERA! F in the chat guys, it was good while it lasted.
  2. HVS

    OnePlus NCEMI Invoice Discrepancy (Official Store): Last Year vs. This Year

    Has anyone else who purchased from the official OnePlus India website experienced a change in invoicing for "No Cost EMI" orders? Last year, when I bought my OnePlus 12 with "No Cost EMI" from the official OnePlus India website, the invoice showed the phone's discounted price after instant...
  3. hedgehog2122

    CIBIL Score severely impacted due to delayed EMI by primary borrower

    Dear All, Need your valuable suggestions on a peculiar case of one of my close friends whose CIBIL has hit badly due to late payments of home loan EMI where he is a co-applicant. This goes back to 2010 wherein he married a girl and jointly took a home loan where his ex wife was the main...
  4. Shiladitya

    EMI foreclosure payment

    Hello, I had made a purchase using EMI on my BoB card and had cancelled the EMI on the day it was converted. The confirmation came around 5 days later. I received my statement yesterday and the following amounts have been charged. Can someone please let me know if this looks alright or...
  5. Shiladitya

    BoB EMI preclosure

    Can anyone please guide me how to preclose my EMI from the app? That is, which option should I choose on the app?
  6. Md_

    Bajaj EMI Card - Query

    In the month of oct 2024 I wanted to buy an refrigerator on loan So i went to vijay sales... And i purchased it on bajaj finance I was not having their emi card so the vijay sales bajaj executive created emi card for me So in bajaj finserv app it was showing co branded vijay sales emi card...
  7. Rkr

    Yes Bank credit cards Overlimit feature discontinued w.e.f 01 May 25 along with revision of EMI Card ROI w.e.f 01 Apr 25

    1. W.E.F. 1st May 2025, bank shall be discontinuing Overlimit feature on your YES BANK Credit Card. Althe customers currently availing overlimit facility as per given consent shall be disabled and any transaction attempted over and above the sanctioned credit limit shall be automatically...
  8. A

    DCB Cancel DCB EMI to avoid interest.

    Made a transacrion on Amazon using DCB CC. Pay in full was not giving any discount while 6 month EMI was getting 10% off. How to cancel EMI now to avoid paying charges and interest? Transaction date: 03/03/2025 (today). Thanks in advance.
  9. Hope

    SBI card unknown transaction/ emi charge

    Today I recieved statement of sbi cc I saw charge of 97.26 which is not from emi ongoing. MEMI-INT DEBIT 1STEMI (EXCL TAX 17.51) 97.26 D Then I saw transaction on card is displayed 1rs transaction CH CONTRA and credited too, first time I saw this type charge/transaction I cross checked if I did...
  10. Md_

    Bajaj Finserv EMI Card - Discussion

    Guys I don't know why my Bajaj finserv insta emi card is blocked but for what reason if any one have idea please tell My cibil score is 780 My experian is 749
  11. R

    Rbl bank failed to covert emi

    I made a transaction of ₹7,433 on November 9 using my RBL credit card and opted for a six-month EMI plan. However, on December 3, 2024, I received an SMS from the bank stating that my EMI had been converted. When my statement was generated on January 1, I noticed that the EMI conversion was...
  12. diptarkaroy

    Axis Atlas Axis Atlas edge miles on EMI transactions?

    Hello guys, I’m new into the world of Axis Atlas Shall I get EMs for any merchant side EMI transaction? Customer care has confirmed that I won’t However, I didn’t get any such mention in the T&C Am I missing something?
  13. T

    Infinia How EMI works in INFINIA for Large Amounts

    I'm planning to buy Macbook M4 from tresor using INFINIA. EMI option shows 38625 smartbuy points while the smartbuy points cap is 15000. Will i get 38625/3 = 12875 every month on emi realisation ? How this works if anyone has any idea ? One time payment shows 15000 as smart buy benefit .
  14. coder

    SBI EMI Conversion Call

    SBI premium services call me every hour to covert my payments into EMI, am I the only victim here? What's the solution?
  15. M

    SBI UNIPAY has stopped accepting other bank debit cards for EMI payments

    Today i was trying to make credit card payment from SBI UNIPAY portal however other bank debit card option was not seen and it seems SBI has removed this option of payment from other bank debit card Has anyone else faced this concern?? If SBI UNIPAY has stopped accepting credit card payments...
  16. jr001

    Refund and Emi query

    I recently returned an item to Amazon that was purchased on EMI. The EMI conversion was processed two days ago, and the refund is on its way. Should I contact customer care to cancel the EMI, or will it be canceled automatically? The bank involved is ICICI. For future reference, I would...
  17. ankitvm

    Query Regarding Kotak Credit Card EMI Cancellation

    I recently bought an appliance from Croma using a Kotak credit card on EMI. After receiving the product, I decided to cancel the EMI within 3 days. The bank asked me to clear the outstanding amount within 24 hours. However, the bill for the transaction hasn’t been generated yet. The next bill...
  18. subinpk

    Converting 95-100% Credit Card Credit Limit to EMI - Impact on CIBIL Score

    Hi, My friend wants to make a large purchase that cost my 95-100% of credit limit and also wants to convert it into emi. What will happen to my credit score? I never converted purchases to emi. So please
  19. Saiv

    Credit Card Emi question(Idfc)

    My cousin bought a mobile using my Idfc card on emi. In my 4 years of credit history i never opted for a emi, so i have a strange experience & my credit score is at stake!. There’s a ₹0.02 paise difference b/w total outstanding & sum of all instalments. So you guys can simply say: just pay...
  20. sk234

    Sbi credit card limit emi conversion

    someone please clear my doubt. my father has sbi simplyclick cc with limit of 34000. I want to buy two electronic appliances from amazon during this republic day sale. one is worth 24000 and the other is worth 12000. I know that if a create an emi for the first product, 24000 will be first...
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