emi

Hi, I am struggling to understand how much total I will pay if I buy a product on EMI vs without EMI. For example: For the following product, HDFC EMI has 7000 off. So my cart value become 30999. Now on the payments page. I am seeing this: Other than the processing fee (299), will I be...

I purchased one TV last week. During the bill payment the sales guy told that I will get 2000 rs discount on EMI option on SBI credit card. As I didn't have it, i asked my friend to puchase it on his credit card and I will pay EMI monthly. He agreed and purchased on his SBI credit card...

Hey guys. I just bought a phone from Flipkart yesterday for around Rs. 60K after 12 months NCEMI and other discounts. I was wondering if I can pay the total balance right now before it gets converted to EMI. Will I still get the foreclosure charges? Will the Rs. 10K EMI discount that I got be...

Hello I purchased Samsung AC on 1st APR from offline store. I done payment using kotak credit card and salesperson created 3 month No cost EMI as there is a instant 4000 off on emi conversion. He told me that you got interest as a cashback after 90 days. 90 days passed but still i not get any...

Update: i found that the final cost would be 50K itself as it is not no-cost emi. on top of there will be 18% so another rs734. better to go via instant 4k discount. Hi, a month ago i canceled my pixel card because i had only 1.20 limit on millennia which i wanted to cross 1.5 for tata neu...

On 17th June, 2025, I bought an electronic appliance from Croma using my Tata Neu Infinity credit card and chose the Low-Cost EMI for 6 months to get around ₹6,000 instant discount, whose summary is as follows: The total amount debited from my card was ₹37,613.33. As I'm aware, HDFC provides...

I have done a txn of ~70k as emi and the bill was generated before emi conversion and i got 2100 points for that. What will happen to rp once the emi conversion happens ? Will the RP also gets rolledback ? The plan is to foreclose the emi once it's converted. Will i get the RP again after...

Hi Everyone, I am trying to purchase this product at TataCliq luxury website and following is coupon available. https://luxury.tatacliq.com/flexnest-adjustable-iron-dumbbell-weight-adjustment-(5kg-to-40kg)-for-home-workout,-40kg,-set-of-2/p-MP000000013989861 i want to know if i avail this...

My CIBIL score was 772. I had some EMI's on some my credit cards. Credit usage was around 29%. So, I foreclosed the EMI's. I checked the CIBIL score today and the credit usage was reduced to just around 4.5%. However, my credit score has been dropped to 770. Is this normal? Could this be the...

Mujhe apne hdfc credit card mai no cost emi close krni hai Product purchase- 17/05/25 No. Of months-6months Statement generation date- 21/05/25 1st emi toh post ho gyi hai statement toh agar mai ab cancel krunga toh processing fees wapis hogi kya? Aur es mai toh jo no cost emi ka discount...

I recently refreshed my CIBIL score from Cred app and saw that my score fell 70 points…. Upon checking further, it seems HDFC reported a delayed payment for my Car loan EMI that was infact paid on time…. The ECS mandate was executed as usual from my bank account and no manual payment was...

I purchased an AC from an offline store and there was an offer on SBI credit card and no cost EMI on pinelabs machine. There authorization amount was 30800 which got deducted from my card after the payment but my question is that the amount which they should have charged should be loan booking...

If I'm getting PANASONIC AC at 33.5K with HDFC EMI from Amazon, is it the price I'm paying? Or there will be any additional charges? The same ac is also around 35K from Flipkart without any EMI but 3% CB will be there I think via Payzapp hdfc card Can anyone help? Which one should i go with?

I recently purchased an air conditioner using my Kotak Platinum League credit card and opted for a 3-month EMI to avail a ₹1500 cashback offer. I have a few questions: 1) Can I cancel the EMI and pay the full amount instead? 2) If I cancel the EMI, will the processing and other associated...

Minimum Amount : 50000+ Processing fee waiver upto 1750 Drakensberg gift box : Keychain + Luggage Tag Reference i found online : https://www.drakensberg.in/products/luggage-tag-luca EMI Specifications : 3, 6, 9 , 12 months tenure 16% p.a interest rate 2% processing fees GST 3% + Taxes for...

Hi, In one of the recent videos by Sumanta Da, he mentioned about paying off a part of his home loan EMI using reward points. How does one do it?

Source: https://www.icicibank.com/personal-banking/cards/credit-card/low-interest-emi-products/instant-emi/terms-and-condition End of an ERA! F in the chat guys, it was good while it lasted.

Has anyone else who purchased from the official OnePlus India website experienced a change in invoicing for "No Cost EMI" orders? Last year, when I bought my OnePlus 12 with "No Cost EMI" from the official OnePlus India website, the invoice showed the phone's discounted price after instant...

Dear All, Need your valuable suggestions on a peculiar case of one of my close friends whose CIBIL has hit badly due to late payments of home loan EMI where he is a co-applicant. This goes back to 2010 wherein he married a girl and jointly took a home loan where his ex wife was the main...

Hello, I had made a purchase using EMI on my BoB card and had cancelled the EMI on the day it was converted. The confirmation came around 5 days later. I received my statement yesterday and the following amounts have been charged. Can someone please let me know if this looks alright or...