dcb metal

Hi everyone, I'm currently considering upgrading my HDFC Bank Regalia Gold credit card to the Diners Club Black (DCB) Metal variant. Before I proceed, I'd really appreciate some insights and suggestions from those who use or have experience with the DCB Metal, particularly regarding its...

This has been my journey with HDFC and how I got DCB Metal as a pre-approved card. 24 Sep 2021 - I opened a SavingsMax account in HDFC in my hometown so that I'd get a higher ATM limit as I needed cash urgently then and CITI bank (then my salary account) didn't have ATMs in my hometown after a...

Hello everyone, I recently upgraded my DCB LTF to Infinia, and I truly appreciate all the insights this community has shared. It has been a great help! I have been using the Amex trifecta for myself and Amex Travel & Gold for my wife, but I am realizing that managing the renewal fees and...

What's the quickest way to get the HDFC premium cards like HDFC DCB Metal and Infinia? I am eligible for getting a first year free regalia gold or LTF Diner's club privilege. I have heard that you can get an offer to upgrade to DCB metal despite not meeting the 3L+ Salary criteria if you take...

How Many Points do you earn on your HDFC Super Premium / Premium cards in an Year? (Infinia, Infinia PVC, DCB Metal, DCB PVC, Regalia Gold)

Hey everyone, I wanted to share an update on my credit card journey and get some fresh inputs. I’m primarily not looking for cashback cards; my main goal is to accumulate reward points that I can transfer for hotels or airlines. Additionally, I’d like a card with good lounge access (both...

I have escalated to both grievances email and pno for upgrading my millenia to dcb metal. But both have denied the same despite meeting the eligibility criteria for the card. I have salary slips > 2.75L after taxes pm for last 2 months. For December I don't have a payslip since I switched...

I have a pre-approved offer for axis atlas, existing credit limit of axis card is 750k I had tried applying for hdfc credits cards in past, despite having 125-150k salary, 20 yr credit history and a cibil score of over 780 my applications were rejected because of the police word in my workplace...

Hello TechnoFino Community, I currently hold a DCB Metal card with 8L CL. Over the next two quarters, I have significant planned expenses, including an international holiday and home renovation, totaling approximately ₹8.5L in spends over six months. I’d like to know what spend threshold...

Hi team, I recently upgraded from a LTF Regalia (limit 4.5 lakhs) to FYF DCB Metal (limit 20 lakhs) in Feb '25. However, I am targeting an upgrade to Infinia. Not possible via the salary route. For which I am planning to move some of my rent payments and my friends rent payments (~1.5 Lakhs per...

Hi, Can some help me with a couple of queries regarding fuel purchase via DCB Metal 1. If I directly swipe the card at petrol pump, I won't get any rewards, but will these transaction count in the quarterly milestones? 2. If I buy IndianOil vouchers using park+, will I get both reward points...

I’m travelling to London next month for about 2 weeks for business and I assume expenses of about ~750 GBP required for my trip. Currently, I have SBI CashBack card and HDFC DCB Metal card. I’m confused if I should get some forex card. I contacted my HDFC RM and I got to know that I am...

Hi, is there a way to buy these vouchers using DCB? I am okay with paying 2% surcharge but of the voucher platforms I tried are blocking DCB. Any platform where that's not an issue? (Idea is to pay using vouchers as a couple of HP petrol pumps near my place are not accepting DCB metal)

After a while of showing as expired and not allowing new customers to sign up for it, HDFC's Global Value Program (GVP) is back - https://offers.smartbuy.hdfcbank.com/offer_details/gvp/24664/Z2epmWc%3D. This offers 1% Cashback on all International transactions (upto Rs. 1,000/- per statement...

Which is the best card amongst these

Hello TF Community, This thread has been created to consolidate information regarding HDFC SmartBuy EMI spends on DCB (or even Infinia) cards. When making high-value purchases such as iPhones, booking flights, or holidays—transactions that typically exceed the monthly reward cap—we often opt...

Hello, I have Axis Magnus for Burgundy (M4B) This has been my general observation, need more opinion and value addition by seniors and redemption experts, who does details analysis from time to time. Axis M4B most effective redemption tool is airmiles conversion at (5:4 ratio). (4.8% reward...

HDFC Bank cards eligible for this offer: HDFC Bank Infinia Metal, Infinia, Diners Club Black Metal, Diners Club Black, Regalia Gold credit cards. https://offers.reward360.in/miles_transfer/bonus_offer?resulid=hUeRnxxTGJ8ZW18VTdUUFFQfGZL&rid=U7TPQP

Currently holding LTF Plastic DCB and got this email. I don't want Cibil hit - can anyone confirm if the upgraded card would be LTF or HDFC is playing dirty tricks?

Hi, I have around 60,000 points in DCB, I will get only 30k accor points on that. So planning to take Accor signature(brazil) which will give 5000 points every month. I already spent 4 lakh in this quarter. so dont want to use DCB. I also read somewhere that Accor membership price will...