• Hey there! Welcome to TFC! View fewer ads on the website just by signing up on TF Community.

dcb

  1. ydvsum

    Can we get DCB credit card as LTF?

    I have a LTF HDFC Regalia Gold credit card with limit of 10L+ and I also qualify for the salary criteria for DCB card and have a salary account in HDFC. Is it possible to get it as LTF since my eligible spends are usually not more than 8L+ so the renewal fees will not be reversed for me if I go...
  2. N

    Should I try for Infinia Metal over DCB Metal even if average spends are not more than 5-6 Lakhs/year?

    Upgraded to FYF Regalia Gold last Diwali with 11L+ CL. Have spends of 4L in Last quarter due to some emergency and fulfilled 5L Spends in 6 months criteria for DCB Metal. Yearly spends are 5-6L on average with 1/3rd of it being Insurance, and rest would be ad hoc spends such as offline local...
  3. S

    Received DCB LTF after Tagda Kalesh

    Had been in touch with HDFC since last year for DCB LTF, they were delaying by seeking time again and again. After Kalesh for more than 6 months, they issued DCB LTF. Full story: Had a limit of 5 lakh on Regalia Gold, bank had been seeking time again and again since Nov 24 till Feb 25 to...
  4. R

    Dcb Regalia gold against 5L FD worth it ?

    Hi, Visited hdfc branch in tier 3 city I wanted to get good card by opening FD bank account. I have neu plus and Swiggy no core card. I was told on 5 L FD they can offer DCB/Regalia gold secured. I think they are offering at lower FD than other branches? Should I consider this offer is it any...
  5. S

    HDFC DCB: Fees for redemption points for hotel booking

    As per TC- On successful Points redemption/ Voucher creation, HDFC Bank Credit Card will be charged Rs. 99 + GST on the credit card except for Infinia and Diners Black credit cards. But this could change subject to HDFC Bank’s terms and conditions. Please read our terms and conditions regularly...
  6. s4techco

    Upgrading from Regalia Gold to DCB Metal - Acceptance for Offline POS in India? (Seeking Suggestions)

    Hi everyone, I'm currently considering upgrading my HDFC Bank Regalia Gold credit card to the Diners Club Black (DCB) Metal variant. Before I proceed, I'd really appreciate some insights and suggestions from those who use or have experience with the DCB Metal, particularly regarding its...
  7. S

    DCB My journey - Freedom card with 17K limit to pre-approved DCB Metal with 7L limit

    This has been my journey with HDFC and how I got DCB Metal as a pre-approved card. 24 Sep 2021 - I opened a SavingsMax account in HDFC in my hometown so that I'd get a higher ATM limit as I needed cash urgently then and CITI bank (then my salary account) didn't have ATMs in my hometown after a...
  8. N

    DCB Help with Spend Decision for Upgrading to HDFC DCB

    I have a big purchase to do kinda rn. I can use my Tata Neu Infinity to get 5%+ voucher but am thinking of using DCP card to create spends of 6L in 6 months. So, Is it worth upgrading to DCB from DCP if I have this and some other spends and just need to start pay rent of 20k using CC and bear...
  9. mrigank

    Niyo Global DCB Debit Card Vs Niyo Global SBM Debit Card

    Hello, I want a debit card that not only has zero forex markup fees but also has good service. Out of these two, which is a debit card in terms of customer service and cost. I have heard DCB has AMB of 5000/- and exchange rates of SBM is not good. Can you recommend me as per your experience?
  10. knight

    DCB DCB Upgrade worth it ⁉️ - ( With Data )

    Hi folks, I've been reviewing my recent spends to see if it makes sense to upgrade or add new credit cards for better value. I'd appreciate your views on this. Goal: Derive good value from my spends while keeping things simple — I’m okay managing 2–3 cards and doing some tracking. With the...
  11. C

    DCB Did anyone recently get DCB feedback survey?

    I recieved an sms for DCB feedback survey. The sms seems legit, but it redirects to some less known survey website where first thing that they ask is DOB. Want to check with people here, on whether have also received this feedback. If someone has already filled it, what kind of info is being asked?
  12. sgwarrior

    HDFC Marriot 5K limit Despite DCB 9.5L Limit

    I own a LTF DCB since 5 years. Its limit is 9.5L. Just applied for HDFC Marriot and got the card with 5K limit. Is there something I can do increase the limit. Although I wont be using the card much, but just in case as I wanted my sister as an add-on and incase she decided to use it.
  13. F

    DCB Network change on Renewal.

    Hi., Can network be changed on DCB renewal.? DCB Plastic is due for renewal.. Received this mail.. But after entering mobile number and password it's not moving forward.. Wanted to know if anyone has any experience on same. Thanks
  14. M

    DCB Is it possible to close original card after getting a floater card?

    Hello, I have two HDFC credit cards - DCB and BizBlack. My original card is DCB and BizBlack as a floater card was issued later. Both are paid. My use case aligns more with BizBlack and DCB seems to be of no use. Is it allowed to close DCB without affecting my floater card (BizBlack)?
  15. yashm

    Should I consider upgrading from my DCB Lifetime Free credit card to the Infinia First Year Free metal variant?

    Hi, I had requested HDFC to upgrade my (LTF) DCB card to a (LTF) Infinia, based on eligibility. However, they've offered an upgrade to the Infinia (FYF) variant instead. Considering I already hold the Axis Atlas and SBI Cashback as (paid) credit cards, and my annual spending is around ₹8–10...
  16. B

    Axis Magnus Rewards on gyftr For Magnus

    Apologies if this is repeat question, couldn't find concrete I am planning to shift my spends back to Axis magnus from DCB (plastic). I have around 1L spend per month (including Rent) and yearly probably 15-17 L. Currentlly I use DCB - smart buy to purchase 10K Amazon voucher but with...
  17. amitagl27

    Received Monthly Milestone Benefit from HDFC for DCB - It was hell of a ride :-)

    Hello Everyone, I wanted to share a recent experience with HDFC Bank regarding Monthly milestone voucher for my DCB Plastic Credit Card. For the month of Feb-2025, the benefits were locked even after spending 80k+. On the smartbuy portal it was showing as 79828, but from the statement and my...
  18. E

    Should I get DCB or wait for Infinia

    Currently holding Regalia Gold with CL 6.5L. Been trying to get Infinia for some time. Now trying to meet the spend criteria. I have met the 75% of 9L spend in 4 months, can reach the remaining in 2 months. The issue is the current CL, I have tried multiple times/multiple routes to increase it...
  19. Druv38

    Quickest Roadmap for HDFC DCB Metal/ Infinia

    What's the quickest way to get the HDFC premium cards like HDFC DCB Metal and Infinia? I am eligible for getting a first year free regalia gold or LTF Diner's club privilege. I have heard that you can get an offer to upgrade to DCB metal despite not meeting the 3L+ Salary criteria if you take...
  20. BVC

    How Many Points do you earn on your HDFC Super Premium / Premium cards in an Year? (Infinia, Infinia PVC, DCB Metal, DCB PVC, Regalia Gold)

    How Many Points do you earn on your HDFC Super Premium / Premium cards in an Year? (Infinia, Infinia PVC, DCB Metal, DCB PVC, Regalia Gold)
Back
Top