current account

It is well known that banks can automatically deduct credit card overdues from a bank account. But is it possible for a bank to deduct from a credit card to recover a negative balance in a current account

Is there any bank in India which is providing Zero Maintaining Balance Current Account which can be opened through Digitally & having free debit card & free sms alert facilities? Thanks

Need help in choosing best individual current account. Requirements 1. Should be opened with just aadhar & pan, has no business proof 2. Need free cash deposit limit min 2Lakhs 3. No physical verification 4. Can maintain mab upto 25k Options so far 1. Hdfc biz lite 10k mab 2L free cash deposit...

As Per RBI Circular: https://www.rbi.org.in/commonman/English/Scripts/Notification.aspx?Id=1500 Banks Can Charge MAB But It should be ensured that the balance in the savings account does not turn into negative balance solely on account of levy of charges for non-maintenance of minimum balance...

I have not receied rewards after using SBI IOCL Global debit card ...linked to current account

Hello friends mujhe ek naya current account khulvana hai abhi mera account union bank mein hai. AMB 50k tak chal jaega but 25k ho toh better hai. IDFC nahi hona chaiye usme khola tha abhi but unhone papa ki OD limit k sath customer id kardi toh usme dikkat hui number change karne mein toh ab vo...

Hey everyone, We're setting up a Private Limited company and looking to open a current account for our startup. We’re aiming for something that’s startup-friendly — ideally with low monthly balance requirements, smooth digital experience, and good support. Would love your suggestions on...

Hello all my TF friends. Recently i came across PNB Expert Current Scheme. It is entitled only for professionals such as CA, Company secretaries, Doctors, Architects, Lawyers, Cost Accountants, Valuers, Interior Designers and Fashion Designers. It can also be opened for LLP, firm, sole...

I want to close my IndusInd Bank current account but couldn’t find any information about the closure charges. If you know, please let me know.

Hey everyone, I’m currently looking for an HNI (High Net-worth Individual) banking program where I can group my personal savings account, business current account, and my family members' savings accounts under a single relationship to maintain a cumulative TRV (Total Relationship Value). My...

Hey everyone, I've been using an ICICI current account for my business for a while now. I previously had an HDFC account but switched to ICICI a few years back, which I find to be much better. I'm considering opening an IDFC Platinum current account since it's closer to me and seems to offer...

Hi members , Im planning to open a new cafe, im new into business and planning to open a current account. Kindly help me with choosing good banking which offers best POS rates. Assuming my monthly revenue wont gross 5L/month for next 1 year.

Back in 2023 i used to have an axis savings account and a personal current account which i didn't used to maintain the mab on both and for the same reason they applied several months of mab charges in those accounts which eventually paid by me in full and i also closed both of them because...

I already have a AU digital savings account but now i want to open AU digital current account to keep business transactions separate mainly. My question is do i open the digital current account as a regular user and do KYC again as a new to bank customer would do or since i am already a bank...

Hello all, I have 2 accounts in axis bank in one customer id. 1 saving and 1 current. I am maintaining 10lakh Rs in current account from last three months and in saving maintaining 50000 rs. Recently I upgraded my saving account to burgundy account. I want to apply magnus burgundy. I want know...

Hello All, I am new to this community. Kindly guide me with best Current account under the following conditions: 1. I don't have any problem to maintain MAB. 2. Only inward remittance is required in India. 3. Tier 2 city.

I was using SBI current account from last 8 years and it was opened very easily. I closed because of bad service...Recently, i planned to open a new current account and realized that the process is made very strict despite all documents in place i.e. GST Certificate (6 year old), PT Certificate...

Anyone having any experience?

After roller coaster ride with SBI current account, I closed the same and shortlisted following 5 current accounts...Please help in finalizing the same...Don't want to make 2nd mistake after SBI disaster *My cash/offline transactions are NIL and also don't want to open with small banks ** I...

I want to open a Current account in HDFC/Axis/ICICI with Zero MAB or QAB and also zero maintainance. I have to deposit cash 80k - 1.50k everyday and same will be transferred through net banking on the same day so balance won’t be maintained. Monthly cash deposit and Net banking transfer is...