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credit utilisation ratio

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  1. great

    How to make it perfect

    Checking my credit score on One Score app Whereas I got perfect or excellent remark parameter in other parameters, but in credit utilisation it's showing Good not excellent or perfect Pls suggest how to be perfect excellent
    • great
    • Thread
    • credit card credit score credit utilisation credit utilisation ratio oneacore
    • Replies: 5
    • Forum: Credit Score
  3. Ekavya

    Credit Utilisation confusion

    Suppose my total credit limit offered by bank is 200k and for security reasons I kept it to 100k. So my question is if I spend 50k in a month. Then what would be my credit Utilisation ratio? 50% or 25 % ? In other word what is the main factor here? Total limit offered by bank or limit Set by me?
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