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Hi everyone, I’ve ended up with quite a few credit cards over time and want to streamline my wallet. Here’s my current portfolio, along with their annual fees: BankCard NameNetworkTierFees (₹/year) AxisMagnus BurgundyMasterCardWorld0 / till I have burgundy statusHighly Used ICICIEmerald...

I received this email today, see the photo... Does this seem legit? Can a bank do that?

Hey fellow credit card users! I'm considering closing my HDFC Moneyback Plus Credit Card and I'd love your thoughts. Here's my current credit card portfolio: - Amazon Pay ICICI Credit Card (Lifetime Free) - Axis Airtel RuPay Credit Card (Paid) - HDFC Swiggy Credit Card (Lifetime Free) - SBI...

I have axis myzone, neo rupay, Ace. I want to close myzone which is oldest card , but now it's almost useless for me. Since I already have 3 axis cc , i cannot get Flipkart cc. Since it is my first axis card, if I close myzone cc will it effect other existing cards ? (They are all in shared...

Hi guys, I closed my home loan in Oct-24 but noticed that CIBIL reports it open till date. So i raised a disputed and got it closed. But all of a sudden my CIBIL dropped from 792 to 783. Is there anything that i can do? how much time will it take to increase this back? Thank you

I have been in the cards game post covid. Following are my cards portfolio. which ones should i close? Though i plan it properly, i would like to close few since there are too many now. Edit: monthly expense:

Do we first take out all the balance and then notify bank, or do we write an email first. Do we require to physically visit bank for account closure?

I don't need Indian bank Platinum RuPay debit card can I close it and use virtual debit card? debit card fee is 300+GST. Do we need debit card for mobile banking registration?

Hello, I have two HDFC credit cards - DCB and BizBlack. My original card is DCB and BizBlack as a floater card was issued later. Both are paid. My use case aligns more with BizBlack and DCB seems to be of no use. Is it allowed to close DCB without affecting my floater card (BizBlack)?

I have been seeking a credit card from Axis Bank, but I have faced multiple rejections: twice for the Flipkart Axis card and twice for the MyZone credit card. I suspect that my second MyZone application was declined due to the short interval between the two applications. During my most recent...

How to close kotak 811 account without branch visit ?

I opened Indusind and RBL bank account mainly for debit card points? Since both of them do not give points now - should I move to idfc and close them RBL i have signature plus debit card Indusind select I have legend, rupay, 3 debit cards?

Ever since the last few weeks, every time I open my Yono app and go to the UPI section, it always asks me to register for UPI. I have already registered many times but it gets automatically deregistered. Since then the app has also been updated 2 times. But the issue is still there. I'm on iOS...

I’m facing an extremely frustrating issue with Kotak Mahindra Bank, and I need advice from the community. My savings account has been completely frozen under the reason "TXN PATTERN ANOMALY." But despite multiple attempts, Kotak has refused to provide any clear explanation or a fair resolution...

Received this message from Axis that my CC will be closed due to prolonged inactivity. Although I have given the missed call on the mentioned number, but can a bank really close a CC without customers request? Anyone have Idea 💡

I am getting the run around with Standard Chartered. We fill out all the documents they want then they make up new requirements and do nothing. How do I get them to close the account and send us our money? They're playing games. Thank you for any guidance.

I recently applied for RBL credit card but they provided me just 25k limit with ltf. Should I close the card or keep it for offers?

Hello, I have three Axis cards 1) Axis Privilege (Paid) 2) Axis Flipkart (Paid) 3) Axis Neo (LTF) Axis Neo is the oldest (3 YO) out of three and Privilege is the newest. Kindly let me know which card should i close as I only intend to keep one card. FYI I use Axis NEO for Zomato offers...

I have icici regular savings account and 2 ICICI LTF CC.. If i close icici savings account online..will it close my cc too? I dont want to close my CC as both r ltf and both r my 1st and 2nd card of credit history with high limits

Dear Legends, I want to reduce credit exposure and be able apply for SBI Cashback card. I have Axis Rewards (Paid and will be closed if they don't offer LTF) and Axis Flipkart LTF. My expenses on Flipkart is minimal over the past year. I also have HDFC Swiggy LTF. I'm thinking to close Axis...