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charges

  1. M

    Unexpected Interest Charges After Billing Cycle Change on SC Smart Credit Card – Need Advice

    I got my Standard Chartered Smart Credit Card on April 16, 2025. One of its features is that for the first 90 days, you can pay just the minimum amount due without incurring interest. I followed this and paid the minimum amount for the first statement. In June, I requested to change my billing...
  2. rounakr94

    Is there any yearly charges on the Rupay LTF Coral card

    I have an ICICI AmzPay Card since 2023 and recently ICICI offered me Coral Rupay via call. I agreed to the card. They never mentioned any charges on call and said that the card will be free of any joining or annual charges. They even said that the card will be an upgrade to my existing card. I...
  3. C

    No cost EMI foreclosure charges

    Hey guys. I just bought a phone from Flipkart yesterday for around Rs. 60K after 12 months NCEMI and other discounts. I was wondering if I can pay the total balance right now before it gets converted to EMI. Will I still get the foreclosure charges? Will the Rs. 10K EMI discount that I got be...
  4. technonifo

    [BREAKING] All PSU Banks - No Charges on non-maintenance of minimum balance

    Hello TFians, All PSU banks have raised circulars that no non-maintenance charges will be applied on not maintaining AMB/AQB. Banks: PNB Canara Central Bank of India SBI (was zero balance earlier too) Bank of India Indian bank BOB Will post announcement images soon
  5. 6ix9ine

    HDFC: Revision in Fees and Charges for Savings/Salary/NR Account from 1st August 2025

    With effect from 1st August 2025, Fees and charges for the following types of charges applicable to your HDFC BankSavings/Salary/NR account will be revised:
  6. NikhilG

    Which credit offers a zero markup charges and also provides some rewards on international spends?

    I have been using Scapia for international pos spends but it has no meaningful spend based rewards. Can you guys suggest some credit card which has decent rewards on international spend plus zero markup charges as well?
  7. SSV

    Payzapp Convenience fee revision w.e.f. 1st August 2025

    For those interested in ...
  8. S

    HDFC EasyShop Platinum Debit Card – Charges Incoming, Devalued Already! Should I Downgrade or Switch?

    Hey TF community, Need urgent clarity from the pros here! I’ve been using the HDFC EasyShop Platinum Debit Card with my regular savings account. But now: 🔹 Charges are expected soon for the card (₹*** likely). 🔹 Cashback categories have already been removed or reduced heavily. 🔹 ₹5000...
  9. RAHUL GOYAL

    Cash Deposit Charges on Savings Accounts

    Hello community iss thread mein please cash deposit charges likho ek jagah sab banks ke mujhe icici ke pata chale hai abhi main vo likh deta hun ICICI Cash Transaction Charges (With effect from 1stJuly 2025) Cash Deposits at Branches and Cash Recycler Machines 1) Number Limit - Complimentary 3...
  10. xfactcc

    Axis Flipkart Annual Charges Again?! Time to Close This Card?

    Axis Bank Flipkart Credit Card – Annual Charge Concerns I’ve been charged ₹500 + GST again this year—4th year for the Flipkart Axis card, and 3rd year on the MyZone card. I’ve kept the Flipkart card mostly because it was my first credit card, but honestly… With the recent devaluation, and...
  11. N

    Devaluation Shady practice from IDFC First Bank - Charges for Add on Cards

    Disclaimer: Took help from ChatGPT to frame this message, But this is my personal experience. As we all received email from IDFC FIRST BANK on 17 Jan 2025. Regarding the fees for Add on cards, The bank had initially stated: 1. For all Add-On Cards created on or after 20th February 2025, a...
  12. Q

    HDFC Bank wallet load charges

    Received a mail from HDFC Bank saying that effective 1st July 2025 wallet load above 10000 will be charged at 1%. Just wanted to know what is current free limit for wallet load till 1st July?
  13. Subhajeet

    Sample email format or letter required for claiming harassment charges against bank fault.

    Rbi guidelines clearly states that the bank should refund the locker rent dedcuted in advance basis pro rata if locker is surrendered mid way the bank named sbi has violated the same and denied to do the needful please provide me a draft letter to claim the harassment charges for violation of...
  14. SSV

    Government Weighs Charges On UPI Payments Over Rs 3,000

    https://www.ndtv.com/india-news/exclusive-government-weighs-charges-on-upi-payments-over-rs-3-000-8639640?pfrom=home-ndtv_topscroll .
  15. AsB

    How to know if a transaction will have dynamic currency conversion or forex charges ?

    How to know if a transaction will have dynamic currency conversion or forex charges ?
  16. A

    New charges HDFC Cards

    Dear Customer, We’re writing to inform you about important changes to your xx3769 HDFC Bank Credit Card charges, effective July 1, 2025. At HDFC Bank, we are committed to providing you with secure and seamless banking services. These updates ensure that we continue offering the best financial...
  17. sudheerreddy

    ICICI Bank Account - Revision in service charges for ICICI Savings Account w.e.f. July 1, 2025

    Service charges applicable to your ICICI Bank Savings Account have been revised with effect from July 01, 2025. 1. DD - Issued by deposit of cash/cheque/transfer 2. ATM Interchange (Transactions at Non-ICICI Bank ATMs) 3. Transactions at ICICI Bank ATMs. 4. IMPS Outward. 5. Cash Transaction...
  18. A

    Devaluation HDFC Bank Credit Card Devaluation Effective From 1st July 2025

    HDFC Credit Cards to Implement New Charges on Rent, Wallet Loads, and Skill-Based Gaming from 1st July 2025: Link...
  19. koushik122

    Petrol charges amazon icici

    I need to withdraw 2 lakhs from amazon icici credit card from an petrol bunk what will be the charges if I can withdraw
  20. A

    (May, 2025) 5% SBI Cashback Credit Card to Bank/Credit Card bill pay at 1.5% to 2.5% Charges

    5% SBI Cashback Credit Card to Bank/Credit Card bill pay at 1.5% to 2.5% Charges: Download Snapay app here - https://play.google.com/store/apps/details?id=com.akinfopark.snapay&hl=en&gl=US Now signup and login, complete full kyc. 1) How to pay 5% SBI Cashback credit card to Bank/Credit card...
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