best credit card

I'm a govenment employee and have to book flights via three operators, Balmer and Lawrie, Ashok Tours and Travels and IRCTC (air.irctc.co.in) B&L is shit when it comes to CC usage as they generate government MCC, whcih to be frank is excluded by most banks for reward and milestone purposes...

Hello Every One can any one suggest me a good credit card for QR code payment looking for good reward rate and highest monthly cap paid card will be ok if reward rate is good not for groceries ,fuel,utility payment mostly for shopping and online website payment

What is the best credit card for me. My net salary is around 2.9L per month and Annual CTC of 50L+. I currently have salary account in HDFC with Regalia Gold card as LTF. I am ok to change my salary account to a different bank if that gives better benefits

I have insurance premium payments in excess of 30L per annum. Please suggest me any credit card with any bank to maximize returns.

Which is best credit card which provide highest cashback for grocery shopping or offline shopping like dmart in LFT and chargeable category card ???

Hello Friends, The title of this thread is self-explanatory. -------- Rules for posting your comment(s) in this thread. 1. No Spamming. Only single post/comment is allowed. Avoid discussion. 2. You can edit your single comment as many times as you want, but you'll need to edit your...

Hello TF community Folks, Looking for a CC (doesnt matter paid or free) which gives good benefits on 8-10L spends per annum (incl rental spends). Background, so far I was using IDFC Vistara card, which had 3L rental spends + other spends. Even after paying 6k for joining and other platform...

Friends, Let's vote to find the most desirable top 5 / 10 credit cards in India (2025). Try to create the best combination. You can comment on the best 3-8 combinations. Don't just look at the benefits they offer, but also keep in mind the annual fees and the terms and conditions that must be...

Hello everyone, I recently upgraded my DCB LTF to Infinia, and I truly appreciate all the insights this community has shared. It has been a great help! I have been using the Amex trifecta for myself and Amex Travel & Gold for my wife, but I am realizing that managing the renewal fees and...

Hi All, My primary requirement is to buy Amazon Pay Gift Vouchers, make online purchases from Dmart Ready, Flipkart and insurance payments. I would appreciate your insights on the following: Which credit card would be the best for these purposes? What is the best way to apply for the HDFC...

Hi All I am aware that there are multiple ways to pay Electricity bill via Apay or Airtel Axis etc. But I am in a unique situation where our society electricity bill can be paid via 3rd Party App Xenius Sems. The App only supports two payment gateways Zaakpay and HDFC. HDFC gateway supports...

Hello Everyone I have Magnus Burgundy LTF. Just wanted to check if there is any card better than Magnus Burgundy in terms of Value for any of the below mentioned categories Also, as I have to make business payments of easily around 1.5 lacs per month for the Company I work for and later get it...

Hi everyone, I travel weekly between Delhi and Hyderabad, spending around ₹4,00,000 per year on flights. I’m looking for the best credit card that offers the highest reward rate on flight bookings. Here’s what I’ve considered so far: HDFC Infinia Credit Card – Already using this but maxing...

Hello, I’m looking for suggestions on which credit card(s) would give me the best returns based on my yearly spending pattern. I'm considering options between HDFC Infinia, Axis Magnus Burgundy (based on salary with Axis), and ICICI Emeralde Private Metal. ➡️ Redemption Preference: Mostly for...

What's the best way to transfer money from credit card to bank account in 2025? Open to following approaches for example: 1. Wallet to bank transfer 2. rent payments 3. other pay on credit payments like education etc. 4. what else? The charges levied by merchant + card issuer should be lesser...

I'm looking for an Indian credit card that offers a net positive return on university fee payments made through the university's payment portal. The portal charges a 2.5% processing fee for credit card transactions, plus the card's foreign exchange markup. Here are some key details: My annual...

My family and I are planning for a trip which involves spends of 10L (2.5L per person - all inclusive trip from SOTC or MMT). I wanted to know what is the best way to get maximum returns on these spends. I have the following cards in my portfolio: 1. Regalia GOLD 2. Neu Infinity 3. ICICI...

Website: https://tnreginet.gov.in/portal/ Merchant TNREGCREDITCARD Which is the best credit card to pay tax?

Hi everyone, I’ll be moving abroad soon and will be leaving my salaried job in India. Before I transition to NRI status, I want to ensure I have the best credit card and bank account setup while I still qualify as a salaried individual. Right now I'm having an ITR of 15L+ My Current Credit...

Best credit card combo: Tata neu infinity Credit Card (LTF/1500₹): 1.5% on upi (1% on tata neu + 0.5% on card) 5% on utility (bills) 10% on tata products (including flights, jewellery, zudio etc) 5-10% on gift card can be bought from tata neu Amazon: 6-7%, flipkart : 5% Myntra : 9% Zepto : 7%...