banks

This is regarding the Insurance/schemes related while opening offline account. So this week, I visit the branch of Bank of xxxxxxxx and asked boy to give me account opening booklet. I was filling, suddenly shocked to see 4 forms of different schemes attached like pension scheme, ppf, insurance...

My hdfc credit card has reported in AIS spends of 10,02,334/- (I should have control spends a little bit) Whats the way to check annual spends in cards, request to update for all banks Axis - available in app

Just sharing my experience Today with Amex and ICICI 1. ICICI I connected with RM to check if I can get EPM as iMobile was showing Emeralde PVC, and have Coral Rupay with 15lac limit My in-hand salary is 1.93LPM and have salary account, also my employer deduct NPS 8k and parents medical...

Hello TFians, All PSU banks have raised circulars that no non-maintenance charges will be applied on not maintaining AMB/AQB. Banks: PNB Canara Central Bank of India SBI (was zero balance earlier too) Bank of India Indian bank BOB Will post announcement images soon

Hi All, Please share the list of bank details which reports addon card details to CIBIL based on your personal experience. Let's turn this thread as one stop point to get the list of banks which reports addon cards to CIBIL. I used to have CITI bank credit card and applied addon card on my wife...

I got an ICICI card last month and spent only 10rs to activate the card. My due date for that statement was on 20th June. But I guess I completely forgot about that spend. Today on 26th June I remembered and immediately cleared the bill. I have multiple other cards which are my primary cards...

Hi Guys. I keep seeing lots of posts asking how to apply for limit increase for various cards so I'm making this wiki post. I will try to keep it up to date whenever possible. This is my first contribution to the forum and feedback is welcome. I'll start with simplest official method and then...

New Lounge partners in line?? .source Major Indian banks and card networks, including ICICI Bank, Axis Bank, and Mastercard, are looking to move away from aggregator DreamFolks Services Ltd to establish direct partnerships with airport lounge operators, and others also may follow suit, sources...

Asking for a friend who has 790 CIBIL score and 55k monthly income, he wants LTF cards from 1) PNB 2) Federal 3) HSBC 4) IDFC 5) AU 6) RBL 7) Kotak Please mention card names that can be approved easily for the above score and income qualification. He is New to Bank customer for all the 6 banks...

Hello, I want to create an FD of around, say 1L (quarterly interest). Looked up the SFBs (insured ones). Has anyone here created FD with these Small Finance banks? How's your experience? I know they're insured upto 5L but the collapse of a bank takes months, what's your view on it? I've found...

I have 4 accounts SBI - for any kind of Govt. and investment related activities (like Standing Instructions) as Govt. banks have the cheapest start and cancel charges ICICI - Salary account HDFC - Primary account BoB - Secondary account I was planning to open one more digital account on a...

What's your maximum rtgs limit? I just realized banks putting a restriction on online banking in the name of security. It's just that they don't want to make it super convenient. What do you think about it. Example : rbl has put daily limit of 15 lakhs(neft+imps+rtgs)

I will post the response I recieved regarding this query at numerous banks in discussion below 😎

Hi everyone, Just thought of sharing my recent experience dealing with reward point issues across three banks. Might be useful for anyone who’s sailing in the same boat. 1. HDFC Bank (Biz Black – Welcome Gift on ₹1.5L Spend in 3 Months) I had completed the required spending, and the welcome...

I see the below list of banks that offer LTF cards. Can you add any other banks that provide LTF. HDFC Axis ICICI Kotak Yes IDFC BOB Indus HSBC SC Federal RBL AU PNB Indian/SIB/CSB/SBM (One card)

The report is out. NPCI blames it all on banks for the five hour outage. No accountability. https://timesofindia.indiatimes.com/technology/tech-news/npci-reveals-the-reason-behind-the-longest-upi-outage-the-issue-was-caused-by-/articleshow/120342808.cms It's like saying, what if I left my...

Basically need maximum cashback on all online random stores. Annual fees doesn't matter (good amount will be sent through these CC's so will get return) LTF is sweet but not mendatory but got then nice.... Etc. Smoothest onboarding is also priority.

I made a list in case anyone finds it useful of banks that require OTP vis SMS or app and the ones that don't Many banks don't require OTP for netbanking and it's good. It should always be optional, not forced. Those who want extra security can always enable it. e.g. Union Bank has it but it...

This post is about how to get billing date changed for various banks. Some directly via app, some via emails. I hate getting on calls with Customer care, so decided to do things via email. Folks can use it as reference to do the same for their own cards. Note : All the banks took 2 business...

I created a new OTM (One-Time Mandate) for 1 year monthly SIP (Systematic Investment Plan) in a MF scheme (Direct Growth) in an AMC and SBI (bank) charged me INR 50+18% GST. i) Would this amount be deducted (INR 59) each month when SIP is deducted? ii) Would SBI (bank) charge me if I cancel...