banking

Hi everyone, I’m planning to optimize my bank accounts and would appreciate your suggestions. I currently have the following accounts: 1. HDFC Basic – No MAB requirement, Platinum Debit Card *(salary not credited since 2023)* 2. HDFC Basic – ₹2.5K quarterly MAB, Millennia Debit Card 3. SBI...

Hi I am trying to maximize my credit card points. But there are few txn that will give me no benefit if I am doing it on credit card. And then there are Fund transfer that I do every month to family. I came across yes Bank banking rewards system. They are giving rewardz points for fund...

I recently bumped into this banking app called NiyoX. I was curious since I wanted to open a zero balance savings account which should also be digital(as I'm travelling around and don't want to run to the bank for little things). I looked it up and it showed it was partnered with Utkarsh and...

Kotak Solitaire Banking 75L Trv No charges Nappa Dori Equipments 7% Savings acc Annual interest Pre-approved 7.5cr Home loan 25L readily available credit line Concierge Relationship manager Metal debit credit card (debit feels plastic tho) and still counting..... The majority benefits are with...

With advice from @SSV & @Anupama_Jha, I reopened my HDFC journey after closing my Tata Neu Plus CC (74K limit) since they refused to upgrade it to Infinity or a core card. Got the 2nd-year fee waived with 87K spends but finally closed it in Jan 2025. Opened a Max Savings Account on 24th March...

I have noticed that after filling user id and password in HDFC NetBanking, it logined without otp and where other banks required OTP to login .Is there any way to activate login with otp in HDFC or it is always like this from before. Isn't this a security concern for us?

Say I deposit 10L while account opening. After that I don't maintain 25K balance, what are the charges? Is it lifetime zero balance account?

Hey everyone, I’m currently looking for an HNI (High Net-worth Individual) banking program where I can group my personal savings account, business current account, and my family members' savings accounts under a single relationship to maintain a cumulative TRV (Total Relationship Value). My...

ICICI had launched a product called b2 branch free banking sometime in 2008/2009. This was a completely online zero balance account with no branch access, and had a different netbanking portal, and no debit card. I had opened an account in Feb 2009, and was using it for a while. The account...

Hello everyone, I opened an ICICI Wealth Management account back in 2018. At the time, I was told that depositing a certain amount would give me a lifetime wealth account. Over time, this has become my primary account for significant transactions as and when needed. A few weeks ago, I ordered...

Those who are dealing with cashmypoints please be careful. Recently i traded with them and even after 2 weeks yet to get my payment even after mutiple follow ups. Please be careful while dealing with them.

Good news for the general public who depend on bank deposits for savings and emergency funds. Centre is set to significantly raise insurance cover for bank deposits to Rs 8-12 lakh from current Rs 5 lakh by the end of the month. The proposal is in the final stages and announcement is likely soon.

🚀 Axis Bank is rolling out a new security feature – Mobile OTP! 🚀 If you use Axis Internet Banking, you know how important OTPs are for login and transactions. Until now, these OTPs were sent via SMS, but Axis Bank is now introducing Mobile OTP via the Axis Mobile App for a more secure and...

I currently hold no relationship with SBI. I'm planning on opening an account soon. My family has a heavy relationship with SBI (around 50L TRV). I've HDFC Imperia through my mom's Imperia account under family grouping. 1) Does SBI have a similar program for grouping? Something that has benefits...

Devnagri PIN is the new way to remember the PIN for you mobile banking & other PINs 🇮🇳 !!! See this video clip - from AXIS. Looks very interesting n unique.

I am a new user on this platform. Couldn't find the option to post thread in forum other than General so posting it here. I had opened 25K MAB account with IDFC a few days ago. On exploring TF and discussing with RM I came to know about their select program which seems good and I will get the...

UPDATE: 01/Feb/2025 - see post #18. Wanted to reflect our latest experience with this IDFC FIRST Bank, so that others can take an informed decision and avoid banking with this unprofessional bank. One of my family member wanted a bank for saving and investment purpose and was massively...

My RM just shared this -

I started with ICICI, shifted to HDFC, then Axis and back to HDFC! I think I don't like clutter and need a super fast safe place! Which app you prefer - let's vote! I am little confused between HDFC and Axis!

I want to share my disappointing experience with IDFC branch banking in the hope that it serves as a cautionary tale for others. On 12th Dec 2024, my wife and I visited the IDFC Kannur branch to convert her resident account to an NRO account and open an NRE account. We submitted all the...