banking

Got this from my RM today. Edit- Source HDFC Website The new Programme eligibility criteria is effective from 1st July 2025. For existing groups onboarded on or before 30th June 2025, the new eligibility criteria will come into effect from 1st October 2025. In case any existing group is...

can i apply for ipo asba of family member under their respective pan/dmat(not third party , money get blocked in their account) with my netbanikng under icici family banking

Following the steps of HDFC, ICICI refreshed all pages inside after login. Infinity NXT I didn't see any announcement anywhere, I just logged in as usual today using the old login page link (https://www.icicibank.com/personal-banking/insta-banking/internet-banking). When I clicked Login >...

So, I have an experience with many banking apps and for almost every one of them it doesn't work if we remove the sim used for activation of app. So here is what happened with me, my IDFC app stopped working on my old android phone so I temporarily moved my Sim to my new galaxy s24 installed and...

Yes bank not sharing list of mcc codes of transactions types where rewards points are not eligible for YES grandeur debit card. can they do that? i asked again for mcc codes, and they replied

Guys, This has been a long-pending task for me. I’ve always wanted to create a platform like Wikipedia—focused on credit cards and banking in India. Many of you have also suggested building something like this to make information more accessible and organized. The website is now live! But to...

Today I called my branch to ask to upgrade my account to preferred banking. The guy told me that the criteria is changed now, from now preferred requires 4L AMB and Classic requires 2L AMB. I immediately checked HDFC website, but I couldn't find it. Then I told him that it's showing 2L AMB...

I’ve never been the kind of person who gets excited about banks — until recently. My journey with Citi began back in 2014 when I opened my first salary account. For nearly a decade, Citi served me well. Smooth digital experience, courteous customer care, minimal branch visits, and most...

When I open the HDFC mobile app, it shows me Standard banking. What are the other options other than Standard banking and what are the additional features i will get from those banking.

Hi all, I am looking for suggestion or advice from you, to get better possibilities or benefits Current Salary Account: ICICI Net Income: 85K/month Mutual Fund: 30k per month LIC payments: 3 lakh per month around (5) can't cancel due to family pressure :cat-with-tears-of-joy: Health...

Hi everyone, I'm facing an issue with linking an ICICI Emeralde Private Metal Credit Card (Add-On) to the cardholder's account for use on the iShop Rewards Portal. When I try to add the card to the ICICI account, it throws an error saying: "This is an add-on card". How do I go about this and...

IDFC First Wealth upgrade in 2025 is super smooth now! 🚀 The IDFC Wealth upgrade process is now faster and simpler than ever. Just park the funds, and once your MAB crosses ₹10L, ping your BM/RM. I added funds on 3rd May (5 PM), requested an upgrade on 8th, and got upgraded on 10th (9th was a...

It seems HDFC is rolling out new net banking. URL - https://now.hdfcbank.com/

Cyber fraud in India has seen a dramatic rise. In FY2023, there were 75,800 cases reported with losses of ₹421.4 crore. In just a year, those numbers jumped to 2,92,800 cases and ₹2,054.6 crore in losses by FY2024. That’s a 5x increase - a sign that cyber fraud is not just growing but exploding...

Imagine you're just starting out in the credit card world and suddenly have ₹1 crore sitting in your bank account — not for spending, but purely to meet eligibility criteria for any premium credit card or top-tier banking relationship in India. What premium banking program would you go after...

Hi everyone, I’m planning to optimize my bank accounts and would appreciate your suggestions. I currently have the following accounts: 1. HDFC Basic – No MAB requirement, Platinum Debit Card *(salary not credited since 2023)* 2. HDFC Basic – ₹2.5K quarterly MAB, Millennia Debit Card 3. SBI...

Hi I am trying to maximize my credit card points. But there are few txn that will give me no benefit if I am doing it on credit card. And then there are Fund transfer that I do every month to family. I came across yes Bank banking rewards system. They are giving rewardz points for fund...

I recently bumped into this banking app called NiyoX. I was curious since I wanted to open a zero balance savings account which should also be digital(as I'm travelling around and don't want to run to the bank for little things). I looked it up and it showed it was partnered with Utkarsh and...

Kotak Solitaire Banking 75L Trv No charges Nappa Dori Equipments 7% Savings acc Annual interest Pre-approved 7.5cr Home loan 25L readily available credit line Concierge Relationship manager Metal debit credit card (debit feels plastic tho) and still counting..... The majority benefits are with...

With advice from @SSV & @Anupama_Jha, I reopened my HDFC journey after closing my Tata Neu Plus CC (74K limit) since they refused to upgrade it to Infinity or a core card. Got the 2nd-year fee waived with 87K spends but finally closed it in Jan 2025. Opened a Max Savings Account on 24th March...