bank

My father opened an account in IndusInd Bank years ago, which started as a salary account. Since salary accounts don’t require a minimum balance, we never had to worry about keeping a certain amount in it. Even after he retired in 2018, he kept using the account, and for a long time, the balance...

Hello everyone, I need your opinion on something. Back in December 2020, I needed a second bank account, so I opened a zero-balance Basic Savings Deposit Account with Standard Chartered Bank. The account opening process itself was stressful, but that’s a separate story. Within just a week, I...

Hi, I have a credit card with Axis Bank which had a due of ₹0.9 last month. I tried paying the same through 3rd party apps like navi, cred, innopay but it declined payment stating that "the bank doesn't accept payment less than ₹1". So, I tried paying ₹1 but it was also declined stating that...

Okay, so I am seeing a weird thing. If I send any message from Airtel to other number like Jio, VI with bank names like ICICI, HDFC etc then the message shows sent but doesn't get delivered to recipient. But if the reverse is done like from Jio to others then it gets delivered. Also Airtel to...

Hi, I am curious to know your usage feedback on IDFC Bank products like: 1. Savings Account 2. Credit Card 3. Loans Thanks

Now pay International websites using UPI via PayPal world: How PayPal World Works With UPI... PayPal World begins by connecting PayPal, Venmo, and UPI, creating a seamless payment experience for users worldwide. If you’re an Indian consumer shopping from an international merchant through...

It has been 2 years since i’m not able to apply any CC in IndusInd Bank. Can’t even open bank account on my number. The reason being… before I got my mob. number (8 years back)… It was with some other guy who opened bank acc in IndusInd. But since 8 yrs I own this number and he never really...

Here goes my full story of the RBIO grievance and compensation. 1. I have been trying to get an IDFC First Credit Card since the end of 2023. Everytime, after filling details like emloyment details and C2C details (tried both with and without), the application displayed an error message 'Sorry...

In March 2025, I applied for the Regalia Forex Card and opted for a non-personalised card. Immediately after submitting my application, I received a message instructing me to collect the card from the nearest HDFC branch. I visited the branch, collected the Forex Kit, and activated it as per the...

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I will start with mine. I have dormant accounts in these banks. 1. BOI—This account was opened during my college days. Did not use it after a a couple of years of use & it was marked dormant by the bank. 2. PNB—It was opened as a student account, which was a zero-balance account, but DC charges...

I have every envelope sent by bank for cards. Do you throw dispose them away after taking the card or keep it like me for no reason for 10 years?

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Not sure why or what it nean.. please help "Also, post reviewing your credit history with HDFC Bank, the credit limit will be transferred to your existing HDFC Bank credit card within 20 working days. However, limit reversal may not happen if declined due to policy evaluation." Shouldn't it be...

NPCI posts Rs 3,270 crore revenue and Rs 1,552 crore profits in FY25: NPCI, which is registered as a not-for-profit organisation, mentions net profit as surplus in its FY 25 annual financial statement The National Payments Corporation of India, which runs the popular UPI payments, has seen a...

I've several bank accounts and almost all of them served some purpose or the other but now I'm thinking of closing a few of them. NSDL Payments Bank : I had opened it for virtual RuPay Platinum DC but now that the offer on Amazon is gone, there's no point in keeping it alive and shell out Rs...

Disclaimer: Took help from ChatGPT to frame this message, But this is my personal experience. As we all received email from IDFC FIRST BANK on 17 Jan 2025. Regarding the fees for Add on cards, The bank had initially stated: 1. For all Add-On Cards created on or after 20th February 2025, a...

Bank lockers are too smalll

Funds Vanished! Now ₹51001 Stuck in IndusInd Bank UPI Transactions - Help a Frustrated Redditor Out! Hey everyone, I'm in a bit of a nightmare situation here and hoping the Reddit community can lend some wisdom or shared experiences. I'm currently missing a whopping ₹51001 after multiple UPI...

100% Cashback Offer on Axis Bank Super money RuPay Credit Card on Flipkart (Once per card per user): Redemption Process The offer is applicable at www.flipkart.com, m.flipkart.com & Flipkart mAPP (mobile Application) .Customer to purchase items and checkout using the UPI payment option and...