annual fee

how to reverse the airtel axis credit card annual fee and other things plz help meeeee.

Hi everyone, I’m looking for advice on an ongoing dispute with SBI Card about the annual fee for my SBI Aurum card. Here’s the situation: Background: Card Upgrade: I upgraded from SBI Simply Save to SBI Aurum in May 2025. Annual Fee Charged: On May 17, 2025, SBI charged me Rs. 9,999 + GST...

I own a cashback/live + card & I spent 1.96L last year, I was just 4k short of 2L annual milestone for annual fee waver, so I thought maybe they will wave it if I ask nicely on chat, so I just asked and they denied. I have perfect record of bill payment with them (and all other cards). Should I...

Hey everyone, I recently got hit with the ₹3,000 + GST annual fee on the RBL World Safari Mastercard, despite heavy international usage last year and wanted to get advice on next steps. Here's a quick summary of what’s happened so far: I used the RBL World Safari extensively for international...

The SBI cashback card completed 1 year last month. I had used it considerably more than 2lakh over the past year which makes me eligible for the spend-based waiver for the annual fee. As a regular practice I was checking the spends in the statement generated on May, where I found that SBI has...

I have a Kotak League Platinum Credit Card, which I have been using since March 2022. When I applied for this card, it was clearly mentioned in the application form that it would be lifetime free. However, after three years, on 25th April, an annual fee of ₹499 was deducted from my account+ gst...

If you’re an ICICI Bank credit cardholder, you’ve probably noticed that the iMobile app is one of the most user-friendly platforms out there for managing both bank accounts and credit cards. One of its useful features is the ability to check your annual fee waiver progress based on your spending...

Have used PNB Rupay CC quite a few times last quarter and have already spends of more than 1L in SBI SimplySave. Yet both have charged 499+gst. What a bloody coincidence, both happened on the same day. 😂 Emailed PNB and waiting for their response. Chatted with SBI executive who asked me to pay...

I applied ICICI BANK sapphiro credit card first year free through call I received few days ago. After that I mailed CC for confirmation on first year free. They replied joining fee 0, annual fee 3500 + GST. When I changed for annual fee, after one year or in next bill ? I haven't activated...

Hi guys, I understand that the annual fee would be waived off if we cross 2L annual spends. But, is there any other criteria like 50% fee waiver off in case we cross 1.5L or more something like that? Also, can we negotiate with the bank on the annual fee based on our spends? Did any successfully...

I have a offer from ICICI which gives me rubyx card with nill joining fee but 2000 + GST as annual fee which will be waived off if I spend 3 lakh. I want to know if I will be charge this annual fee in first year itself? Because I am planning to getting this card and close it before first year...

Hi, My Amex metal was under financial review for last 2 weeks. I have sent all the documents they wanted but today they informed me my account is cancelled. Both My platinum charge card and platinum travel card got canceled. Case number - CL-IN5LZ54 The didn't tell the reason for the...

I got my axis flipkart on 22 of May. I am thinking of closing the card. When will they Charge annual fees? When do you guys recommend closing?

So, I applied SBI Cashback Card via yono and instantly got the card with a decent limit of 157000/- this January, 2025. Now, on first month statement they charged me 999/- + GST as annual fee. I am sure it should be called joining fee rather than annual fee. But it shows as annual fee in my...

Hello Guys, FYI post, recently got charged with Annual fees (1499 + 269 GST) on my Neu Infinity Card as spends criteria was not met for auto fee waiver. Requested customer care to close the card since I already hold Infinia & DCB; but bank offered fee reversal as one time gesture. But declined...

Hi Guys, I have an Axis Ace card, and the last statement was generated on 18th Jan 2025 with a credit amount of ₹65.82. Since I am not using the card, I decided to close it. To utilize the credited amount, I used ₹65 to purchase an Amazon voucher and then called customer care to close the...

Today, by chance visited the diners club privilege pag on hdfc website. Saw the annual fee as ₹1000. “Joining/ Renewal Membership Fee – Rs. 1000/- + Applicable Taxes. (revised fees is effective from 13th November 2024 onwards)” So I checked the MITC, it is also showing ₹1000. Previously it...

I have been charged an annual fee on my PNB select Rupay card for Rs 750+Gst. Although the criteria for waiver is "if card is used one in a quarter" I have used the card for online transactions multiple times. No reply to the email, on enquiring customer care, he told, it should be swiped at...

How is 1 year calculated in case of charging annual fees for SBI credit cards (or any other bank's credit cards)? Is it calculated from the date of card activation or the date of 1st statement generation?

Hello TF members, I got the Kotak Myntra card in Jan'2024 month and completed 1.15L spends till now (Requires 2L spends to officially waive off annual fee). As one year is about to complete, I am planning to close my card as I do not want to pay the renewal fee, can you all suggest if Kotak...